CarMax, Inc.

KMX: NYSE
53Total

Lowest reading is at 39 out of 100. All scores are out of 100.

About The Company

CEO

Mr. Keith Barr

Market Cap

8.12 Billion USD

Sector

Consumer Cyclical

Website

https://www.carmax.com

Last Update

27/09/2026, 17:38:10

Description

CarMax, Inc., through its subsidiaries, operates as a retailer of used vehicles and related products in the United States.

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Strongest readings

  • ✔Price-to-earnings of 15.2 is below the market average of 19.6
  • ✔Share count has been falling at 0.93% per year

Weakest readings

  • ✘Debt is high at 2.87 times equity
  • ✘Earnings and cashflow growth is weak (growth score 39 out of 100)
  • ✘The current price sits above estimated fair value (margin of safety -24.64%)

Key Figures

StatusMetricValueReadingMarket avg
✔
Price / earnings (TTM)
15.22x
19.60x
✘
Margin of safety (DCF)
-24.64%
17.95%
✘
Revenue growth (5y average)
-1.40%
10.97%
✘
Dividend yield (TTM)
0.00%
1.85%
✔
Share count, per year
-0.93%
0.00%
✘Return on capital employed1.95%
10.00%

The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

Valuation

85 / 100

Priced at or below the market on most measures.

StatusMetricValueReadingMarket avg
✔
Price / earnings
15.22x
19.60x
✔Free cashflow yield22.72%
4.70%
✔Price / earnings growth0.07x
1.50x
Price / book1.33x
—
✘
Margin of safety
-24.64%
17.95%

The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

  • ✘Estimated intrinsic value of 43.12 USD is below the current price of 57.21 USD

Desired Margin Of Safety

0%

▼

Tip: Set your desired Margin Of Safety

Free Cash Flow Type

Annual Cashflow Growth

0%

Discount Rate

0%

Estimated Fair Value: 68.3 USD ✔

Current Price: 57.2 USD

How Does This Work?

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This calculator helps investors estimate the Intrinsic Value of a company based on the current value of future cash flows. To use the tool, simply input a desired Margin Of Safety, which is an additional discount applied to the present value of the expected future cash flows. The tool calculates the present value using a discount rate that reflects the risk and time value of money, and provides an estimated fair value for the company based on the selected margin of safety. The calculator defaults to using 5 Year Free Cash Flow Growth % and a discount rate based on the US 10-year treasury bond coupon rate. Use our performance analyser to get a feel for the impact this has on longterm investment returns and find a margin of safety you are comfortable with.

Growth

39 / 100

Growing more slowly than the market on most measures.

StatusMetricValueReadingMarket avg
✘
Revenue growth
-1.40%
10.97%
✘Earnings growth-12.37%
14.48%
✔Cashflow growth70.23%
12.35%

The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

  • ✔Revenue growth has improved this year (5.47% against a five year average of -1.40%)
  • ✔Earnings growth has improved this year (19.37% against a five year average of -12.37%)
  • ✔Free cashflow growth has improved this year

Health

48 / 100

Balance sheet is stretched on several measures.

Measured on Leverage and capital, Funding and liquidity, Earnings quality.

StatusMetricValueReadingThreshold
✘Altman-Z score0.99
3.00
✔Piotroski score7.00
5.00
✘Debt / equity2.87x
0.80x
✔Current ratio2.70x
1.00x
✔Interest coverage14.10x
2.50x
✘Free cashflow / debt0.00x
0.15x
✔Debt / capital0.74x
1.00x

The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

    Management

    42 / 100

    Returns on capital are below the market.

    StatusMetricValueReadingMarket avg
    ✘Return on equity3.03%
    15.00%
    ✘Return on capital employed1.95%
    10.00%
    Return on assets0.70%
    —
    Free cashflow return on capital-0.35%
    —
    ✘Return on capital, 5y change-0.15%
    0.00%
    ✔
    Share count, per year
    -0.93%
    0.00%
    ✘Share count, recent0.05%
    0.00%
    ✘Realized buyback return-31.31%
    0.00%
    ✘Goodwill erosion / equity2.31%
    2.00%
    Price volatility, 5 year46.20%
    —

    The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

    • ✔Shares were repurchased while the value score was 85 out of 100

    Analysts

    not enough data
    StatusMetricValueReadingNeutral
    Analyst opinion scoreN/A50

    The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

    Financial History

    Annual figures across the full reporting history we hold.

    Market Peers

    KMX

    SEC Filings

    Find yearly (10-K), quaterly (10-Q) and disclosure (8-K) report here, on the Securities and Exchange Commission's EDGAR database. If reading through reports isn't your cup of tea, don't worry. We've made it easy for you by summarizing all the important bits.

    See 35+ Years Annual Reports

    Other Information

    Company Name

    CarMax, Inc.

    Currency

    USD

    Beta

    1.171

    Vol Avg

    2308228

    Ceo

    Mr. Keith Barr

    Cik

    0001170010

    Cusip

    Exchange

    NYSE

    Full Time Employees

    28000

    Industry

    Auto & Truck Dealerships

    Sector

    Consumer Cyclical

    Ipo Date

    Address

    12800 Tuckahoe Creek Parkway

    City

    Richmond

    State

    VA

    Country

    United States

    Zip

    23238

    Phone

    804 747 0422

    Analysis Last Updated

    27/09/2026, 17:38:10

    Financial data compiled from SEC EDGAR filings and Yahoo Finance.

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