OneMain Holdings has delivered strong share-price gains over several years, yet the more recent pullback raises a sharper question about what investors are really paying for in terms of earnings power. With the stock now well off its highs for the year, the issue is whether the current valuation still lines up with the profit stream the consumer lender is generating. Over the past 3 years the stock has returned 88.7%, which puts a lot of weight on the idea that OneMain Holdings can sustain...

OneMain Holdings (OMF) Stock Looks Reasonable Despite Its 89% 3 Year Return

Pagaya outshines OneMain in growth projections, ROE and stock performance, but its premium valuation and funding risks raise questions about the better pick.

PGY vs. OMF: Which Consumer Lending Stock Has Better Growth Potential?

OneMain Holdings, Inc. (NYSE: OMF), the leader in offering nonprime consumers responsible access to credit, plans to report its third quarter 2026 results before the market opens on Friday, October 30, 2026. The earnings release will be available on OneMain's investor relations website at http://investor.onemainfinancial.com.

OneMain Holdings Announces Date of Third Quarter 2026 Earnings Release and Conference Call

OneMain Holdings, Inc. filed a S-3ASR

The end of the earnings season is always a good time to take a step back and see who shined (and who didn’t). Let’s take a look at how personal loan stocks fared in Q2, starting with OneMain (NYSE:OMF).

Personal Loan Stocks Q2 Teardown: OneMain (NYSE:OMF) Vs The Rest

OneMain Holdings, Inc., a financial service holding company, engages in the consumer finance and insurance businesses in the United States. The company provides origination, underwriting, and servicing of consumer loans, consisting of personal loans and auto finance. It also offers secured auto financing; credit cards; optional credit insurance products, including life, disability, and involuntary unemployment insurance; optional non-credit insurance; guaranteed asset protection coverage as a waiver product or insurance; and membership plans. The company provides personal loans through its branch network, central operations, digital affiliates, and its website. The company was formerly known as Springleaf Holdings, Inc. and changed its name to OneMain Holdings, Inc. in November 2015. OneMain Holdings, Inc. was incorporated in 2013 and is based in Evansville, Indiana.

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