H&R Block, Inc.

HRB: NYSE
71Total

Lowest reading is at 33 out of 100. All scores are out of 100.

About The Company

CEO

Mr. Curtis A. Campbell

Market Cap

5.20 Billion USD

Sector

Consumer Cyclical

Website

https://www.hrblock.com

Last Update

27/09/2026, 17:49:33

Description

H&R Block, Inc., through its subsidiaries, provides assisted and do-it-yourself (DIY) tax preparation solutions in the United States, Canada, and Australia.

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Strongest readings

  • ✔Return on capital employed of 49.62% is above the market average of 10.00%
  • ✔Debt is low at 0.00 times equity
  • ✔Price-to-earnings of 4.8 is below the market average of 19.6
  • ✔Share count has been falling at 2.15% per year

Weakest readings

  • ✘Earnings and cashflow growth is weak (growth score 33 out of 100)
  • ✘The current price sits above estimated fair value (margin of safety -40.31%)
  • ✘Short-term liabilities exceed short-term assets (current ratio 1.00)

Key Figures

StatusMetricValueReadingMarket avg
✔
Price / earnings (TTM)
4.77x
19.60x
✘
Margin of safety (DCF)
-40.31%
17.95%
✘
Revenue growth (5y average)
-2.57%
10.97%
✔
Dividend yield (TTM)
4.00%
1.85%
✔
Share count, per year
-2.15%
0.00%
✔Return on capital employed49.62%
10.00%

The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

Valuation

100 / 100

Priced at or below the market on most measures.

StatusMetricValueReadingMarket avg
✔
Price / earnings
4.77x
19.60x
✔Free cashflow yield35.03%
4.70%
Price / earnings growthN/A1.50x
Price / bookN/A—
✘
Margin of safety
-40.31%
17.95%

The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

  • ✘Estimated intrinsic value of 25.18 USD is below the current price of 42.19 USD

Desired Margin Of Safety

0%

▼

Tip: Set your desired Margin Of Safety

Free Cash Flow Type

Annual Cashflow Growth

0%

Discount Rate

0%

Estimated Fair Value: 39.5 USD ✘

Current Price: 42.2 USD

How Does This Work?

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This calculator helps investors estimate the Intrinsic Value of a company based on the current value of future cash flows. To use the tool, simply input a desired Margin Of Safety, which is an additional discount applied to the present value of the expected future cash flows. The tool calculates the present value using a discount rate that reflects the risk and time value of money, and provides an estimated fair value for the company based on the selected margin of safety. The calculator defaults to using 5 Year Free Cash Flow Growth % and a discount rate based on the US 10-year treasury bond coupon rate. Use our performance analyser to get a feel for the impact this has on longterm investment returns and find a margin of safety you are comfortable with.

Growth

33 / 100

Growing more slowly than the market on most measures.

StatusMetricValueReadingMarket avg
✘
Revenue growth
-2.57%
10.97%
✘Earnings growth4.79%
14.48%
✘Cashflow growth12.12%
12.35%

The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

  • ✔Revenue growth has improved this year (85.53% against a five year average of -2.57%)
  • ✔Earnings growth has improved this year (1480.36% against a five year average of 4.79%)

Health

56 / 100

Balance sheet covers its obligations.

Measured on Leverage and capital, Funding and liquidity, Earnings quality.

StatusMetricValueReadingThreshold
✘Altman-Z score2.59
3.00
✔Piotroski score7.00
5.00
✔Debt / equity0.00x
0.80x
✘Current ratio1.00x
1.00x
✔Interest coverage42.82x
2.50x
✔Free cashflow / debt1.03x
0.15x
✘Debt / capital1.02x
1.00x

The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

    Dividend

    64 / 100

    Covered, with limited headroom.

    StatusMetricValueReadingMarket avg
    ✔
    Dividend yield
    4.00%
    1.85%
    ✘Dividend growth-2.08%
    0.00%
    ✔Payout ratio (earnings)17.89%
    40.00%
    ✔Payout ratio (cashflow)11.41%
    65.00%
    ✔Worst year, last 5 years-1.37%
    -2.00%

    The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

    • ✘Dividend growth has been slowing recently

    Management

    96 / 100

    Returns on capital are at or above the market.

    StatusMetricValueReadingMarket avg
    Return on equityN/A15.00%
    ✔Return on capital employed49.62%
    10.00%
    Return on assets25.00%
    —
    Free cashflow return on capital73.38%
    —
    Return on capital, 5y changeN/A0.00%
    ✔
    Share count, per year
    -2.15%
    0.00%
    ✔Share count, recent-2.76%
    0.00%
    ✔Realized buyback return514.13%
    0.00%
    Goodwill erosion / equityN/A2.00%
    Price volatility, 5 year33.90%
    —

    The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

    • ✔Shares were repurchased while the value score was 100 out of 100

    Analysts

    not enough data
    StatusMetricValueReadingNeutral
    Analyst opinion scoreN/A50

    The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

    Financial History

    Annual figures across the full reporting history we hold.

    Market Peers

    HRB

    SEC Filings

    Find yearly (10-K), quaterly (10-Q) and disclosure (8-K) report here, on the Securities and Exchange Commission's EDGAR database. If reading through reports isn't your cup of tea, don't worry. We've made it easy for you by summarizing all the important bits.

    See 35+ Years Annual Reports

    Other Information

    Company Name

    H&R Block, Inc.

    Currency

    USD

    Beta

    0.376

    Vol Avg

    2131068

    Ceo

    Mr. Curtis A. Campbell

    Cik

    0000012659

    Cusip

    Exchange

    NYSE

    Full Time Employees

    4600

    Industry

    Personal Services

    Sector

    Consumer Cyclical

    Ipo Date

    Address

    One H&R Block Way

    City

    Kansas City

    State

    MO

    Country

    United States

    Zip

    64105

    Phone

    816 854 3000

    Analysis Last Updated

    27/09/2026, 17:49:33

    Financial data compiled from SEC EDGAR filings and Yahoo Finance.

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