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Visa Inc.
V: NYSELowest reading is at 1 out of 100. All scores are out of 100.
About The Company
CEO
Mr. Ryan M. McInerney
Market Cap
689.70 Billion USD
Sector
Financial Services
Website
https://www.visa.comLast Update
26/09/2026, 10:16:01
Description
Visa Inc. operates as a payment technology company in the United States and internationally.
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Strongest readings
- ✔Return on capital employed of 37.15% is above the market average of 10.00%
- ✔Dividend growth averages 13.45% per year
- ✔Altman-Z score of 8.15 sits above the distress range
- ✔Financial health is strong (health score 71 out of 100)
- ✔Debt is low at 0.66 times equity
Weakest readings
- ✘Priced well above the cashflow it produces (value score 1 out of 100)
- ✘The current price sits above estimated fair value (margin of safety -94.30%)
Key Figures
| Status | Metric | Value | Reading | Market avg |
|---|---|---|---|---|
Price / earnings (TTM) | N/A | 19.60x | ||
| ✘ | Margin of safety (DCF) | -94.30% | 17.95% | |
| ✔ | Revenue growth (5y average) | 11.34% | 10.97% | |
| ✘ | Dividend yield (TTM) | 0.78% | 1.85% | |
Share count, per year | N/A | 0.00% | ||
| ✔ | Return on capital employed | 37.15% | 10.00% |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
Valuation
1 / 100Priced above the market on most measures.
| Status | Metric | Value | Reading | Market avg |
|---|---|---|---|---|
Price / earnings | N/A | 19.60x | ||
| Free cashflow yield | N/A | 4.70% | ||
| Price / earnings growth | N/A | 1.50x | ||
| Price / book | 17.56x | — | ||
| ✘ | Margin of safety | -94.30% | 17.95% |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
- ✘Estimated intrinsic value of 20.93 USD is below the current price of 367.38 USD
Desired Margin Of Safety
0%
▼
Tip: Set your desired Margin Of Safety
Free Cash Flow Type
Annual Cashflow Growth
0%
Discount Rate
0%
Estimated Fair Value: 82.1 USD ✘
Current Price: 367.4 USD
How Does This Work?
Show Advanced Options
This calculator helps investors estimate the Intrinsic Value of a company based on the current value of future cash flows. To use the tool, simply input a desired Margin Of Safety, which is an additional discount applied to the present value of the expected future cash flows. The tool calculates the present value using a discount rate that reflects the risk and time value of money, and provides an estimated fair value for the company based on the selected margin of safety. The calculator defaults to using 5 Year Free Cash Flow Growth % and a discount rate based on the US 10-year treasury bond coupon rate. Use our performance analyser to get a feel for the impact this has on longterm investment returns and find a margin of safety you are comfortable with.
Growth
50 / 100Growing faster than the market on most measures.
| Status | Metric | Value | Reading | Market avg |
|---|---|---|---|---|
| ✔ | Revenue growth | 11.34% | 10.97% | |
| Earnings growth | N/A | 14.48% | ||
| Cashflow growth | N/A | 12.35% |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
- ✔Revenue growth has improved this year (14.37% against a five year average of 11.34%)
Health
71 / 100Balance sheet covers its obligations.
Measured on Leverage and capital, Funding and liquidity, Earnings quality.
| Status | Metric | Value | Reading | Threshold |
|---|---|---|---|---|
| ✔ | Altman-Z score | 8.15 | 3.00 | |
| ✔ | Piotroski score | 6.00 | 5.00 | |
| ✔ | Debt / equity | 0.66x | 0.80x | |
| ✔ | Current ratio | 1.08x | 1.00x | |
| ✔ | Interest coverage | 40.74x | 2.50x | |
| ✘ | Free cashflow / debt | 0.00x | 0.15x | |
| ✔ | Debt / capital | 0.40x | 1.00x |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
Dividend
53 / 100Covered, with limited headroom.
| Status | Metric | Value | Reading | Market avg |
|---|---|---|---|---|
| ✘ | Dividend yield | 0.78% | 1.85% | |
| ✔ | Dividend growth | 9.89% | 0.00% | |
| ✔ | Payout ratio (earnings) | 21.94% | 40.00% | |
| Payout ratio (cashflow) | N/A | 65.00% | ||
| Worst year, last 5 years | N/A | -2.00% |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
- ✘Dividend growth has been slowing recently
Management
74 / 100Returns on capital are at or above the market.
| Status | Metric | Value | Reading | Market avg |
|---|---|---|---|---|
| ✔ | Return on equity | 52.91% | 15.00% | |
| ✔ | Return on capital employed | 37.15% | 10.00% | |
| Return on assets | 20.13% | — | ||
| Free cashflow return on capital | N/A | — | ||
| ✔ | Return on capital, 5y change | 13.56% | 0.00% | |
Share count, per year | N/A | 0.00% | ||
| Share count, recent | N/A | 0.00% | ||
| Realized buyback return | N/A | 0.00% | ||
| ✔ | Goodwill erosion / equity | 0.00% | 2.00% | |
| Price volatility, 5 year | 22.66% | — |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
Analysts
not enough data| Status | Metric | Value | Reading | Neutral |
|---|---|---|---|---|
| Analyst opinion score | N/A | 50 |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
Financial History
Annual figures across the full reporting history we hold.
Market Peers
V
SEC Filings
Find yearly (10-K), quaterly (10-Q) and disclosure (8-K) report here, on the Securities and Exchange Commission's EDGAR database. If reading through reports isn't your cup of tea, don't worry. We've made it easy for you by summarizing all the important bits.
See 35+ Years Annual ReportsOther Information
Company Name
Visa Inc.
Currency
USD
Beta
0.761
Vol Avg
7112547
Ceo
Mr. Ryan M. McInerney
Cik
0001403161
Cusip
Exchange
NYSE
Full Time Employees
34100
Industry
Credit Services
Sector
Financial Services
Ipo Date
Address
300 Toni Stone Crossing
City
San Francisco
State
CA
Country
United States
Zip
94158
Phone
650 432 3200
Analysis Last Updated
26/09/2026, 10:16:01
Financial data compiled from SEC EDGAR filings and Yahoo Finance.