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NatWest Group plc
NWG.L: LSELowest reading is at 50 out of 100. All scores are out of 100.
About The Company
CEO
Mr. John-Paul Thwaite
Market Cap
55.08 Billion GBp
Sector
Financial Services
Website
https://www.natwestgroup.comLast Update
27/09/2026, 09:16:44
Description
NatWest Group plc, together with its subsidiaries, provides banking and financial products and services in the United Kingdom and internationally.
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Strongest readings
- ✔Dividend growth averages 18.85% per year
- ✔Share count has been falling at 6.44% per year
- ✔Cashflow and earnings growth is strong (growth score 83 out of 100)
Weakest readings
- ✘Debt is high at 1.69 times equity
- ✘The current price sits above estimated fair value (margin of safety -20.46%)
Key Figures
| Status | Metric | Value | Reading | Market avg |
|---|---|---|---|---|
Price / earnings (TTM) | N/A | 19.60x | ||
| ✘ | Margin of safety (DCF) | -20.46% | 17.95% | |
| ✔ | Revenue growth (5y average) | 15.53% | 10.97% | |
| ✘ | Dividend yield (TTM) | 0.00% | 1.85% | |
| ✔ | Share count, per year | -6.44% | 0.00% | |
| Return on capital employed | N/A | 10.00% |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
Valuation
50 / 100Priced at or below the market on most measures.
| Status | Metric | Value | Reading | Market avg |
|---|---|---|---|---|
Price / earnings | N/A | 19.60x | ||
| ✔ | Free cashflow yield | 10.66% | 4.70% | |
| Price / earnings growth | N/A | 1.50x | ||
| Price / book | 125.72x | — | ||
| ✘ | Margin of safety | -20.46% | 17.95% |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
- ✘Estimated intrinsic value of 552.35 GBp is below the current price of 694.40 GBp
Desired Margin Of Safety
0%
▼
Tip: Set your desired Margin Of Safety
Free Cash Flow Type
Annual Cashflow Growth
0%
Discount Rate
0%
Estimated Fair Value: 4.8 GBp ✘
Current Price: 694.4 GBp
Negative Cashflows: Cashflow can become negative due to operating losses, investing activities or financing activites. Negative cashflow makes it dificult to use a discounted free cashflow model to assess intrinsic value.
How Does This Work?
Show Advanced Options
This calculator helps investors estimate the Intrinsic Value of a company based on the current value of future cash flows. To use the tool, simply input a desired Margin Of Safety, which is an additional discount applied to the present value of the expected future cash flows. The tool calculates the present value using a discount rate that reflects the risk and time value of money, and provides an estimated fair value for the company based on the selected margin of safety. The calculator defaults to using 5 Year Free Cash Flow Growth % and a discount rate based on the US 10-year treasury bond coupon rate. Use our performance analyser to get a feel for the impact this has on longterm investment returns and find a margin of safety you are comfortable with.
Growth
83 / 100Growing faster than the market on most measures.
| Status | Metric | Value | Reading | Market avg |
|---|---|---|---|---|
| ✔ | Revenue growth | 15.53% | 10.97% | |
| ✔ | Earnings growth | 25.46% | 14.48% | |
| ✔ | Cashflow growth | 236.81% | 12.35% |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
Health
not enough dataNot enough of the underlying data is reported to score this section.
Measured on Leverage and capital, Funding and liquidity, Earnings quality.
| Status | Metric | Value | Reading | Threshold |
|---|---|---|---|---|
| ✘ | Debt / equity | 1.69x | 0.80x | |
| ✔ | Debt / total capital | 0.63x | 1.00x | |
| Equity / assets | 5.96% | — | ||
| ✘ | Debt / free cashflow | 0.09x | 0.15x | |
| Interest coverage | N/A | 2.50x |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
Dividend
33 / 100Cover is thin on at least one measure.
| Status | Metric | Value | Reading | Market avg |
|---|---|---|---|---|
| ✘ | Dividend yield | 0.00% | 1.85% | |
| ✔ | Dividend growth | 32.00% | 0.00% | |
| ✔ | Payout ratio (earnings) | 0.00% | 40.00% | |
| Payout ratio (cashflow) | N/A | 65.00% | ||
| ✘ | Worst year, last 5 years | -42.76% | -2.00% |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
- ✔Dividend growth has been accelerating recently
- ✘The dividend was cut within the last five years (worst year -42.76% per share)
Management
74 / 100Returns on capital are at or above the market.
| Status | Metric | Value | Reading | Market avg |
|---|---|---|---|---|
| ✘ | Return on equity | 13.70% | 15.00% | |
| Return on capital employed | N/A | 10.00% | ||
| Return on assets | 0.82% | — | ||
| Free cashflow return on capital | 0.90% | — | ||
| Return on capital, 5y change | N/A | 0.00% | ||
| ✔ | Share count, per year | -6.44% | 0.00% | |
| ✔ | Share count, recent | -1.45% | 0.00% | |
| ✔ | Realized buyback return | 130.60% | 0.00% | |
| ✔ | Goodwill erosion / equity | 0.58% | 2.00% | |
| Price volatility, 5 year | 29.51% | — |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
- ✔Shares were repurchased while the value score was 50 out of 100
Analysts
not enough data| Status | Metric | Value | Reading | Neutral |
|---|---|---|---|---|
| Analyst opinion score | N/A | 50 |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
Financial History
Annual figures across the full reporting history we hold.
Market Peers
NWG.L
SEC Filings
Find yearly (10-K), quaterly (10-Q) and disclosure (8-K) report here, on the Securities and Exchange Commission's EDGAR database. If reading through reports isn't your cup of tea, don't worry. We've made it easy for you by summarizing all the important bits.
See 35+ Years Annual ReportsOther Information
Company Name
NatWest Group plc
Currency
GBp
Beta
0.809
Vol Avg
21700725
Ceo
Mr. John-Paul Thwaite
Cik
Cusip
Exchange
LSE
Full Time Employees
59000
Industry
Banks - Regional
Sector
Financial Services
Ipo Date
Address
Gogarburn
City
Edinburgh
State
Country
United Kingdom
Zip
EH12 1HQ
Phone
44 345 7888444
Analysis Last Updated
27/09/2026, 09:16:44
Financial data compiled from SEC EDGAR filings and Yahoo Finance.