IntegraFin Holdings plc

IHP.L: LSE
54Total

Lowest reading is at 34 out of 100. All scores are out of 100.

About The Company

CEO

Mr. Alexander Scott

Market Cap

1.21 Billion GBp

Sector

Financial Services

Website

https://www.integrafin.co.uk

Last Update

28/09/2026, 03:16:22

Description

IntegraFin Holdings plc, together with its subsidiaries, provides software and services for clients and UK financial advisers in the United Kingdom and Isle of Man.

Read More

Strongest readings

  • ✔Return on capital employed of 36.65% is above the market average of 10.00%
  • ✔Estimated fair value sits 111.04% above the current price
  • ✔Debt is low at 0.06 times equity
  • ✔Dividend cover is strong (dividend score 74 out of 100)
  • ✔Financial health is strong (health score 63 out of 100)

Weakest readings

  • ✘Altman-Z score of 0.03 falls inside the distress range

Key Figures

StatusMetricValueReadingMarket avg
✔
Price / earnings (TTM)
19.14x
19.60x
✔
Margin of safety (DCF)
111.04%
17.95%
✘
Revenue growth (5y average)
7.41%
10.97%
✔
Dividend yield (TTM)
3.07%
1.85%
✔
Share count, per year
-0.05%
0.00%
✔Return on capital employed36.65%
10.00%

The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

Valuation

34 / 100

Priced above the market on most measures.

StatusMetricValueReadingMarket avg
✔
Price / earnings
19.14x
19.60x
✔Free cashflow yield42.20%
4.70%
Price / earnings growthN/A1.50x
Price / book519.81x
—
✔
Margin of safety
111.04%
17.95%

The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

  • ✔Estimated intrinsic value of 771.35 GBp is above the current price of 365.50 GBp

Desired Margin Of Safety

0%

▼

Tip: Set your desired Margin Of Safety

Free Cash Flow Type

Annual Cashflow Growth

0%

Discount Rate

0%

Estimated Fair Value: 8.2 GBp ✘

Current Price: 365.5 GBp

How Does This Work?

Show Advanced Options

This calculator helps investors estimate the Intrinsic Value of a company based on the current value of future cash flows. To use the tool, simply input a desired Margin Of Safety, which is an additional discount applied to the present value of the expected future cash flows. The tool calculates the present value using a discount rate that reflects the risk and time value of money, and provides an estimated fair value for the company based on the selected margin of safety. The calculator defaults to using 5 Year Free Cash Flow Growth % and a discount rate based on the US 10-year treasury bond coupon rate. Use our performance analyser to get a feel for the impact this has on longterm investment returns and find a margin of safety you are comfortable with.

Growth

47 / 100

Growing more slowly than the market on most measures.

StatusMetricValueReadingMarket avg
✘
Revenue growth
7.41%
10.97%
✘Earnings growth4.64%
14.48%
✔Cashflow growth17.81%
12.35%

The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

    Health

    63 / 100

    Balance sheet covers its obligations.

    Measured on Leverage and capital, Funding and liquidity, Earnings quality.

    StatusMetricValueReadingThreshold
    ✘Altman-Z score0.03
    3.00
    ✔Piotroski score5.00
    5.00
    ✔Debt / equity0.06x
    0.80x
    ✔Current ratio1.01x
    1.00x
    ✔Interest coverage132.00x
    2.50x
    ✔Free cashflow / debt25.04x
    0.15x
    ✔Debt / capital0.05x
    1.00x

    The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

    • ✘An Altman-Z score of 0.03 falls inside the distress range

    Dividend

    74 / 100

    Covered by both earnings and cashflow.

    StatusMetricValueReadingMarket avg
    ✔
    Dividend yield
    3.07%
    1.85%
    ✔Dividend growth2.97%
    0.00%
    ✘Payout ratio (earnings)58.80%
    40.00%
    ✔Payout ratio (cashflow)7.28%
    65.00%
    ✔Worst year, last 5 years0.03%
    -2.00%

    The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

    • ✔Dividend growth has been accelerating recently

    Management

    71 / 100

    Returns on capital are at or above the market.

    StatusMetricValueReadingMarket avg
    ✔Return on equity22.81%
    15.00%
    ✔Return on capital employed36.65%
    10.00%
    Return on assets0.15%
    —
    Free cashflow return on capital112.98%
    —
    ✔Return on capital, 5y change20.03%
    0.00%
    ✔
    Share count, per year
    -0.05%
    0.00%
    ✔Share count, recent-0.01%
    0.00%
    ✘Realized buyback return-47.79%
    0.00%
    ✘Goodwill erosion / equity2.36%
    2.00%
    Price volatility, 5 year32.87%
    —

    The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

    • ✘Shares were repurchased while the value score was only 34 out of 100

    Analysts

    not enough data
    StatusMetricValueReadingNeutral
    Analyst opinion scoreN/A50

    The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

    Financial History

    Annual figures across the full reporting history we hold.

    Market Peers

    IHP.L

    SEC Filings

    Find yearly (10-K), quaterly (10-Q) and disclosure (8-K) report here, on the Securities and Exchange Commission's EDGAR database. If reading through reports isn't your cup of tea, don't worry. We've made it easy for you by summarizing all the important bits.

    See 35+ Years Annual Reports

    Other Information

    Company Name

    IntegraFin Holdings plc

    Currency

    GBp

    Beta

    1.276

    Vol Avg

    633700

    Ceo

    Mr. Alexander Scott

    Cik

    Cusip

    Exchange

    LSE

    Full Time Employees

    682

    Industry

    Asset Management

    Sector

    Financial Services

    Ipo Date

    Address

    2 Gresham Street

    City

    London

    State

    Country

    United Kingdom

    Zip

    EC2V 7AD

    Phone

    44 20 7608 4900

    Analysis Last Updated

    28/09/2026, 03:16:22

    Financial data compiled from SEC EDGAR filings and Yahoo Finance.

    Noticed an error with something on our site?

    Data, not advice. Do your own diligence.

    We Use Cookies