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Topps Tiles Plc
TPT.L: LSELowest reading is at 13 out of 100. All scores are out of 100.
In Short
About The Company
CEO
Ms. Alexandra Naomi Jensen
Market Cap
64.81 Million GBp
Sector
Consumer Cyclical
Website
https://www.toppsgroup.comLast Update
28/09/2026, 02:57:19
Description
Topps Tiles Plc engages in the retail and wholesale distribution of ceramic and porcelain tiles, natural stone, and related products for residential and commercial markets in the United Kingdom.
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Strongest readings
- ✔Estimated fair value sits 58.53% above the current price
- ✔Return on capital employed of 14.61% is above the market average of 10.00%
- ✔Price-to-earnings of 12.7 is below the market average of 19.6
Weakest readings
- ✘Debt is high at 14.34 times equity
- ✘Revenue is growing at 6.26% per year while free cashflow is falling
- ✘Returns on capital have declined over five years (10.12% lower)
- ✘A high share of income is paid out as dividend (110.93%)
- ✘Earnings and cashflow growth is weak (growth score 13 out of 100)
Key Figures
| Status | Metric | Value | Reading | Market avg |
|---|---|---|---|---|
| ✔ | Price / earnings (TTM) | 12.68x | 19.60x | |
| ✔ | Margin of safety (DCF) | 58.53% | 17.95% | |
| ✘ | Revenue growth (5y average) | 6.26% | 10.97% | |
| ✔ | Dividend yield (TTM) | 8.79% | 1.85% | |
| ✘ | Share count, per year | 0.16% | 0.00% | |
| ✔ | Return on capital employed | 14.61% | 10.00% |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
Valuation
93 / 100Priced at or below the market on most measures.
| Status | Metric | Value | Reading | Market avg |
|---|---|---|---|---|
| ✔ | Price / earnings | 12.68x | 19.60x | |
| ✔ | Free cashflow yield | 34.96% | 4.70% | |
| Price / earnings growth | N/A | 1.50x | ||
| Price / book | 1733.82x | — | ||
| ✔ | Margin of safety | 58.53% | 17.95% |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
- ✔Estimated intrinsic value of 52.47 GBp is above the current price of 33.10 GBp
Desired Margin Of Safety
0%
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Tip: Set your desired Margin Of Safety
Free Cash Flow Type
Annual Cashflow Growth
0%
Discount Rate
0%
Estimated Fair Value: 1.4 GBp ✘
Current Price: 33.1 GBp
How Does This Work?
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This calculator helps investors estimate the Intrinsic Value of a company based on the current value of future cash flows. To use the tool, simply input a desired Margin Of Safety, which is an additional discount applied to the present value of the expected future cash flows. The tool calculates the present value using a discount rate that reflects the risk and time value of money, and provides an estimated fair value for the company based on the selected margin of safety. The calculator defaults to using 5 Year Free Cash Flow Growth % and a discount rate based on the US 10-year treasury bond coupon rate. Use our performance analyser to get a feel for the impact this has on longterm investment returns and find a margin of safety you are comfortable with.
Growth
13 / 100Growing more slowly than the market on most measures.
| Status | Metric | Value | Reading | Market avg |
|---|---|---|---|---|
| ✘ | Revenue growth | 6.26% | 10.97% | |
| ✘ | Earnings growth | -64.57% | 14.48% | |
| ✘ | Cashflow growth | -6.67% | 12.35% |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
- ✘Revenue is growing at 6.26% per year while free cashflow is falling at 6.67% per year
Health
34 / 100Balance sheet is stretched on several measures.
Measured on Leverage and capital, Funding and liquidity, Earnings quality.
| Status | Metric | Value | Reading | Threshold |
|---|---|---|---|---|
| ✘ | Altman-Z score | 1.63 | 3.00 | |
| ✔ | Piotroski score | 7.00 | 5.00 | |
| ✘ | Debt / equity | 14.34x | 0.80x | |
| ✘ | Current ratio | 0.97x | 1.00x | |
| ✘ | Interest coverage | 2.13x | 2.50x | |
| ✔ | Free cashflow / debt | 0.16x | 0.15x | |
| ✔ | Debt / capital | 0.93x | 1.00x |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
Dividend
39 / 100Cover is thin on at least one measure.
| Status | Metric | Value | Reading | Market avg |
|---|---|---|---|---|
| ✔ | Dividend yield | 8.79% | 1.85% | |
| ✘ | Dividend growth | -52.02% | 0.00% | |
| ✘ | Payout ratio (earnings) | 110.93% | 40.00% | |
| ✔ | Payout ratio (cashflow) | 25.14% | 65.00% | |
| ✘ | Worst year, last 5 years | -52.00% | -2.00% |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
- ✘Dividend growth has been slowing recently
- ✘The dividend was cut within the last five years (worst year -52.00% per share)
- ✘Financial health puts the dividend at risk (health score 34 out of 100)
Management
58 / 100Returns on capital are at or above the market.
| Status | Metric | Value | Reading | Market avg |
|---|---|---|---|---|
| ✔ | Return on equity | 77.49% | 15.00% | |
| ✔ | Return on capital employed | 14.61% | 10.00% | |
| Return on assets | 3.19% | — | ||
| Free cashflow return on capital | 16.91% | — | ||
| ✘ | Return on capital, 5y change | -10.12% | 0.00% | |
| ✘ | Share count, per year | 0.16% | 0.00% | |
| ✔ | Share count, recent | -0.38% | 0.00% | |
| ✘ | Realized buyback return | -94.70% | 0.00% | |
| ✘ | Goodwill erosion / equity | 7.00% | 2.00% | |
| Price volatility, 5 year | 40.95% | — |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
- ✘New shares were issued while the value score was 93 out of 100
- ✔Dividends were reduced when earnings fell (dividend -6.90% per year, earnings -64.57% per year)
Analysts
not enough data| Status | Metric | Value | Reading | Neutral |
|---|---|---|---|---|
| Analyst opinion score | N/A | 50 |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
Financial History
Annual figures across the full reporting history we hold.
Market Peers
TPT.L
SEC Filings
Find yearly (10-K), quaterly (10-Q) and disclosure (8-K) report here, on the Securities and Exchange Commission's EDGAR database. If reading through reports isn't your cup of tea, don't worry. We've made it easy for you by summarizing all the important bits.
See 35+ Years Annual ReportsOther Information
Company Name
Topps Tiles Plc
Currency
GBp
Beta
0.868
Vol Avg
323847
Ceo
Ms. Alexandra Naomi Jensen
Cik
Cusip
Exchange
LSE
Full Time Employees
1872
Industry
Home Improvement Retail
Sector
Consumer Cyclical
Ipo Date
Address
Thorpe Way
City
Leicester
State
Country
United Kingdom
Zip
LE19 1SU
Phone
44 11 6282 8000
Analysis Last Updated
28/09/2026, 02:57:19
Financial data compiled from SEC EDGAR filings and Yahoo Finance.