CVS Health Corporation

CVS: NYSE
––Total

Lowest reading is at 14 out of 100. All scores are out of 100.

About The Company

CEO

Mr. J. David Joyner CEBS

Market Cap

113.99 Billion USD

Sector

Healthcare

Website

https://www.cvshealth.com

Last Update

27/09/2026, 17:04:14

Description

CVS Health Corporation provides health solutions in the United States.

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Strongest readings

  • ✔Dividend growth averages 7.72% per year
  • ✔Debt is low at 0.80 times equity
  • ✔Share count has been falling at 0.65% per year

Weakest readings

  • ✘Revenue is growing at 8.71% per year while free cashflow is falling
  • ✘A high share of income is paid out as dividend (115.80%)
  • ✘Price-to-earnings of 38.4 is above the market average of 19.6
  • ✘Earnings and cashflow growth is weak (growth score 14 out of 100)
  • ✘Returns on capital have declined over five years (4.21% lower)

Key Figures

StatusMetricValueReadingMarket avg
✘
Price / earnings (TTM)
38.42x
19.60x
✘
Margin of safety (DCF)
-29.91%
17.95%
✘
Revenue growth (5y average)
8.71%
10.97%
✔
Dividend yield (TTM)
3.02%
1.85%
✔
Share count, per year
-0.65%
0.00%
✘Return on capital employed2.83%
10.00%

The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

Valuation

not enough data

Not enough of the underlying data is reported to score this section.

StatusMetricValueReadingMarket avg
✘
Price / earnings
38.42x
19.60x
✔Free cashflow yield9.16%
4.70%
Price / earnings growthN/A1.50x
Price / book1.43x
—
✘
Margin of safety
-29.91%
17.95%

The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

  • ✘Estimated intrinsic value of 62.47 USD is below the current price of 89.13 USD

Desired Margin Of Safety

0%

▼

Tip: Set your desired Margin Of Safety

Free Cash Flow Type

Annual Cashflow Growth

0%

Discount Rate

0%

Estimated Fair Value: 193.3 USD ✔

Current Price: 89.1 USD

How Does This Work?

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This calculator helps investors estimate the Intrinsic Value of a company based on the current value of future cash flows. To use the tool, simply input a desired Margin Of Safety, which is an additional discount applied to the present value of the expected future cash flows. The tool calculates the present value using a discount rate that reflects the risk and time value of money, and provides an estimated fair value for the company based on the selected margin of safety. The calculator defaults to using 5 Year Free Cash Flow Growth % and a discount rate based on the US 10-year treasury bond coupon rate. Use our performance analyser to get a feel for the impact this has on longterm investment returns and find a margin of safety you are comfortable with.

Growth

14 / 100

Growing more slowly than the market on most measures.

StatusMetricValueReadingMarket avg
✘
Revenue growth
8.71%
10.97%
✘Earnings growth-43.45%
14.48%
✘Cashflow growth-14.58%
12.35%

The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

  • ✔Revenue growth has improved this year (10.45% against a five year average of 8.71%)
  • ✔Earnings growth has improved this year (-38.46% against a five year average of -43.45%)
  • ✔Free cashflow growth has improved this year
  • ✘Revenue is growing at 8.71% per year while free cashflow is falling at 14.58% per year

Health

51 / 100

Balance sheet covers its obligations.

Measured on Leverage and capital, Earnings quality.

StatusMetricValueReadingThreshold
✘Debt / equity0.80x
0.80x
✔Debt / total capital0.45x
1.00x
Equity / assets29.67%
—
✘Interest coverage1.49x
2.50x
Underwriting loss ratio93.16%
—

The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

    Dividend

    55 / 100

    Covered, with limited headroom.

    StatusMetricValueReadingMarket avg
    ✔
    Dividend yield
    3.02%
    1.85%
    ✔Dividend growth0.71%
    0.00%
    ✘Payout ratio (earnings)115.80%
    40.00%
    ✔Payout ratio (cashflow)32.92%
    65.00%
    ✔Worst year, last 5 years-0.72%
    -2.00%

    The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

    • ✘Dividend growth has been slowing recently

    Management

    33 / 100

    Returns on capital are below the market.

    StatusMetricValueReadingMarket avg
    ✘Return on equity2.35%
    15.00%
    ✘Return on capital employed2.83%
    10.00%
    Return on assets0.70%
    —
    Free cashflow return on capital4.74%
    —
    ✘Return on capital, 5y change-4.21%
    0.00%
    ✔
    Share count, per year
    -0.65%
    0.00%
    ✘Share count, recent0.94%
    0.00%
    ✘Realized buyback return-45.70%
    0.00%
    ✘Goodwill erosion / equity9.57%
    2.00%
    Price volatility, 5 year28.73%
    —

    The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

    • ✘Shares were repurchased while the value score was only 0 out of 100
    • ✘Dividends were raised while earnings fell (dividend 7.72% per year, earnings -43.45% per year)

    Analysts

    not enough data
    StatusMetricValueReadingNeutral
    Analyst opinion scoreN/A50

    The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

    Financial History

    Annual figures across the full reporting history we hold.

    Market Peers

    CVS

    SEC Filings

    Find yearly (10-K), quaterly (10-Q) and disclosure (8-K) report here, on the Securities and Exchange Commission's EDGAR database. If reading through reports isn't your cup of tea, don't worry. We've made it easy for you by summarizing all the important bits.

    See 35+ Years Annual Reports

    Other Information

    Company Name

    CVS Health Corporation

    Currency

    USD

    Beta

    0.58

    Vol Avg

    7437333

    Ceo

    Mr. J. David Joyner CEBS

    Cik

    0000064803

    Cusip

    Exchange

    NYSE

    Full Time Employees

    219000

    Industry

    Healthcare Plans

    Sector

    Healthcare

    Ipo Date

    Address

    One CVS Drive

    City

    Woonsocket

    State

    RI

    Country

    United States

    Zip

    02895

    Phone

    401 765 1500

    Analysis Last Updated

    27/09/2026, 17:04:14

    Financial data compiled from SEC EDGAR filings and Yahoo Finance.

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