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About The Company
CEO
Mr. Jonathan W. Witter
Market Cap
4.81 Billion USD
Sector
Financial Services
Website
https://www.salliemae.comLast Update
2/22/2024, 12:00:00 PM
Description
SLM Corporation, through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United States.
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Overview
Value
20
Growth
20
Health
65
Management
0
Analyst Opinion
80
Total
46
All Scores Out Of 100
Best Features
- Earnings growth has improved recently
- Has strong financial health
- Price-to-earnings ratio of 8.6 is lower than the market average (19.6x)
- Liked by analysts
- Low preportion of income is paid as dividend
Risk Factors
- Income is not covering expenditure and investment
- Has a high level of debt
- Does not hold enough liquid assets to cover short term liabilities
- Disliked by Twitter users
- Poor earnings and cashflow growth
Market Peers
SLM
Key Figures
PE Ratio (TTM)
8.55
Margin Of Safety (DCF)
N/A
Revenue Growth (5 Year Average)
N/A
Ratings Consensus
Buy
Share Buybacks
N/A
Dividend Yeild (TTM)
2.61%
Valuation
Value Score
20
Desired Margin Of Safety
0%
▼
Tip: Set your desired Margin Of Safety
Free Cash Flow Type
Annual Cashflow Growth
0%
Discount Rate
0%
Buy Target: < 112.8 USD ✔
Current Price: 20.7 USD
Negative Cashflows: Cashflow can become negative due to operating losses, investing activities or financing activites. Negative cashflow makes it dificult to use a discounted free cashflow model to assess intrinsic value.
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This calculator helps investors estimate the Intrinsic Value of a company based on the current value of future cash flows. To use the tool, simply input a desired Margin Of Safety, which is an additional discount applied to the present value of the expected future cash flows. The tool calculates the present value using a discount rate that reflects the risk and time value of money, and provides an estimated target price for the company based on the selected margin of safety. The calculator defaults to using 5 Year Free Cash Flow Growth % and a discount rate based on the US 10-year treasury bond coupon rate. Use our performance analyser to get a feel the impact this has on longterm investment returns and discover a margin of safety you are comfortable with. This can be a useful tool for investors looking to make informed decisions about whether to buy or sell shares of a particular company.
Price/Earnings
8.55x
Free Cashflow Yeild
-41.21%
PE/Earnings Growth
N/A
Price/Book
0.19x
Growth
Growth Score
20
- ✔ Revenue growth has improved this yeara
- ✔ Earnings growth has improved this year
- ✔ Free Cashflow growth has improved this year
- ✘ 5 Year Average Revenue growth of N/A is lower than the market average (10.97%)
- ✘ 5 Year Average Earnings growth of N/A is lower than the market average (14.48%)
- ✘ 5 Year Average Free Cashflow growth of N/A is lower than the market average (12.35%)
Revenue Growth
N/A
Earnings Growth
N/A
Cashflow Growth
N/A
Health
Health Score
65
Altman Z Score
1.09
Piostroski Score
6.00
Debt/Equity
2.76x
Current Assets/Liabilities
N/Ax
Free Cashflow/Total Debt
0.00x
Debt/Capital
1.02x
Dividend
Secure Dividend Score
31
- ✔ Dividend yeild of 2.61% is more than the market average (1.85%)
- ✘ At risk of being unsafe
- ✔ Long term dividend payout ratio of 5.62% is considered good
- ✔ Payout ratio (TTM) of 20.46% is lower than the average (40%)
- ✔ Dividends have shown growth over the last 5 years
- ✘ Spending a higher percentage of their income on dividends than last 5 years
Dividend Yeild
2.61%
Dividend Growth
N/A
Payout Ratio (Earnings)
20.46%
Payout Ratio (Cashflow)
-6.33%
Management
Management Score
0
Average Buybacks/Dilution
N/A
Recent Buybacks/Dilution
-42.57%
5 Year Price Volitility
10.82%
Return On Assets
2.28%
Return On Capital Employed
6.69%
Return On Equity
31.00%
Return On Free Cashflow
N/A
Return On Investments
12.78%
Analysts
Analyst Opinion
80
- ✔ Ratings consensus is Buy
SEC Filings
Find yearly (10-K), quaterly (10-Q) and disclosure (8-K) report here, on the Securities and Exchange Commission's EDGAR database. If reading through reports isn't your cup of tea, don't worry. We've made it easy for you by summarizing all the important bits.
Other Information
Company Name
SLM Corporation
Currency
USD
Beta
1.229508
Vol Avg
2398231
Ceo
Mr. Jonathan W. Witter
Cik
0001032033
Cusip
78442P106
Exchange
NASDAQ Global Select
Full Time Employees
1700
Industry
Credit Services
Sector
Financial Services
Ipo Date
1983-09-23
Address
300 Continental Drive
City
Newark
State
DE
Country
US
Zip
19713
Phone
302 451 0200
Analysis Last Updated
2/22/2024, 12:00:00 PM
All financial data provided by FMP
Social Sentiment
Social Sentiment Score
0
Twitter Sentiment
N/A
Stocktwits Sentiment
N/A