Shift4 Payments, Inc.

FOUR: NYSE
35Total

Lowest reading is at 24 out of 100. All scores are out of 100.

About The Company

CEO

Mr. David Taylor Lauber

Market Cap

3.04 Billion USD

Sector

Technology

Website

https://www.shift4.com

Last Update

27/09/2026, 18:02:24

Description

Shift4 Payments, Inc. engages in the provision of software and payment processing solutions in the United States and internationally.

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Strongest readings

  • ✔Dividend growth averages 5.06% per year

Weakest readings

  • ✘Price-to-earnings of 63.0 is above the market average of 19.6
  • ✘Altman-Z score of 0.39 falls inside the distress range
  • ✘Debt is high at 2.79 times equity
  • ✘Share count has been rising at 3.48% per year
  • ✘Financial health is poor (health score 24 out of 100)

Key Figures

StatusMetricValueReadingMarket avg
✘
Price / earnings (TTM)
63.03x
19.60x
✘
Margin of safety (DCF)
-42.66%
17.95%
✘
Revenue growth (5y average)
8.98%
10.97%
✘
Dividend yield (TTM)
1.50%
1.85%
✘
Share count, per year
3.48%
0.00%
✘Return on capital employed1.46%
10.00%

The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

Valuation

35 / 100

Priced above the market on most measures.

StatusMetricValueReadingMarket avg
✘
Price / earnings
63.03x
19.60x
✔Free cashflow yield16.19%
4.70%
Price / earnings growthN/A1.50x
Price / book1.74x
—
✘
Margin of safety
-42.66%
17.95%

The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

  • ✘Estimated intrinsic value of 22.05 USD is below the current price of 38.45 USD

Desired Margin Of Safety

0%

▼

Tip: Set your desired Margin Of Safety

Free Cash Flow Type

Annual Cashflow Growth

0%

Discount Rate

0%

Estimated Fair Value: 40.6 USD ✔

Current Price: 38.5 USD

How Does This Work?

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This calculator helps investors estimate the Intrinsic Value of a company based on the current value of future cash flows. To use the tool, simply input a desired Margin Of Safety, which is an additional discount applied to the present value of the expected future cash flows. The tool calculates the present value using a discount rate that reflects the risk and time value of money, and provides an estimated fair value for the company based on the selected margin of safety. The calculator defaults to using 5 Year Free Cash Flow Growth % and a discount rate based on the US 10-year treasury bond coupon rate. Use our performance analyser to get a feel for the impact this has on longterm investment returns and find a margin of safety you are comfortable with.

Growth

45 / 100

Growing more slowly than the market on most measures.

StatusMetricValueReadingMarket avg
✘
Revenue growth
8.98%
10.97%
✘Earnings growth0.06%
14.48%
✔Cashflow growth18.86%
12.35%

The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

  • ✔Revenue growth has improved this year (38.50% against a five year average of 8.98%)
  • ✘Free cashflow growth has slowed this year

Health

24 / 100

Balance sheet is stretched on several measures.

Measured on Leverage and capital, Funding and liquidity, Earnings quality.

StatusMetricValueReadingThreshold
✘Altman-Z score0.39
3.00
✔Piotroski score6.00
5.00
✘Debt / equity2.79x
0.80x
✔Current ratio1.21x
1.00x
✘Interest coverage1.57x
2.50x
✘Free cashflow / debt0.01x
0.15x
✔Debt / capital0.74x
1.00x

The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

  • ✘An Altman-Z score of 0.39 falls inside the distress range

Dividend

51 / 100

Covered, with limited headroom.

StatusMetricValueReadingMarket avg
✘
Dividend yield
1.50%
1.85%
✔Dividend growth6.67%
0.00%
✘Payout ratio (earnings)45.91%
40.00%
✔Payout ratio (cashflow)9.26%
65.00%
✘Worst year, last 5 years-2.86%
-2.00%

The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

  • ✔Dividend growth has been accelerating recently
  • ✘Financial health puts the dividend at risk (health score 24 out of 100)

Management

34 / 100

Returns on capital are below the market.

StatusMetricValueReadingMarket avg
✘Return on equity1.36%
15.00%
✘Return on capital employed1.46%
10.00%
Return on assets0.25%
—
Free cashflow return on capital0.82%
—
✘Return on capital, 5y change-0.73%
0.00%
✘
Share count, per year
3.48%
0.00%
✔Share count, recent-0.40%
0.00%
Realized buyback returnN/A0.00%
✔Goodwill erosion / equity0.11%
2.00%
Price volatility, 5 year58.62%
—

The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

  • ✔New shares were issued while the value score was 35 out of 100

Analysts

not enough data
StatusMetricValueReadingNeutral
Analyst opinion scoreN/A50

The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

Financial History

Annual figures across the full reporting history we hold.

Market Peers

FOUR

SEC Filings

Find yearly (10-K), quaterly (10-Q) and disclosure (8-K) report here, on the Securities and Exchange Commission's EDGAR database. If reading through reports isn't your cup of tea, don't worry. We've made it easy for you by summarizing all the important bits.

See 35+ Years Annual Reports

Other Information

Company Name

Shift4 Payments, Inc.

Currency

USD

Beta

1.377

Vol Avg

1712185

Ceo

Mr. David Taylor Lauber

Cik

0001794669

Cusip

Exchange

NYSE

Full Time Employees

6300

Industry

Software - Infrastructure

Sector

Technology

Ipo Date

Address

3501 Corporate Parkway

City

Center Valley

State

PA

Country

United States

Zip

18034

Phone

888 276 2108

Analysis Last Updated

27/09/2026, 18:02:24

Financial data compiled from SEC EDGAR filings and Yahoo Finance.

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