Voya Financial, Inc.

VOYA: NYSE
40Total

Lowest reading is at 33 out of 100. All scores are out of 100.

About The Company

CEO

Ms. Heather Hamilton Lavallee

Market Cap

8.81 Billion USD

Sector

Financial Services

Website

https://www.voya.com

Last Update

27/09/2026, 17:35:28

Description

Voya Financial, Inc. provides workplace benefits, and savings solutions and technologies in the United States and internationally.

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Strongest readings

  • ✔Debt is low at 0.45 times equity
  • ✔Share count has been falling at 1.42% per year
  • ✔Price-to-earnings of 16.1 is below the market average of 19.6

Weakest readings

  • ✘Earnings and cashflow growth is weak (growth score 33 out of 100)

Key Figures

StatusMetricValueReadingMarket avg
✔
Price / earnings (TTM)
16.07x
19.60x
Margin of safety (DCF)
N/A17.95%
✘
Revenue growth (5y average)
1.91%
10.97%
✔
Dividend yield (TTM)
2.02%
1.85%
✔
Share count, per year
-1.42%
0.00%
✘Return on capital employed0.06%
10.00%

The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

Valuation

51 / 100

Priced at or below the market on most measures.

StatusMetricValueReadingMarket avg
✔
Price / earnings
16.07x
19.60x
Free cashflow yieldN/A4.70%
Price / earnings growthN/A1.50x
Price / book1.33x
—
Margin of safety
N/A17.95%

The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

  • ✘Estimated intrinsic value of N/A is below the current price of 97.27 USD

Desired Margin Of Safety

0%

▼

Tip: Set your desired Margin Of Safety

Free Cash Flow Type

Annual Cashflow Growth

0%

Discount Rate

0%

Estimated Fair Value: 96 USD ✘

Current Price: 97.3 USD

How Does This Work?

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This calculator helps investors estimate the Intrinsic Value of a company based on the current value of future cash flows. To use the tool, simply input a desired Margin Of Safety, which is an additional discount applied to the present value of the expected future cash flows. The tool calculates the present value using a discount rate that reflects the risk and time value of money, and provides an estimated fair value for the company based on the selected margin of safety. The calculator defaults to using 5 Year Free Cash Flow Growth % and a discount rate based on the US 10-year treasury bond coupon rate. Use our performance analyser to get a feel for the impact this has on longterm investment returns and find a margin of safety you are comfortable with.

Growth

33 / 100

Growing more slowly than the market on most measures.

StatusMetricValueReadingMarket avg
✘
Revenue growth
1.91%
10.97%
✘Earnings growth7.69%
14.48%
Cashflow growthN/A12.35%

The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

  • ✔Revenue growth has improved this year (2.06% against a five year average of 1.91%)
  • ✔Earnings growth has improved this year (18.24% against a five year average of 7.69%)

Health

36 / 100

Balance sheet is stretched on several measures.

Measured on Leverage and capital, Earnings quality.

StatusMetricValueReadingThreshold
✔Debt / equity0.45x
0.80x
✔Debt / total capital0.31x
1.00x
Equity / assets2.56%
—
✘Interest coverage1.50x
2.50x
Underwriting loss ratio78.21%
—

The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

    Dividend

    36 / 100

    Cover is thin on at least one measure.

    StatusMetricValueReadingMarket avg
    ✔
    Dividend yield
    2.02%
    1.85%
    ✔Dividend growth4.55%
    0.00%
    ✔Payout ratio (earnings)29.28%
    40.00%
    Payout ratio (cashflow)N/A65.00%
    ✘Worst year, last 5 years-8.51%
    -2.00%

    The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

    • ✔Dividend growth has been accelerating recently

    Management

    42 / 100

    Returns on capital are below the market.

    StatusMetricValueReadingMarket avg
    ✘Return on equity2.01%
    15.00%
    ✘Return on capital employed0.06%
    10.00%
    Return on assets0.05%
    —
    Free cashflow return on capitalN/A—
    ✘Return on capital, 5y change-0.08%
    0.00%
    ✔
    Share count, per year
    -1.42%
    0.00%
    ✔Share count, recent-0.22%
    0.00%
    ✘Realized buyback return-7.98%
    0.00%
    ✔Goodwill erosion / equity0.00%
    2.00%
    Price volatility, 5 year28.85%
    —

    The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

    • ✔Shares were repurchased while the value score was 51 out of 100

    Analysts

    not enough data
    StatusMetricValueReadingNeutral
    Analyst opinion scoreN/A50

    The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

    Financial History

    Annual figures across the full reporting history we hold.

    Market Peers

    VOYA

    SEC Filings

    Find yearly (10-K), quaterly (10-Q) and disclosure (8-K) report here, on the Securities and Exchange Commission's EDGAR database. If reading through reports isn't your cup of tea, don't worry. We've made it easy for you by summarizing all the important bits.

    See 35+ Years Annual Reports

    Other Information

    Company Name

    Voya Financial, Inc.

    Currency

    USD

    Beta

    0.89

    Vol Avg

    1043437

    Ceo

    Ms. Heather Hamilton Lavallee

    Cik

    0001535929

    Cusip

    Exchange

    NYSE

    Full Time Employees

    11000

    Industry

    Financial Conglomerates

    Sector

    Financial Services

    Ipo Date

    Address

    200 Park Avenue

    City

    New York

    State

    NY

    Country

    United States

    Zip

    10166

    Phone

    212 309 8200

    Analysis Last Updated

    27/09/2026, 17:35:28

    Financial data compiled from SEC EDGAR filings and Yahoo Finance.

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