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Principal Financial Group, Inc.
PFG: NasdaqGSLowest reading is at 29 out of 100. All scores are out of 100.
In Short
About The Company
CEO
Ms. Deanna Dawnette Strable-Soethout
Market Cap
24.57 Billion USD
Sector
Financial Services
Website
https://www.principal.comLast Update
28/09/2026, 03:37:33
Description
Principal Financial Group, Inc.
Read More
Strongest readings
- ✔Estimated fair value sits 144.95% above the current price
- ✔Share count has been falling at 4.10% per year
- ✔Debt is low at 0.33 times equity
- ✔Price-to-earnings of 16.1 is below the market average of 19.6
Weakest readings
- ✘Financial health is poor (health score 29 out of 100)
Key Figures
| Status | Metric | Value | Reading | Market avg |
|---|---|---|---|---|
| ✔ | Price / earnings (TTM) | 16.12x | 19.60x | |
| ✔ | Margin of safety (DCF) | 144.95% | 17.95% | |
| ✘ | Revenue growth (5y average) | -2.13% | 10.97% | |
| ✔ | Dividend yield (TTM) | 2.83% | 1.85% | |
| ✔ | Share count, per year | -4.10% | 0.00% | |
| Return on capital employed | N/A | 10.00% |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
Valuation
56 / 100Priced at or below the market on most measures.
| Status | Metric | Value | Reading | Market avg |
|---|---|---|---|---|
| ✔ | Price / earnings | 16.12x | 19.60x | |
| ✔ | Free cashflow yield | 19.75% | 4.70% | |
| Price / earnings growth | N/A | 1.50x | ||
| Price / book | 1.91x | — | ||
| ✔ | Margin of safety | 144.95% | 17.95% |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
- ✔Estimated intrinsic value of 281.12 USD is above the current price of 114.77 USD
Desired Margin Of Safety
0%
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Tip: Set your desired Margin Of Safety
Free Cash Flow Type
Annual Cashflow Growth
0%
Discount Rate
0%
Estimated Fair Value: 324.9 USD ✔
Current Price: 114.8 USD
How Does This Work?
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This calculator helps investors estimate the Intrinsic Value of a company based on the current value of future cash flows. To use the tool, simply input a desired Margin Of Safety, which is an additional discount applied to the present value of the expected future cash flows. The tool calculates the present value using a discount rate that reflects the risk and time value of money, and provides an estimated fair value for the company based on the selected margin of safety. The calculator defaults to using 5 Year Free Cash Flow Growth % and a discount rate based on the US 10-year treasury bond coupon rate. Use our performance analyser to get a feel for the impact this has on longterm investment returns and find a margin of safety you are comfortable with.
Growth
50 / 100Growing faster than the market on most measures.
| Status | Metric | Value | Reading | Market avg |
|---|---|---|---|---|
| ✘ | Revenue growth | -2.13% | 10.97% | |
| ✔ | Earnings growth | 15.55% | 14.48% | |
| ✔ | Cashflow growth | 20.74% | 12.35% |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
- ✔Revenue growth has improved this year (3.72% against a five year average of -2.13%)
- ✔Earnings growth has improved this year (43.11% against a five year average of 15.55%)
Health
29 / 100Balance sheet is stretched on several measures.
Measured on Leverage and capital, Earnings quality.
| Status | Metric | Value | Reading | Threshold |
|---|---|---|---|---|
| ✔ | Debt / equity | 0.33x | 0.80x | |
| ✔ | Debt / total capital | 0.25x | 1.00x | |
| Equity / assets | 3.48% | — | ||
| Interest coverage | N/A | 2.50x | ||
| Underwriting loss ratio | 126.31% | — |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
Dividend
67 / 100Covered, with limited headroom.
| Status | Metric | Value | Reading | Market avg |
|---|---|---|---|---|
| ✔ | Dividend yield | 2.83% | 1.85% | |
| ✔ | Dividend growth | 3.89% | 0.00% | |
| ✘ | Payout ratio (earnings) | 44.60% | 40.00% | |
| ✔ | Payout ratio (cashflow) | 14.33% | 65.00% | |
| ✔ | Worst year, last 5 years | 1.34% | -2.00% |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
- ✔Dividend growth has been accelerating recently
- ✘Financial health puts the dividend at risk (health score 29 out of 100)
Management
60 / 100Returns on capital are at or above the market.
| Status | Metric | Value | Reading | Market avg |
|---|---|---|---|---|
| ✘ | Return on equity | 9.97% | 15.00% | |
| Return on capital employed | N/A | 10.00% | ||
| Return on assets | 0.35% | — | ||
| Free cashflow return on capital | 1.30% | — | ||
| Return on capital, 5y change | N/A | 0.00% | ||
| ✔ | Share count, per year | -4.10% | 0.00% | |
| ✔ | Share count, recent | -3.90% | 0.00% | |
| ✔ | Realized buyback return | 6.54% | 0.00% | |
| ✔ | Goodwill erosion / equity | 1.44% | 2.00% | |
| Price volatility, 5 year | 27.23% | — |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
- ✔Shares were repurchased while the value score was 56 out of 100
Analysts
not enough data| Status | Metric | Value | Reading | Neutral |
|---|---|---|---|---|
| Analyst opinion score | N/A | 50 |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
Financial History
Annual figures across the full reporting history we hold.
Market Peers
PFG
SEC Filings
Find yearly (10-K), quaterly (10-Q) and disclosure (8-K) report here, on the Securities and Exchange Commission's EDGAR database. If reading through reports isn't your cup of tea, don't worry. We've made it easy for you by summarizing all the important bits.
See 35+ Years Annual ReportsOther Information
Company Name
Principal Financial Group, Inc.
Currency
USD
Beta
0.872
Vol Avg
1386990
Ceo
Ms. Deanna Dawnette Strable-Soethout
Cik
0001126328
Cusip
Exchange
NasdaqGS
Full Time Employees
19700
Industry
Asset Management
Sector
Financial Services
Ipo Date
Address
711 High Street
City
Des Moines
State
IA
Country
United States
Zip
50392
Phone
515 247 5111
Analysis Last Updated
28/09/2026, 03:37:33
Financial data compiled from SEC EDGAR filings and Yahoo Finance.