Terms Of Service

These terms and conditions outline the rules and regulations for the use of Crush The Market' Website, located at https://crushthemarket.com.

By accessing this website we assume you accept these terms and conditions. Do not continue to use Crush The Market if you do not agree to take all of the terms and conditions stated on this page.

The following terminology applies to these Terms and Conditions, Privacy Statement and Disclaimer Notice and all Agreements: 'Client', 'You' and 'Your' refers to you, the person log on this website and compliant to the Company 's terms and conditions. 'The Company ', 'Ourselves', 'We', 'Our' and 'Us', refers to our Company. 'Party', 'Parties', or 'Us', refers to both the Client and ourselves. All terms refer to the offer, acceptance and consideration of payment necessary to undertake the process of our assistance to the Client in the most appropriate manner for the express purpose of meeting the Client’s needs in respect of provision of the Company's stated services, in accordance with and subject to, prevailing law of United Kingdom. Any use of the above terminology or other words in the singular, plural, capitalization and/or he/she or they, are taken as interchangeable and therefore as referring to same.

NO INVESTMENT ADVICE

The Content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice. Nothing contained on our Site constitutes a solicitation, recommendation, endorsement, or offer by Crush The Market or any third party service provider to buy or sell any securities or other financial instruments in this or in in any other jurisdiction in which such solicitation or offer would be unlawful under the securities laws of such jurisdiction.

All Content on this site is information of a general nature and does not address the circumstances of any particular individual or entity. Nothing in the Site constitutes professional and/or financial advice, nor does any information on the Site constitute a comprehensive or complete statement of the matters discussed or the law relating thereto. Crush The Market is not a fiduciary by virtue of any person’s use of or access to the Site or Content. You alone assume the sole responsibility of evaluating the merits and risks associated with the use of any information or other Content on the Site before making any decisions based on such information or other Content. Except where liability cannot lawfully be excluded or limited, in exchange for using the Site you agree not to hold Crush The Market, its affiliates or any third party service provider liable for any possible claim for damages arising from any decision you make based on information or other Content made available to you through the Site.

WHO CHOOSES THE STOCKS

In the stock screener and the back testing tool, you choose the markets and every filter and threshold. We run the query you built and report what matched it. We do not choose the stocks, we do not order the results by any view of their merit, and neither tool starts with a default, suggested or pre-selected set of filters. A company appearing in your results means only that it passed the filters you set, on the data available at the time you ran them.

Those tools can also be opened from a link that arrives with filters already filled in, including a link from one of our published screens and a link someone else has shared with you. In that case the filters are the ones in the link rather than ones you composed, they remain visible and editable on screen before and after you run them, and where the link came from one of our published screens the paragraph below applies to them.

The published stock screens differ in one respect, and we state it plainly: on those pages the filter was chosen by us and not by you. Each such page names the filter in words, lists every criterion and threshold applied, and orders its table on one named column. That order is a sort on a stated column, never a ranking of merit, and no page of that kind identifies a best, preferred or recommended holding. A company appearing on one means only that it passed the stated filter on the date shown on the page.

NOTHING HERE IS PERSONALISED

No output anywhere on the Site is personalised. We do not ask for, hold or take account of your investment objectives, your experience, your existing holdings, your income, your tax position or your attitude to risk. Nothing we publish is presented as suitable for you or for any other particular person, nothing on the Site is a personal recommendation, and no part of the Site changes what it shows you on the basis of who you are.

BACK TEST RESULTS ARE SIMULATED

Every figure the back testing tool reports is a simulation run over historical data. It is not the return of a real portfolio. No money was invested, no user of the Site earned it, and we do not operate or publish the record of any live portfolio. Simulated past performance is not a reliable indicator of future results, and neither is real past performance.

The simulation carries the following known limitations. They are material to the numbers it reports, and we would rather name them than let a headline figure stand unqualified:

The universe for every historical year is each market's index membership as it stands today. Companies that left the index, were acquired or failed are largely absent from earlier years, which flatters the result. A flat 3% is deducted from every simulated year to stand in for this effect. That figure is an estimate we chose; it is not a measurement of the bias in your particular result.
Dividends are credited using a five year average yield taken from the stored analysis, not the dividend actually paid in the year being simulated.
No dealing commission, bid-offer spread, stamp duty or equivalent transfer tax, custody charge, currency conversion cost, or income or capital gains tax of any kind is deducted. A real return after these costs would be lower, and on a strategy that trades often it would be materially lower.
There is no cap on the number of positions. A result may assume a portfolio holding far more companies than a person would realistically hold, and equal weighting across them.
Positions are valued at a year-end price drawn from our stored data, with no allowance for whether that price was actually obtainable, in what size, or on what date.
Where a company has no data in the following year the position is treated as a total loss for that year. This is deliberately conservative and will sometimes be wrong in your favour and sometimes against you.
The underlying fundamental and price data is collected automatically from public sources, including company filings and public market data pages. It may be incomplete, stale, or wrong. We correct errors when we find them rather than to any schedule or guaranteed standard.
The number of years a back test covers depends on how much usable data exists for the markets and filters you chose. It is often far fewer years than the filings archive spans, and the tool states the range it actually used alongside the result.

WE ARE NOT REGULATED AND WE DO NOT DEAL

Crush The Market is not authorised or regulated by the Financial Conduct Authority and does not carry on any regulated activity. We do not advise on investments, we do not arrange, execute or transmit orders, we do not manage anyone's portfolio, and we never hold your money or your investments. There is no facility anywhere on the Site to buy or sell any investment. If you choose to deal, you do so through your own broker, on your own judgement, at your own risk, and we are not a party to it.

YOUR RIGHTS ARE NOT AFFECTED

Nothing in these terms excludes or limits any liability or any right that cannot lawfully be excluded or limited. If you are a consumer, your statutory rights are unaffected by anything on this page. If any term here is found by a court to be unfair or unenforceable, it is severed and the remainder continues to apply.

Cookies

We employ the use of cookies. By accessing Crush The Market, you agreed to use cookies in agreement with the Crush The Market' Privacy Policy.

Most interactive websites use cookies to let us retrieve the user’s details for each visit. Cookies are used by our website to enable the functionality of certain areas to make it easier for people visiting our website. Some of our affiliate/advertising partners may also use cookies.

License

Unless otherwise stated, Crush The Market and/or its licensors own the intellectual property rights for all material on Crush The Market. All intellectual property rights are reserved. You may access this from Crush The Market for your own personal use subjected to restrictions set in these terms and conditions.

You must not:

Republish material from Crush The Market
Sell, rent or sub-license material from Crush The Market
Reproduce, duplicate or copy material from Crush The Market
Redistribute content from Crush The Market

This Agreement shall begin on the date hereof. Our Terms and Conditions were created with the help of the Terms And Conditions Generator.

Parts of this website offer an opportunity for users to post and exchange opinions and information in certain areas of the website. Crush The Market does not filter, edit, publish or review Comments prior to their presence on the website. Comments do not reflect the views and opinions of Crush The Market,its agents and/or affiliates. Comments reflect the views and opinions of the person who post their views and opinions. To the extent permitted by applicable laws, Crush The Market shall not be liable for the Comments or for any liability, damages or expenses caused and/or suffered as a result of any use of and/or posting of and/or appearance of the Comments on this website.

Crush The Market reserves the right to monitor all Comments and to remove any Comments which can be considered inappropriate, offensive or causes breach of these Terms and Conditions.

You warrant and represent that:

You are entitled to post the Comments on our website and have all necessary licenses and consents to do so;
The Comments do not invade any intellectual property right, including without limitation copyright, patent or trademark of any third party;
The Comments do not contain any defamatory, libelous, offensive, indecent or otherwise unlawful material which is an invasion of privacy
The Comments will not be used to solicit or promote business or custom or present commercial activities or unlawful activity.

You hereby grant Crush The Market a non-exclusive license to use, reproduce, edit and authorize others to use, reproduce and edit any of your Comments in any and all forms, formats or media.

Hyperlinking to our Content

The following organizations may link to our Website without prior written approval:

Government agencies;
Search engines;
News organizations;
Online directory distributors may link to our Website in the same manner as they hyperlink to the Websites of other listed businesses; and
System wide Accredited Businesses except soliciting non-profit organizations, charity shopping malls, and charity fundraising groups which may not hyperlink to our Web site.

These organizations may link to our home page, to publications or to other Website information so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products and/or services; and (c) fits within the context of the linking party’s site.

We may consider and approve other link requests from the following types of organizations:

commonly-known consumer and/or business information sources;
dot.com community sites;
associations or other groups representing charities;
online directory distributors;
internet portals;
accounting, law and consulting firms; and
educational institutions and trade associations.

We will approve link requests from these organizations if we decide that: (a) the link would not make us look unfavorably to ourselves or to our accredited businesses; (b) the organization does not have any negative records with us; (c) the benefit to us from the visibility of the hyperlink compensates the absence of Crush The Market; and (d) the link is in the context of general resource information.

These organizations may link to our home page so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products or services; and (c) fits within the context of the linking party’s site.

If you are one of the organizations listed in paragraph 2 above and are interested in linking to our website, you must inform us by sending an e-mail to Crush The Market. Please include your name, your organization name, contact information as well as the URL of your site, a list of any URLs from which you intend to link to our Website, and a list of the URLs on our site to which you would like to link. Wait 2-3 weeks for a response.

Approved organizations may hyperlink to our Website as follows:

By use of our corporate name; or
By use of the uniform resource locator being linked to; or
By use of any other description of our Website being linked to that makes sense within the context and format of content on the linking party’s site.

No use of Crush The Market' logo or other artwork will be allowed for linking absent a trademark license agreement.

iFrames

Without prior approval and written permission, you may not create frames around our Webpages that alter in any way the visual presentation or appearance of our Website.

Content Liability

We shall not be hold responsible for any content that appears on your Website. You agree to protect and defend us against all claims that is rising on your Website. No link(s) should appear on any Website that may be interpreted as libelous, obscene or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of, any third party rights.

Your Privacy

Please read the Privacy Policy

Reservation of Rights

We reserve the right to request that you remove all links or any particular link to our Website. You approve to immediately remove all links to our Website upon request. We also reserve the right to amen these terms and conditions and it’s linking policy at any time. By continuously linking to our Website, you agree to be bound to and follow these linking terms and conditions.

Removal of links from our website

If you find any link on our Website that is offensive for any reason, you are free to contact and inform us any moment. We will consider requests to remove links but we are not obligated to or so or to respond to you directly.

We do not ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we promise to ensure that the website remains available or that the material on the website is kept up to date.

Disclaimer

To the maximum extent permitted by applicable law, we exclude all representations, warranties and conditions relating to our website and the use of this website.

For the avoidance of doubt: Crush The Market is not investment advice, and we are not responsible for any action you take using information contained on this website. Information contained on this website may be wrong or inaccurate.

Nothing in this disclaimer will:

limit or exclude our or your liability for death or personal injury;
limit or exclude our or your liability for fraud or fraudulent misrepresentation;
limit any of our or your liabilities in any way that is not permitted under applicable law; or
exclude any of our or your liabilities that may not be excluded under applicable law.

The limitations and prohibitions of liability set in this Section and elsewhere in this disclaimer: (a) are subject to the preceding paragraph; and (b) govern all liabilities arising under the disclaimer, including liabilities arising in contract, in tort and for breach of statutory duty.

As long as the website and the information and services on the website are provided free of charge, we will not be liable for any loss or damage of any nature. Where you pay us a subscription, that sentence does not apply to you, and our liability to you is instead limited to the amount you have paid us in the twelve months before the claim, except for any liability that cannot lawfully be limited.