Guidewire Software, Inc. provides a platform for property and casualty (P&C) insurers the United States, Canada, other Americas, Europe, the Middle East, Africa, and Asia-Pacific. It offers Guidewire InsuranceSuite, such as PolicyCenter, ClaimCenter, BillingCenter, PricingCenter, and UnderwritingCente applications. The company also provides Guidewire InsuranceNow, a cloud-based application that offers policy administration, claims management, and billing functionality, plus pre-integrated document production, analytics, and other capabilities. In addition, it offers Guidewire Rating Management to manage the pricing of insurance services and products; Guidewire Reinsurance Management to use rules-based logic to execute reinsurance strategy through underwriting and claims processes; Guidewire Client Data Management that helps P&C insurers to capitalize on customer information; Guidewire Advanced Product Designer, a cloud-native application for insurance product design and management; Guidewire Product Content Management provides software tools and standards-based, line-of-business templates; and Guidewire ProNavigator, an AI-powered intelligent assistant. Further, the company provides Guidewire Digital Engagement Applications, which enable insurers to provide digital experiences; Guidewire HazardHub that allows insurers to understand, assess, price, and manage property risk; Guidewire Predict, a P&C-specific machine-learning platform; Guidewire Data Studio, Guidewire Canvas, Guidewire Compare, Guidewire industry Intel, and Guidewire Explore, an cloud-native applications; Guidewire Cyence, a cyber-risk economic modeling product; Guidewire DataHub, an operational data store; and Guidewire InfoCenter, a business intelligence warehouse for P&C insurers. The company was incorporated in 2001 and is headquartered in San Mateo, California.

Currency in USD	2026
Operating Income	149.87 Million
Income Before Tax	164.12 Million
Income Tax Expense	24.83 Million
Net Income	139.28 Million
Eps	1.65
Epsdiluted	1.63
Weighted Average Shs Out	84.19 Million
Weighted Average Shs Out Dil	85.41 Million
Research And Development Expenses	340.10 Million
Selling General And Administrative Expenses	N/A
Depreciation And Amortization	27.95 Million
Interest Expense	13.32 Million
Interest Income	48.56 Million
Net Interest Income	35.24 Million
Premiums Earned	N/A
Policyholder Benefits	N/A
Gross Profit	947.37 Million
Ebitda	177.83 Million
Source	edgar
Ebit	177.44 Million

Guidewire Software, Inc. Annual Reports (10-K)