Wintrust Financial Corporation, a financial holding company, provides community-oriented, personal, and commercial banking services in the United States. It operates through three segments: Community Banking, Specialty Finance, and Wealth Management. The Community Banking segment offers non-interest-bearing deposits, non-brokered interest-bearing transaction accounts, and savings and domestic time deposits; home equity, consumer, and real estate loans; safe deposit facilities; and automatic teller machine, online and mobile banking, and other services. This segment also engages in the retail origination of residential mortgages; provision of lending, deposits, and treasury management services to condominium, homeowner, and community associations; and asset-based lending for middle-market companies. In addition, it provides loan and deposit services to mortgage brokerage companies; lending to restaurant franchisees; direct leasing; small business administration loans; commercial mortgages and construction loans; and financial solutions. The Specialty Finance segment offers commercial and life insurance premiums financing for businesses and individuals; accounts receivable financing, value-added, and out-sourced administrative services, including data processing of payrolls, billing, and cash management services to temporary staffing industry; other specialty finance services; equipment financing through structured loan and lease products; and property and casualty insurance premium financing. The Wealth Management segment provides wealth management services, such as trust and investment, tax-deferred like-kind exchange, asset management, and securities brokerage services. Wintrust Financial Corporation was founded in 1991 and is headquartered in Rosemont, Illinois.

Currency in USD	2026
Operating Income	N/A
Income Before Tax	317.96 Million
Income Tax Expense	84.27 Million
Net Income	233.69 Million
Eps	3.34
Epsdiluted	3.30
Weighted Average Shs Out	67.43 Million
Weighted Average Shs Out Dil	68.29 Million
Research And Development Expenses	N/A
Selling General And Administrative Expenses	N/A
Depreciation And Amortization	29.23 Million
Interest Expense	364.05 Million
Interest Income	961.41 Million
Net Interest Income	597.37 Million
Premiums Earned	3.22 Million
Policyholder Benefits	N/A
Gross Profit	N/A
Ebitda	N/A

Wintrust Financial Corporation Annual Reports (10-K)