MetLife, Inc.

MET: NYSE
41Total

Lowest reading is at 18 out of 100. All scores are out of 100.

About The Company

CEO

Mr. Michel Abbas Khalaf

Market Cap

62.09 Billion USD

Sector

Financial Services

Website

https://www.metlife.com

Last Update

27/09/2026, 17:08:45

Description

MetLife, Inc., a financial services company, provides insurance, annuities, employee benefits, and asset management services worldwide.

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Strongest readings

  • ✔Share count has been falling at 5.93% per year
  • ✔Debt is low at 0.01 times equity
  • ✔Price-to-earnings of 18.5 is below the market average of 19.6

Weakest readings

  • ✘Earnings and cashflow growth is weak (growth score 18 out of 100)

Key Figures

StatusMetricValueReadingMarket avg
✔
Price / earnings (TTM)
18.47x
19.60x
Margin of safety (DCF)
N/A17.95%
✘
Revenue growth (5y average)
5.64%
10.97%
✔
Dividend yield (TTM)
2.43%
1.85%
✔
Share count, per year
-5.93%
0.00%
✘Return on capital employed0.82%
10.00%

The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

Valuation

44 / 100

Priced above the market on most measures.

StatusMetricValueReadingMarket avg
✔
Price / earnings
18.47x
19.60x
Free cashflow yieldN/A4.70%
Price / earnings growthN/A1.50x
Price / book2.22x
—
Margin of safety
N/A17.95%

The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

  • ✘Estimated intrinsic value of N/A is below the current price of 97.70 USD

Desired Margin Of Safety

0%

▼

Tip: Set your desired Margin Of Safety

Free Cash Flow Type

Annual Cashflow Growth

0%

Discount Rate

0%

Estimated Fair Value: 73.1 USD ✘

Current Price: 97.7 USD

How Does This Work?

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This calculator helps investors estimate the Intrinsic Value of a company based on the current value of future cash flows. To use the tool, simply input a desired Margin Of Safety, which is an additional discount applied to the present value of the expected future cash flows. The tool calculates the present value using a discount rate that reflects the risk and time value of money, and provides an estimated fair value for the company based on the selected margin of safety. The calculator defaults to using 5 Year Free Cash Flow Growth % and a discount rate based on the US 10-year treasury bond coupon rate. Use our performance analyser to get a feel for the impact this has on longterm investment returns and find a margin of safety you are comfortable with.

Growth

18 / 100

Growing more slowly than the market on most measures.

StatusMetricValueReadingMarket avg
✘
Revenue growth
5.64%
10.97%
✘Earnings growth-17.64%
14.48%
Cashflow growthN/A12.35%

The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

  • ✔Revenue growth has improved this year (15.13% against a five year average of 5.64%)
  • ✔Earnings growth has improved this year (-2.59% against a five year average of -17.64%)

Health

46 / 100

Balance sheet is stretched on several measures.

Measured on Leverage and capital, Earnings quality.

StatusMetricValueReadingThreshold
✔Debt / equity0.01x
0.80x
✔Debt / total capital0.01x
1.00x
Equity / assets3.81%
—
Interest coverageN/A2.50x
Underwriting loss ratio99.88%
—

The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

    Dividend

    53 / 100

    Covered, with limited headroom.

    StatusMetricValueReadingMarket avg
    ✔
    Dividend yield
    2.43%
    1.85%
    ✘Dividend growth-1.18%
    0.00%
    ✘Payout ratio (earnings)41.59%
    40.00%
    Payout ratio (cashflow)N/A65.00%
    ✔Worst year, last 5 years3.88%
    -2.00%

    The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

    • ✔Dividend growth has been accelerating recently

    Management

    58 / 100

    Returns on capital are at or above the market.

    StatusMetricValueReadingMarket avg
    ✘Return on equity11.90%
    15.00%
    ✘Return on capital employed0.82%
    10.00%
    Return on assets0.45%
    —
    Free cashflow return on capitalN/A—
    ✘Return on capital, 5y change-0.01%
    0.00%
    ✔
    Share count, per year
    -5.93%
    0.00%
    ✔Share count, recent-5.00%
    0.00%
    ✔Realized buyback return29.86%
    0.00%
    ✘Goodwill erosion / equity4.26%
    2.00%
    Price volatility, 5 year25.82%
    —

    The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

    • ✘Shares were repurchased while the value score was only 44 out of 100
    • ✔Dividends were reduced when earnings fell (dividend -2.25% per year, earnings -17.64% per year)

    Analysts

    not enough data
    StatusMetricValueReadingNeutral
    Analyst opinion scoreN/A50

    The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

    Financial History

    Annual figures across the full reporting history we hold.

    Market Peers

    MET

    SEC Filings

    Find yearly (10-K), quaterly (10-Q) and disclosure (8-K) report here, on the Securities and Exchange Commission's EDGAR database. If reading through reports isn't your cup of tea, don't worry. We've made it easy for you by summarizing all the important bits.

    See 35+ Years Annual Reports

    Other Information

    Company Name

    MetLife, Inc.

    Currency

    USD

    Beta

    0.759

    Vol Avg

    3377533

    Ceo

    Mr. Michel Abbas Khalaf

    Cik

    0001099219

    Cusip

    Exchange

    NYSE

    Full Time Employees

    46000

    Industry

    Insurance - Life

    Sector

    Financial Services

    Ipo Date

    Address

    200 Park Avenue

    City

    New York

    State

    NY

    Country

    United States

    Zip

    10166-0188

    Phone

    212 578 9500

    Analysis Last Updated

    27/09/2026, 17:08:45

    Financial data compiled from SEC EDGAR filings and Yahoo Finance.

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