Kinsale Capital Group, Inc.

KNSL: NYSE
78Total

Lowest reading is at 52 out of 100. All scores are out of 100.

About The Company

CEO

Mr. Michael Patrick Kehoe J.D.

Market Cap

8.32 Billion USD

Sector

Financial Services

Website

https://www.kinsalecapitalgroup.com

Last Update

15/10/2026, 01:06:54

Description

Kinsale Capital Group, Inc.

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Strongest readings

  • ✔Cashflow and earnings growth is strong (growth score 100 out of 100)
  • ✔Dividend growth averages 10.91% per year
  • ✔Financial health is strong (health score 92 out of 100)
  • ✔Debt is low at 0.11 times equity
  • ✔Dividend cover is strong (dividend score 77 out of 100)

Weakest readings

  • ✘Share count has been rising at 0.73% per year

Key Figures

StatusMetricValueReadingMarket avg
✔
Price / earnings (TTM)
13.85x
19.60x
✔
Margin of safety (DCF)
21.24%
17.95%
✔
Revenue growth (5y average)
29.65%
10.97%
✘
Dividend yield (TTM)
0.25%
1.85%
✘
Share count, per year
0.73%
0.00%
✔Return on capital employed10.67%
10.00%

The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

Valuation

52 / 100

Priced at or below the market on most measures.

StatusMetricValueReadingMarket avg
✔
Price / earnings
13.85x
19.60x
✔Free cashflow yield13.20%
4.70%
✔Price / earnings growth0.65x
1.50x
Price / book3.81x
—
✔
Margin of safety
21.24%
17.95%

The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

  • ✔Estimated intrinsic value of 412.17 USD is above the current price of 365.24 USD

Desired Margin Of Safety

0%

▼

Tip: Set your desired Margin Of Safety

Free Cash Flow Type

Annual Cashflow Growth

0%

Discount Rate

0%

Estimated Fair Value: 415.7 USD ✔

Current Price: 340 USD

How Does This Work?

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This calculator helps investors estimate the Intrinsic Value of a company based on the current value of future cash flows. To use the tool, simply input a desired Margin Of Safety, which is an additional discount applied to the present value of the expected future cash flows. The tool calculates the present value using a discount rate that reflects the risk and time value of money, and provides an estimated fair value for the company based on the selected margin of safety. The calculator defaults to using 5 Year Free Cash Flow Growth % and a discount rate based on the US 10-year treasury bond coupon rate. Use our performance analyser to get a feel for the impact this has on longterm investment returns and find a margin of safety you are comfortable with.

Growth

100 / 100

Growing faster than the market on most measures.

StatusMetricValueReadingMarket avg
✔
Revenue growth
29.65%
10.97%
✔Earnings growth34.03%
14.48%
✔Cashflow growth37.34%
12.35%

The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

  • ✘Revenue growth has slowed this year (24.00% against a five year average of 29.65%)
  • ✔Earnings growth has improved this year (43.85% against a five year average of 34.03%)
  • ✘Free cashflow growth has slowed this year

Health

92 / 100

Balance sheet covers its obligations.

Measured on Leverage and capital, Earnings quality.

StatusMetricValueReadingThreshold
✔Debt / equity0.11x
0.80x
✔Debt / total capital0.10x
1.00x
Equity / assets32.42%
—
✔Interest coverage60.58x
2.50x
Underwriting loss ratio56.52%
—

The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

    Dividend

    77 / 100

    Covered by both earnings and cashflow.

    StatusMetricValueReadingMarket avg
    ✘
    Dividend yield
    0.25%
    1.85%
    ✔Dividend growth13.21%
    0.00%
    ✔Payout ratio (earnings)3.43%
    40.00%
    ✔Payout ratio (cashflow)1.89%
    65.00%
    ✔Worst year, last 5 years7.11%
    -2.00%

    The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

    • ✔Dividend growth has been accelerating recently

    Management

    69 / 100

    Returns on capital are at or above the market.

    StatusMetricValueReadingMarket avg
    ✔Return on equity25.70%
    15.00%
    ✔Return on capital employed10.67%
    10.00%
    Return on assets8.33%
    —
    Free cashflow return on capital16.38%
    —
    ✔Return on capital, 5y change1.84%
    0.00%
    ✘
    Share count, per year
    0.73%
    0.00%
    ✔Share count, recent-1.56%
    0.00%
    ✘Realized buyback return-95.58%
    0.00%
    ✔Goodwill erosion / equity0.00%
    2.00%
    Price volatility, 5 year38.95%
    —

    The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

    • ✘New shares were issued while the value score was 52 out of 100

    Analysts

    not enough data
    StatusMetricValueReadingNeutral
    Analyst opinion scoreN/A50

    The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

    Financial History

    Annual figures across the full reporting history we hold.

    Market Peers

    KNSL

    SEC Filings

    Find yearly (10-K), quaterly (10-Q) and disclosure (8-K) report here, on the Securities and Exchange Commission's EDGAR database. If reading through reports isn't your cup of tea, don't worry. We've made it easy for you by summarizing all the important bits.

    See 35+ Years Annual Reports

    Other Information

    Company Name

    Kinsale Capital Group, Inc.

    Currency

    USD

    Beta

    0.891

    Vol Avg

    249096

    Ceo

    Mr. Michael Patrick Kehoe J.D.

    Cik

    0001669162

    Cusip

    Exchange

    NYSE

    Full Time Employees

    711

    Industry

    Insurance - Property & Casualty

    Sector

    Financial Services

    Ipo Date

    Address

    2025 Staples Mill Roadt

    City

    Richmond

    State

    VA

    Country

    United States

    Zip

    23230

    Phone

    804 289 1300

    Analysis Last Updated

    15/10/2026, 01:06:54

    Financial data compiled from SEC EDGAR filings and Yahoo Finance.

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