Fidelity National Financial, Inc.

FNF: NYSE
45Total

Lowest reading is at 41 out of 100. All scores are out of 100.

About The Company

CEO

Mr. Michael Joseph Nolan

Market Cap

11.11 Billion USD

Sector

Financial Services

Website

https://www.fnf.com

Last Update

27/09/2026, 17:28:43

Description

Fidelity National Financial, Inc.

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Strongest readings

  • ✔Debt is low at 0.59 times equity
  • ✔Price-to-earnings of 14.4 is below the market average of 19.6
  • ✔Share count has been falling at 0.38% per year

Weakest readings

  • ✘Earnings have fallen this year (-27.33%)
  • ✘A high share of income is paid out as dividend (71.63%)

Key Figures

StatusMetricValueReadingMarket avg
✔
Price / earnings (TTM)
14.39x
19.60x
Margin of safety (DCF)
N/A17.95%
✘
Revenue growth (5y average)
-2.09%
10.97%
✔
Dividend yield (TTM)
4.98%
1.85%
✔
Share count, per year
-0.38%
0.00%
Return on capital employedN/A10.00%

The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

Valuation

47 / 100

Priced above the market on most measures.

StatusMetricValueReadingMarket avg
✔
Price / earnings
14.39x
19.60x
Free cashflow yieldN/A4.70%
✔Price / earnings growth0.72x
1.50x
Price / book1.26x
—
Margin of safety
N/A17.95%

The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

  • ✘Estimated intrinsic value of N/A is below the current price of 41.42 USD

Desired Margin Of Safety

0%

▼

Tip: Set your desired Margin Of Safety

Free Cash Flow Type

Annual Cashflow Growth

0%

Discount Rate

0%

Estimated Fair Value: 53.9 USD ✔

Current Price: 41.4 USD

How Does This Work?

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This calculator helps investors estimate the Intrinsic Value of a company based on the current value of future cash flows. To use the tool, simply input a desired Margin Of Safety, which is an additional discount applied to the present value of the expected future cash flows. The tool calculates the present value using a discount rate that reflects the risk and time value of money, and provides an estimated fair value for the company based on the selected margin of safety. The calculator defaults to using 5 Year Free Cash Flow Growth % and a discount rate based on the US 10-year treasury bond coupon rate. Use our performance analyser to get a feel for the impact this has on longterm investment returns and find a margin of safety you are comfortable with.

Growth

48 / 100

Growing more slowly than the market on most measures.

StatusMetricValueReadingMarket avg
✘
Revenue growth
-2.09%
10.97%
✔Earnings growth22.92%
14.48%
Cashflow growthN/A12.35%

The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

  • ✔Revenue growth has improved this year (10.29% against a five year average of -2.09%)
  • ✘Earnings growth has slowed this year (-27.33% against a five year average of 22.92%)

Health

not enough data

Not enough of the underlying data is reported to score this section.

Measured on Leverage and capital, Earnings quality.

StatusMetricValueReadingThreshold
✔Debt / equity0.59x
0.80x
✔Debt / total capital0.37x
1.00x
Equity / assets6.51%
—
Interest coverageN/A2.50x
Underwriting loss ratioN/A—

The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

    Dividend

    44 / 100

    Cover is thin on at least one measure.

    StatusMetricValueReadingMarket avg
    ✔
    Dividend yield
    4.98%
    1.85%
    ✘Dividend growth-1.43%
    0.00%
    ✘Payout ratio (earnings)71.63%
    40.00%
    Payout ratio (cashflow)N/A65.00%
    ✘Worst year, last 5 years-4.25%
    -2.00%

    The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

    • ✘Dividend growth has been slowing recently

    Management

    41 / 100

    Returns on capital are below the market.

    StatusMetricValueReadingMarket avg
    ✘Return on equity3.86%
    15.00%
    Return on capital employedN/A10.00%
    Return on assets0.25%
    —
    Free cashflow return on capitalN/A—
    Return on capital, 5y changeN/A0.00%
    ✔
    Share count, per year
    -0.38%
    0.00%
    ✘Share count, recent0.45%
    0.00%
    ✘Realized buyback return-35.42%
    0.00%
    ✔Goodwill erosion / equity0.76%
    2.00%
    Price volatility, 5 year26.49%
    —

    The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

    • ✘Shares were repurchased while the value score was only 47 out of 100

    Analysts

    not enough data
    StatusMetricValueReadingNeutral
    Analyst opinion scoreN/A50

    The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

    Financial History

    Annual figures across the full reporting history we hold.

    Market Peers

    FNF

    SEC Filings

    Find yearly (10-K), quaterly (10-Q) and disclosure (8-K) report here, on the Securities and Exchange Commission's EDGAR database. If reading through reports isn't your cup of tea, don't worry. We've made it easy for you by summarizing all the important bits.

    See 35+ Years Annual Reports

    Other Information

    Company Name

    Fidelity National Financial, Inc.

    Currency

    USD

    Beta

    0.977

    Vol Avg

    1900644

    Ceo

    Mr. Michael Joseph Nolan

    Cik

    0001331875

    Cusip

    Exchange

    NYSE

    Full Time Employees

    24535

    Industry

    Insurance - Specialty

    Sector

    Financial Services

    Ipo Date

    Address

    601 Riverside Avenue

    City

    Jacksonville

    State

    FL

    Country

    United States

    Zip

    32204

    Phone

    904 854 8100

    Analysis Last Updated

    27/09/2026, 17:28:43

    Financial data compiled from SEC EDGAR filings and Yahoo Finance.

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