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About The Company

CEO

Mr. Ryan M. McInerney

Market Cap

702.56 Billion USD

Sector

Financial Services

Website

https://usa.visa.com

Last Update

01/05/2025, 10:09:12

Description

Visa Inc. operates as a payments technology company worldwide.

Read More

Overview

Value

17

Growth

34

Health

60

Management

49

Analyst Opinion

57

Total

39

All Scores Out Of 100

Best Features

  • Earnings growth has improved recently
  • Has a low level of debt
  • Has a history of share buybacks
  • Low risk of bankruptcy
  • Has strong financial health
  • Low preportion of income is paid as dividend

Risk Factors

  • Overvalued on cashflow basis
  • No margin of safety at their current market price
  • Disliked by Twitter users
  • Poor earnings and cashflow growth
  • Price-to-earnings ratio of 30.6 is higher than the market average (19.6x)

Market Peers

V

Key Figures

PE Ratio (TTM)

30.60

Margin Of Safety (DCF)

-78.15%

Revenue Growth (5 Year Average)

1.84%

Ratings Consensus

Neutral

Share Buybacks

0.62%

Dividend Yeild (TTM)

0.66%

Valuation

Value Score

17

  • Estimated intrinsic-value of 75.48 USD is lower than current price ( 362.30 USD)
  • Price-to-earnings ratio of 30.6 is higher than the market average (19.6x)
  • Free-cashflow-yeild of 3.04% is worse than the market average (4.7%)
  • Margin-of-safety of -78.15% is worse than the market average (17.95%)

Desired Margin Of Safety

0%

Tip: Set your desired Margin Of Safety

Free Cash Flow Type

Annual Cashflow Growth

0%

Discount Rate

0%

Buy Target: < 72.1 USD

Current Price: 345.5 USD

How Does This Work?

Show Advanced Options

This calculator helps investors estimate the Intrinsic Value of a company based on the current value of future cash flows. To use the tool, simply input a desired Margin Of Safety, which is an additional discount applied to the present value of the expected future cash flows. The tool calculates the present value using a discount rate that reflects the risk and time value of money, and provides an estimated target price for the company based on the selected margin of safety. The calculator defaults to using 5 Year Free Cash Flow Growth % and a discount rate based on the US 10-year treasury bond coupon rate. Use our performance analyser to get a feel the impact this has on longterm investment returns and discover a margin of safety you are comfortable with. This can be a useful tool for investors looking to make informed decisions about whether to buy or sell shares of a particular company.

Price/Earnings

30.60x

Free Cashflow Yeild

3.04%

PE/Earnings Growth

N/A

Price/Book

17.74x

Growth

Growth Score

34

  • Revenue growth has improved this yeara
  • Earnings growth has improved this year
  • 5 Year Average Revenue growth of 1.84% is lower than the market average (10.97%)
  • 5 Year Average Earnings growth of 2.51% is lower than the market average (14.48%)
  • 5 Year Average Free Cashflow growth of 11.21% is lower than the market average (12.35%)
  • Free Cashflow growth has slowed this year

Revenue Growth

1.84%

Earnings Growth

2.51%

Cashflow Growth

11.21%

Health

Health Score

60

  • Low risk of bankruptcy
  • Assets cover liabilities
  • Normal operation does not require debt to be sustainable
  • Debt repayments do not significantly impact cashflow

Altman Z Score

8.94

Piostroski Score

6.00

Debt/Equity

0.55x

Current Assets/Liabilities

1.08x

Free Cashflow/Total Debt

0.21x

Debt/Capital

0.63x

Dividend

Secure Dividend Score

67

  • Dividend is likely safe
  • Long term dividend payout ratio of 22.85% is considered good
  • Payout ratio (TTM) of 22.28% is lower than the average (40%)
  • Spending a lower percentage of their income on dividends than last 5 years
  • Dividend yeild of 0.66% is less than the market average (1.85%)
  • Dividends have been declining over the last 5 years
  • Dividend growth has been slowing recently

Dividend Yeild

0.66%

Dividend Growth

-0.51%

Payout Ratio (Earnings)

22.28%

Payout Ratio (Cashflow)

21.61%

Management

Management Score

49

  • Has a history of returning value to shareholders through stock buybacks
  • Return-on-capital-employed of 4.78% is lower than the market average (10%)
  • Has repurchased shares when overvalued
  • Return-on-equity of 13.61% is lower than the market average (15%)

Average Buybacks/Dilution

0.62%

Recent Buybacks/Dilution

12.95%

5 Year Price Volitility

16.87%

Return On Assets

5.57%

Return On Capital Employed

4.78%

Return On Equity

13.61%

Return On Free Cashflow

N/A

Return On Investments

148.41%

Social Sentiment

Social Sentiment Score

15

Twitter Sentiment

15.00

Stocktwits Sentiment

15.00

Analysts

Analyst Opinion

57

  • Ratings consensus is Neutral

SEC Filings

Find yearly (10-K), quaterly (10-Q) and disclosure (8-K) report here, on the Securities and Exchange Commission's EDGAR database. If reading through reports isn't your cup of tea, don't worry. We've made it easy for you by summarizing all the important bits.

Other Information

Company Name

Visa Inc.

Currency

USD

Beta

0.949

Vol Avg

7448790.3

Ceo

Mr. Ryan M. McInerney

Cik

0001403161

Cusip

92826C839

Exchange

New York Stock Exchange

Full Time Employees

28800

Industry

Financial - Credit Services

Sector

Financial Services

Ipo Date

2008-03-19

Address

PO Box 8999

City

San Francisco

State

CA

Country

US

Zip

94128-8999

Phone

650 432 3200

Analysis Last Updated

01/05/2025, 10:09:12

All financial data provided by FMP

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