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Western Alliance Bancorporation
WAL: NYSELowest reading is at 59 out of 100. All scores are out of 100.
In Short
About The Company
CEO
Mr. Kenneth A. Vecchione
Market Cap
8.13 Billion USD
Sector
Financial Services
Website
https://www.westernalliancebancorporation.comLast Update
15/10/2026, 01:02:24
Description
Western Alliance Bancorporation operates as the bank holding company for Western Alliance Bank that provides various banking products and related services primarily in Arizona, California, and Nevada.
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Strongest readings
- ✔Price-to-earnings of 8.2 is below the market average of 19.6
- ✔Financial health is strong (health score 67 out of 100)
- ✔Debt is low at 0.68 times equity
Weakest readings
- ✘Income is not covering expenditure and investment (free cashflow -15.13 per share)
- ✘Share count has been rising at 1.66% per year
- ✘Short-term liabilities exceed short-term assets (current ratio 0.93)
Key Figures
| Status | Metric | Value | Reading | Market avg |
|---|---|---|---|---|
| ✔ | Price / earnings (TTM) | 8.24x | 19.60x | |
| ✘ | Margin of safety (DCF) | 1.13% | 17.95% | |
| ✔ | Revenue growth (5y average) | 17.29% | 10.97% | |
| ✔ | Dividend yield (TTM) | 2.40% | 1.85% | |
| ✘ | Share count, per year | 1.66% | 0.00% | |
| Return on capital employed | N/A | 10.00% |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
Valuation
100 / 100Priced at or below the market on most measures.
| Status | Metric | Value | Reading | Market avg |
|---|---|---|---|---|
| ✔ | Price / earnings | 8.24x | 19.60x | |
| ✘ | Free cashflow yield | -20.52% | 4.70% | |
| ✔ | Price / earnings growth | 0.36x | 1.50x | |
| Price / book | 0.99x | — | ||
| ✘ | Margin of safety | 1.13% | 17.95% |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
- ✔Estimated intrinsic value of 74.56 USD is above the current price of 74.51 USD
Desired Margin Of Safety
0%
▼
Tip: Set your desired Margin Of Safety
Free Cash Flow Type
Annual Cashflow Growth
0%
Discount Rate
0%
Estimated Fair Value: N/A✘
Current Price: 73.7 USD
Negative Cashflows: Cashflow can become negative due to operating losses, investing activities or financing activites. Negative cashflow makes it dificult to use a discounted free cashflow model to assess intrinsic value.
How Does This Work?
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This calculator helps investors estimate the Intrinsic Value of a company based on the current value of future cash flows. To use the tool, simply input a desired Margin Of Safety, which is an additional discount applied to the present value of the expected future cash flows. The tool calculates the present value using a discount rate that reflects the risk and time value of money, and provides an estimated fair value for the company based on the selected margin of safety. The calculator defaults to using 5 Year Free Cash Flow Growth % and a discount rate based on the US 10-year treasury bond coupon rate. Use our performance analyser to get a feel for the impact this has on longterm investment returns and find a margin of safety you are comfortable with.
Growth
59 / 100Growing faster than the market on most measures.
| Status | Metric | Value | Reading | Market avg |
|---|---|---|---|---|
| ✔ | Revenue growth | 17.29% | 10.97% | |
| ✘ | Earnings growth | 11.70% | 14.48% | |
| Cashflow growth | N/A | 12.35% |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
- ✔Revenue growth has improved this year (140.43% against a five year average of 17.29%)
- ✔Earnings growth has improved this year (16.42% against a five year average of 11.70%)
Health
67 / 100Balance sheet covers its obligations.
Measured on Leverage and capital, Funding and liquidity, Earnings quality, Asset quality.
| Status | Metric | Value | Reading | Threshold |
|---|---|---|---|---|
| ✔ | Debt / equity | 0.68x | 0.80x | |
| ✔ | Debt / total capital | 0.41x | 1.00x | |
| Equity / assets | 8.25% | — | ||
| Loans / deposits | 0.76x | — | ||
| Net interest margin | 3.09% | — | ||
| Loan-loss cover | 0.78% | — |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
- ✘Income is not covering expenditure and investment (free cashflow -15.13 per share)
Dividend
59 / 100Covered, with limited headroom.
| Status | Metric | Value | Reading | Market avg |
|---|---|---|---|---|
| ✔ | Dividend yield | 2.40% | 1.85% | |
| ✔ | Dividend growth | 4.52% | 0.00% | |
| ✔ | Payout ratio (earnings) | 19.60% | 40.00% | |
| ✔ | Payout ratio (cashflow) | -11.67% | 65.00% | |
| ✔ | Worst year, last 5 years | 2.14% | -2.00% |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
- ✔Dividend growth has been accelerating recently
Management
62 / 100Returns on capital are at or above the market.
| Status | Metric | Value | Reading | Market avg |
|---|---|---|---|---|
| ✘ | Return on equity | 12.66% | 15.00% | |
| Return on capital employed | N/A | 10.00% | ||
| Return on assets | 1.04% | — | ||
| Free cashflow return on capital | -3.01% | — | ||
| Return on capital, 5y change | N/A | 0.00% | ||
| ✘ | Share count, per year | 1.66% | 0.00% | |
| ✘ | Share count, recent | 0.28% | 0.00% | |
| Realized buyback return | N/A | 0.00% | ||
| ✔ | Goodwill erosion / equity | 0.00% | 2.00% | |
| Price volatility, 5 year | 62.84% | — |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
- ✘New shares were issued while the value score was 100 out of 100
Analysts
not enough data| Status | Metric | Value | Reading | Neutral |
|---|---|---|---|---|
| Analyst opinion score | N/A | 50 |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
Financial History
Annual figures across the full reporting history we hold.
Market Peers
WAL
SEC Filings
Find yearly (10-K), quaterly (10-Q) and disclosure (8-K) report here, on the Securities and Exchange Commission's EDGAR database. If reading through reports isn't your cup of tea, don't worry. We've made it easy for you by summarizing all the important bits.
See 35+ Years Annual ReportsOther Information
Company Name
Western Alliance Bancorporation
Currency
USD
Beta
1.324
Vol Avg
1035571
Ceo
Mr. Kenneth A. Vecchione
Cik
0001212545
Cusip
Exchange
NYSE
Full Time Employees
3769
Industry
Banks - Regional
Sector
Financial Services
Ipo Date
Address
One East Washington Street
City
Phoenix
State
AZ
Country
United States
Zip
85004
Phone
(602) 389-3500
Analysis Last Updated
15/10/2026, 01:02:24
Financial data compiled from SEC EDGAR filings and Yahoo Finance.