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Fidelity National Financial, Inc.
FNF: NYSELowest reading is at 21 out of 100. All scores are out of 100.
In Short
About The Company
CEO
Mr. Michael Joseph Nolan
Market Cap
10.74 Billion USD
Sector
Financial Services
Website
https://www.fnf.comLast Update
15/10/2026, 01:06:39
Description
Fidelity National Financial, Inc.
Read More
Strongest readings
- ✔Estimated fair value sits 357.86% above the current price
- ✔Debt is low at 0.59 times equity
- ✔Price-to-earnings of 13.6 is below the market average of 19.6
- ✔Share count has been falling at 0.93% per year
Weakest readings
- ✘Earnings and cashflow growth is weak (growth score 21 out of 100)
- ✘A high share of income is paid out as dividend (71.63%)
Key Figures
| Status | Metric | Value | Reading | Market avg |
|---|---|---|---|---|
| ✔ | Price / earnings (TTM) | 13.63x | 19.60x | |
| ✔ | Margin of safety (DCF) | 357.86% | 17.95% | |
| ✘ | Revenue growth (5y average) | 3.27% | 10.97% | |
| ✔ | Dividend yield (TTM) | 5.26% | 1.85% | |
| ✔ | Share count, per year | -0.93% | 0.00% | |
| ✘ | Return on capital employed | 1.50% | 10.00% |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
Valuation
49 / 100Priced above the market on most measures.
| Status | Metric | Value | Reading | Market avg |
|---|---|---|---|---|
| ✔ | Price / earnings | 13.63x | 19.60x | |
| ✔ | Free cashflow yield | 51.59% | 4.70% | |
| Price / earnings growth | N/A | 1.50x | ||
| Price / book | 1.19x | — | ||
| ✔ | Margin of safety | 357.86% | 17.95% |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
- ✔Estimated intrinsic value of 179.62 USD is above the current price of 40.05 USD
Desired Margin Of Safety
0%
▼
Tip: Set your desired Margin Of Safety
Free Cash Flow Type
Annual Cashflow Growth
0%
Discount Rate
0%
Estimated Fair Value: 283.3 USD ✔
Current Price: 39.2 USD
How Does This Work?
Show Advanced Options
This calculator helps investors estimate the Intrinsic Value of a company based on the current value of future cash flows. To use the tool, simply input a desired Margin Of Safety, which is an additional discount applied to the present value of the expected future cash flows. The tool calculates the present value using a discount rate that reflects the risk and time value of money, and provides an estimated fair value for the company based on the selected margin of safety. The calculator defaults to using 5 Year Free Cash Flow Growth % and a discount rate based on the US 10-year treasury bond coupon rate. Use our performance analyser to get a feel for the impact this has on longterm investment returns and find a margin of safety you are comfortable with.
Growth
21 / 100Growing more slowly than the market on most measures.
| Status | Metric | Value | Reading | Market avg |
|---|---|---|---|---|
| ✘ | Revenue growth | 3.27% | 10.97% | |
| ✘ | Earnings growth | -51.99% | 14.48% | |
| ✘ | Cashflow growth | 5.09% | 12.35% |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
- ✔Revenue growth has improved this year (10.29% against a five year average of 3.27%)
- ✔Earnings growth has improved this year (-27.33% against a five year average of -51.99%)
Health
56 / 100Balance sheet covers its obligations.
Measured on Leverage and capital, Funding and liquidity, Earnings quality, Asset quality.
| Status | Metric | Value | Reading | Threshold |
|---|---|---|---|---|
| ✔ | Debt / equity | 0.59x | 0.80x | |
| ✔ | Debt / total capital | 0.37x | 1.00x | |
| Equity / assets | 6.81% | — | ||
| Loans / deposits | 0.53x | — | ||
| Net interest margin | -0.22% | — | ||
| Loan-loss cover | 1.08% | — |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
Dividend
67 / 100Covered, with limited headroom.
| Status | Metric | Value | Reading | Market avg |
|---|---|---|---|---|
| ✔ | Dividend yield | 5.26% | 1.85% | |
| ✔ | Dividend growth | 2.63% | 0.00% | |
| ✘ | Payout ratio (earnings) | 71.63% | 40.00% | |
| ✔ | Payout ratio (cashflow) | 10.19% | 65.00% | |
| ✔ | Worst year, last 5 years | 2.63% | -2.00% |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
- ✘Dividend growth has been slowing recently
Management
45 / 100Returns on capital are below the market.
| Status | Metric | Value | Reading | Market avg |
|---|---|---|---|---|
| ✘ | Return on equity | 8.11% | 15.00% | |
| ✘ | Return on capital employed | 1.50% | 10.00% | |
| Return on assets | 0.55% | — | ||
| Free cashflow return on capital | 5.21% | — | ||
| ✘ | Return on capital, 5y change | -0.18% | 0.00% | |
| ✔ | Share count, per year | -0.93% | 0.00% | |
| ✔ | Share count, recent | -1.04% | 0.00% | |
| ✘ | Realized buyback return | -63.60% | 0.00% | |
| ✔ | Goodwill erosion / equity | 0.00% | 2.00% | |
| Price volatility, 5 year | 26.63% | — |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
- ✘Shares were repurchased while the value score was only 49 out of 100
- ✘Dividends were raised while earnings fell (dividend 4.52% per year, earnings -51.99% per year)
Analysts
not enough data| Status | Metric | Value | Reading | Neutral |
|---|---|---|---|---|
| Analyst opinion score | N/A | 50 |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
Financial History
Annual figures across the full reporting history we hold.
Market Peers
FNF
SEC Filings
Find yearly (10-K), quaterly (10-Q) and disclosure (8-K) report here, on the Securities and Exchange Commission's EDGAR database. If reading through reports isn't your cup of tea, don't worry. We've made it easy for you by summarizing all the important bits.
See 35+ Years Annual ReportsOther Information
Company Name
Fidelity National Financial, Inc.
Currency
USD
Beta
0.977
Vol Avg
1909276
Ceo
Mr. Michael Joseph Nolan
Cik
0001331875
Cusip
Exchange
NYSE
Full Time Employees
24535
Industry
Insurance - Specialty
Sector
Financial Services
Ipo Date
Address
601 Riverside Avenue
City
Jacksonville
State
FL
Country
United States
Zip
32204
Phone
904 854 8100
Analysis Last Updated
15/10/2026, 01:06:39
Financial data compiled from SEC EDGAR filings and Yahoo Finance.