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About The Company

CEO

Mr. Devin B. McGranahan

Market Cap

4.58 Billion USD

Sector

Financial Services

Website

https://www.westernunion.com

Last Update

2/22/2024, 12:00:00 PM

Description

The Western Union Company provides money movement and payment services worldwide.

Read More

Overview

Value

58

Growth

32

Health

27

Management

41

Analyst Opinion

100

Total

52

All Scores Out Of 100

Best Features

  • Has a history of share buybacks
  • Price-to-earnings ratio of 8.1 is lower than the market average (19.6x)
  • Liked by analysts

Risk Factors

  • Earnings have declined recently
  • Has a high level of debt
  • Poor overall financial health
  • Disliked by Twitter users
  • Poor earnings and cashflow growth

Market Peers

WU

Key Figures

PE Ratio (TTM)

8.12

Margin Of Safety (DCF)

16.99%

Revenue Growth (5 Year Average)

-0.89%

Ratings Consensus

Strong Buy

Share Buybacks

1.05%

Dividend Yeild (TTM)

7.43%

Valuation

Value Score

58

  • Price-to-earnings ratio of 8.1 is lower than the market average (19.6x)
  • Free-cashflow-yeild of 13.53% is better than the market average (4.7%)
  • Estimated intrinsic-value of 16.06 USD is higher than current price ( 13.38 USD)
  • Margin-of-safety of 16.99% is worse than the market average (17.95%)

Desired Margin Of Safety

0%

Tip: Set your desired Margin Of Safety

Free Cash Flow Type

Annual Cashflow Growth

0%

Discount Rate

0%

Buy Target: < 15.5 USD

Current Price: 13.7 USD

How Does This Work?

Show Advanced Options

This calculator helps investors estimate the Intrinsic Value of a company based on the current value of future cash flows. To use the tool, simply input a desired Margin Of Safety, which is an additional discount applied to the present value of the expected future cash flows. The tool calculates the present value using a discount rate that reflects the risk and time value of money, and provides an estimated target price for the company based on the selected margin of safety. The calculator defaults to using 5 Year Free Cash Flow Growth % and a discount rate based on the US 10-year treasury bond coupon rate. Use our performance analyser to get a feel the impact this has on longterm investment returns and discover a margin of safety you are comfortable with. This can be a useful tool for investors looking to make informed decisions about whether to buy or sell shares of a particular company.

Price/Earnings

8.12x

Free Cashflow Yeild

13.53%

PE/Earnings Growth

N/A

Price/Book

9.81x

Growth

Growth Score

32

  • 5 Year Average Cashflow growth of 13.50% is higher than the market average (12.35%)
  • Free Cashflow growth has improved this year
  • 5 Year Average Revenue growth of -0.89% is lower than the market average (10.97%)
  • Revenue growth has slowed this year
  • 5 Year Average Earnings growth of 1.06% is lower than the market average (14.48%)
  • Earnings growth has slowed this year

Revenue Growth

-0.89%

Earnings Growth

1.06%

Cashflow Growth

13.50%

Health

Health Score

27

  • Assets cover liabilities
  • Normal operation does not require debt to be sustainable
  • Has a high level of debt
  • Debt repayments significantly impact cashflow

Altman Z Score

1.15

Piostroski Score

7.00

Debt/Equity

5.23x

Current Assets/Liabilities

1.14x

Free Cashflow/Total Debt

0.09x

Debt/Capital

0.37x

Dividend

Secure Dividend Score

46

  • Dividend yeild of 7.43% is more than the market average (1.85%)
  • At risk of being unsafe
  • Long term dividend payout ratio of 47.37% is considered good
  • Payout ratio (TTM) of 55.75% is higher than the average (40%)
  • Dividends have been declining over the last 5 years
  • Dividend growth has been slowing recently
  • Spending a higher percentage of their income on dividends than last 5 years

Dividend Yeild

7.43%

Dividend Growth

-4.93%

Payout Ratio (Earnings)

55.75%

Payout Ratio (Cashflow)

54.93%

Management

Management Score

41

  • Has repurchased shares when value is good
  • Has a history of returning value to shareholders through stock buybacks
  • Return-on-equity of 25.00% is higher than the market average (15%)
  • Return-on-capital-employed of 1.86% is lower than the market average (10%)

Average Buybacks/Dilution

1.05%

Recent Buybacks/Dilution

-5.23%

5 Year Price Volitility

24.39%

Return On Assets

1.46%

Return On Capital Employed

1.86%

Return On Equity

25.00%

Return On Free Cashflow

N/A

Return On Investments

554.49%

Social Sentiment

Social Sentiment Score

0

Twitter Sentiment

N/A

Stocktwits Sentiment

N/A

Analysts

Analyst Opinion

100

  • Ratings consensus is Strong Buy

SEC Filings

Find yearly (10-K), quaterly (10-Q) and disclosure (8-K) report here, on the Securities and Exchange Commission's EDGAR database. If reading through reports isn't your cup of tea, don't worry. We've made it easy for you by summarizing all the important bits.

Other Information

Company Name

The Western Union Company

Currency

USD

Beta

0.875

Vol Avg

5611250

Ceo

Mr. Devin B. McGranahan

Cik

0001365135

Cusip

959802109

Exchange

New York Stock Exchange

Full Time Employees

8900

Industry

Credit Services

Sector

Financial Services

Ipo Date

2006-10-02

Address

7001 East Belleview Avenue

City

Denver

State

CO

Country

US

Zip

80237

Phone

866 405 5012

Analysis Last Updated

2/22/2024, 12:00:00 PM

All financial data provided by FMP

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