Jack Henry & Associates, Inc. operates as a financial technology company that connects people and financial institutions through technology solutions and payment processing services in the United States. It operates through four segments: Core, Payments, Complementary, and Corporate Services. The Core segment provides core information processing platforms to banks and credit unions, which consists of integrated applications required to process deposit, loan, general ledger transactions, and maintain centralized accountholder information. The Payments segment offers secure payment processing tools and services, including ATM, money movement and embedded payment capabilities, remote deposit capture processing, and risk management products and services, as well as debit and credit card processing services, and online and mobile bill pay solutions. The Complementary segment provides software, and hosted processing platforms and services comprising digital/mobile banking, treasury, online account opening, fraud/anti-money laundering, and lending/deposit solutions. The Corporate Services segment offers hardware and other products. It offers specialized financial performance, imaging and payment, information security and risk management, retail delivery, and online and mobile solutions to financial services organizations and corporate entities. The company also provides SilverLake system, a system primarily designed for commercial-focused banks; CIF 20/20, a parameter-driven system for banks; and Core Director, a system with point-and-click operation for banks; and Symitar, a system designed for credit unions. It provides digital products and services under the Banno Digital Platform, and electronic payment solutions; hardware systems; implementation, training, and support and services; and data and transaction processing, and software licensing and related services, as well as professional services. The company was founded in 1976 and is headquartered in Monett, Missouri.

Currency in USD	2026
Operating Income	635.03 Million
Income Before Tax	652.79 Million
Income Tax Expense	150.01 Million
Net Income	502.78 Million
Eps	7.00
Epsdiluted	6.98
Weighted Average Shs Out	71.87 Million
Weighted Average Shs Out Dil	72.04 Million
Research And Development Expenses	176.44 Million
Selling General And Administrative Expenses	299.21 Million
Depreciation And Amortization	213.24 Million
Interest Expense	5.39 Million
Interest Income	23.14 Million
Net Interest Income	17.76 Million
Premiums Earned	N/A
Policyholder Benefits	N/A
Gross Profit	1.11 Billion
Ebitda	848.27 Million
Source	edgar
Ebit	658.18 Million

Jack Henry & Associates, Inc. Annual Reports (10-K)