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U-Haul Holding Company
UHAL: NYSELowest reading is at 14 out of 100. All scores are out of 100.
In Short
About The Company
CEO
Mr. Edward Joseph Shoen J.D.
Market Cap
11.08 Billion USD
Sector
Industrials
Website
https://uhaul.comLast Update
14/10/2026, 13:13:29
Description
U-Haul Holding Company operates as a do-it-yourself moving and storage operator for household and commercial goods in the United States and Canada.
Read More
Strongest readings
- ✔Estimated fair value sits 594.26% above the current price
Weakest readings
- ✘Income is not covering expenditure and investment (free cashflow -64.17 per share)
- ✘Earnings and cashflow growth is weak (growth score 14 out of 100)
- ✘Returns on capital have declined over five years (4.77% lower)
- ✘Dividend cover is thin (dividend score 24 out of 100)
Key Figures
| Status | Metric | Value | Reading | Market avg |
|---|---|---|---|---|
Price / earnings (TTM) | N/A | 19.60x | ||
| ✔ | Margin of safety (DCF) | 594.26% | 17.95% | |
| ✘ | Revenue growth (5y average) | 2.88% | 10.97% | |
| ✔ | Dividend yield (TTM) | 3.20% | 1.85% | |
| ✔ | Share count, per year | 0.00% | 0.00% | |
| ✘ | Return on capital employed | 2.40% | 10.00% |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
Valuation
44 / 100Priced above the market on most measures.
| Status | Metric | Value | Reading | Market avg |
|---|---|---|---|---|
Price / earnings | N/A | 19.60x | ||
| ✘ | Free cashflow yield | -111.81% | 4.70% | |
| Price / earnings growth | N/A | 1.50x | ||
| Price / book | 0.14x | — | ||
| ✔ | Margin of safety | 594.26% | 17.95% |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
- ✔Estimated intrinsic value of 398.44 USD is above the current price of 57.02 USD
Desired Margin Of Safety
0%
▼
Tip: Set your desired Margin Of Safety
Free Cash Flow Type
Annual Cashflow Growth
0%
Discount Rate
0%
Estimated Fair Value: 344.1 USD ✔
Current Price: 57.4 USD
Negative Cashflows: Cashflow can become negative due to operating losses, investing activities or financing activites. Negative cashflow makes it dificult to use a discounted free cashflow model to assess intrinsic value.
How Does This Work?
Show Advanced Options
This calculator helps investors estimate the Intrinsic Value of a company based on the current value of future cash flows. To use the tool, simply input a desired Margin Of Safety, which is an additional discount applied to the present value of the expected future cash flows. The tool calculates the present value using a discount rate that reflects the risk and time value of money, and provides an estimated fair value for the company based on the selected margin of safety. The calculator defaults to using 5 Year Free Cash Flow Growth % and a discount rate based on the US 10-year treasury bond coupon rate. Use our performance analyser to get a feel for the impact this has on longterm investment returns and find a margin of safety you are comfortable with.
Growth
14 / 100Growing more slowly than the market on most measures.
| Status | Metric | Value | Reading | Market avg |
|---|---|---|---|---|
| ✘ | Revenue growth | 2.88% | 10.97% | |
| ✘ | Earnings growth | -45.13% | 14.48% | |
| Cashflow growth | N/A | 12.35% |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
- ✘Revenue growth has slowed this year (1.82% against a five year average of 2.88%)
Health
40 / 100Balance sheet is stretched on several measures.
Measured on Leverage and capital, Earnings quality.
| Status | Metric | Value | Reading | Threshold |
|---|---|---|---|---|
| ✘ | Debt / equity | 1.07x | 0.80x | |
| ✔ | Debt / total capital | 0.52x | 1.00x | |
| Equity / assets | 35.40% | — | ||
| ✘ | Interest coverage | 1.29x | 2.50x | |
| Underwriting loss ratio | 237.35% | — |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
- ✘Income is not covering expenditure and investment (free cashflow -64.17 per share)
Dividend
24 / 100Cover is thin on at least one measure.
| Status | Metric | Value | Reading | Market avg |
|---|---|---|---|---|
| ✔ | Dividend yield | 3.20% | 1.85% | |
| ✔ | Dividend growth | 0.00% | 0.00% | |
| ✘ | Payout ratio (earnings) | 55.37% | 40.00% | |
| ✔ | Payout ratio (cashflow) | -2.86% | 65.00% | |
| ✘ | Worst year, last 5 years | -100.00% | -2.00% |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
- ✔Dividend growth has been accelerating recently
- ✘The dividend was cut within the last five years (worst year -100.00% per share)
Management
37 / 100Returns on capital are below the market.
| Status | Metric | Value | Reading | Market avg |
|---|---|---|---|---|
| ✘ | Return on equity | 1.09% | 15.00% | |
| ✘ | Return on capital employed | 2.40% | 10.00% | |
| Return on assets | 0.39% | — | ||
| Free cashflow return on capital | -6.92% | — | ||
| ✘ | Return on capital, 5y change | -4.77% | 0.00% | |
| ✔ | Share count, per year | 0.00% | 0.00% | |
| ✔ | Share count, recent | -90.20% | 0.00% | |
| Realized buyback return | N/A | 0.00% | ||
| ✔ | Goodwill erosion / equity | 0.00% | 2.00% | |
| Price volatility, 5 year | 30.49% | — |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
- ✔Dividends were reduced when earnings fell (dividend -16.67% per year, earnings -45.13% per year)
Analysts
not enough data| Status | Metric | Value | Reading | Neutral |
|---|---|---|---|---|
| Analyst opinion score | N/A | 50 |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
Financial History
Annual figures across the full reporting history we hold.
Market Peers
UHAL
SEC Filings
Find yearly (10-K), quaterly (10-Q) and disclosure (8-K) report here, on the Securities and Exchange Commission's EDGAR database. If reading through reports isn't your cup of tea, don't worry. We've made it easy for you by summarizing all the important bits.
See 35+ Years Annual ReportsOther Information
Company Name
U-Haul Holding Company
Currency
USD
Beta
1.079
Vol Avg
161607
Ceo
Mr. Edward Joseph Shoen J.D.
Cik
0000004457
Cusip
Exchange
NYSE
Full Time Employees
17697
Industry
Rental & Leasing Services
Sector
Industrials
Ipo Date
Address
5555 Kietzke Lane
City
Reno
State
NV
Country
United States
Zip
89511
Phone
775 688 6300
Analysis Last Updated
14/10/2026, 13:13:29
Financial data compiled from SEC EDGAR filings and Yahoo Finance.