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Lancashire Holdings Limited
LRE.L: LSELowest reading is at 20 out of 100. All scores are out of 100.
In Short
About The Company
CEO
Mr. Alexander Terence Maloney
Market Cap
1.56 Billion GBp
Sector
Financial Services
Website
https://www.lancashiregroup.comLast Update
27/09/2026, 18:07:20
Description
Lancashire Holdings Limited, together with its subsidiaries, provides specialty insurance and reinsurance products in London, Bermuda, and Australia.
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Strongest readings
- ✔Financial health is strong (health score 84 out of 100)
- ✔Debt is low at 0.32 times equity
- ✔Price-to-earnings of 7.0 is below the market average of 19.6
Weakest readings
- ✘A high share of income is paid out as dividend (102.79%)
- ✘Earnings and cashflow growth is weak (growth score 20 out of 100)
- ✘The current price sits above estimated fair value (margin of safety -27.01%)
Key Figures
| Status | Metric | Value | Reading | Market avg |
|---|---|---|---|---|
| ✔ | Price / earnings (TTM) | 7.03x | 19.60x | |
| ✘ | Margin of safety (DCF) | -27.01% | 17.95% | |
| ✘ | Revenue growth (5y average) | 0.00% | 10.97% | |
| ✔ | Dividend yield (TTM) | 14.59% | 1.85% | |
| ✔ | Share count, per year | 0.00% | 0.00% | |
| ✘ | Return on capital employed | 4.24% | 10.00% |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
Valuation
100 / 100Priced at or below the market on most measures.
| Status | Metric | Value | Reading | Market avg |
|---|---|---|---|---|
| ✔ | Price / earnings | 7.03x | 19.60x | |
| ✔ | Free cashflow yield | 15.41% | 4.70% | |
| Price / earnings growth | N/A | 1.50x | ||
| Price / book | 103.38x | — | ||
| ✘ | Margin of safety | -27.01% | 17.95% |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
- ✘Estimated intrinsic value of 468.23 GBp is below the current price of 641.50 GBp
Desired Margin Of Safety
0%
▼
Tip: Set your desired Margin Of Safety
Free Cash Flow Type
Annual Cashflow Growth
0%
Discount Rate
0%
Estimated Fair Value: 21.9 GBp ✘
Current Price: 641.5 GBp
How Does This Work?
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This calculator helps investors estimate the Intrinsic Value of a company based on the current value of future cash flows. To use the tool, simply input a desired Margin Of Safety, which is an additional discount applied to the present value of the expected future cash flows. The tool calculates the present value using a discount rate that reflects the risk and time value of money, and provides an estimated fair value for the company based on the selected margin of safety. The calculator defaults to using 5 Year Free Cash Flow Growth % and a discount rate based on the US 10-year treasury bond coupon rate. Use our performance analyser to get a feel for the impact this has on longterm investment returns and find a margin of safety you are comfortable with.
Growth
20 / 100Growing more slowly than the market on most measures.
| Status | Metric | Value | Reading | Market avg |
|---|---|---|---|---|
| ✘ | Revenue growth | 0.00% | 10.97% | |
| ✘ | Earnings growth | 0.00% | 14.48% | |
| ✘ | Cashflow growth | 0.00% | 12.35% |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
Health
84 / 100Balance sheet covers its obligations.
Measured on Leverage and capital, Earnings quality.
| Status | Metric | Value | Reading | Threshold |
|---|---|---|---|---|
| ✔ | Debt / equity | 0.32x | 0.80x | |
| ✔ | Debt / total capital | 0.24x | 1.00x | |
| Equity / assets | 31.42% | — | ||
| ✔ | Interest coverage | 12.21x | 2.50x | |
| Underwriting loss ratio | 71.22% | — |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
Dividend
66 / 100Covered, with limited headroom.
| Status | Metric | Value | Reading | Market avg |
|---|---|---|---|---|
| ✔ | Dividend yield | 14.59% | 1.85% | |
| ✔ | Dividend growth | 0.00% | 0.00% | |
| ✘ | Payout ratio (earnings) | 102.79% | 40.00% | |
| ✘ | Payout ratio (cashflow) | 94.63% | 65.00% | |
| ✔ | Worst year, last 5 years | 0.00% | -2.00% |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
Management
63 / 100Returns on capital are at or above the market.
| Status | Metric | Value | Reading | Market avg |
|---|---|---|---|---|
| ✘ | Return on equity | 4.86% | 15.00% | |
| ✘ | Return on capital employed | 4.24% | 10.00% | |
| Return on assets | 1.53% | — | ||
| Free cashflow return on capital | 4.07% | — | ||
| ✔ | Return on capital, 5y change | 0.00% | 0.00% | |
| ✔ | Share count, per year | 0.00% | 0.00% | |
| ✘ | Share count, recent | 0.59% | 0.00% | |
| Realized buyback return | N/A | 0.00% | ||
| ✔ | Goodwill erosion / equity | 0.00% | 2.00% | |
| Price volatility, 5 year | 26.89% | — |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
Analysts
not enough data| Status | Metric | Value | Reading | Neutral |
|---|---|---|---|---|
| Analyst opinion score | N/A | 50 |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
Financial History
Annual figures across the full reporting history we hold.
Market Peers
LRE.L
SEC Filings
Find yearly (10-K), quaterly (10-Q) and disclosure (8-K) report here, on the Securities and Exchange Commission's EDGAR database. If reading through reports isn't your cup of tea, don't worry. We've made it easy for you by summarizing all the important bits.
See 35+ Years Annual ReportsOther Information
Company Name
Lancashire Holdings Limited
Currency
GBp
Beta
0.456
Vol Avg
597288
Ceo
Mr. Alexander Terence Maloney
Cik
Cusip
Exchange
LSE
Full Time Employees
447
Industry
Insurance - Specialty
Sector
Financial Services
Ipo Date
Address
Power House
City
Hamilton
State
Country
Bermuda
Zip
HM 11
Phone
441 278 8950
Analysis Last Updated
27/09/2026, 18:07:20
Financial data compiled from SEC EDGAR filings and Yahoo Finance.