Add To Watchlist
Share URL
Columbia Banking System, Inc.
COLB: NasdaqGSLowest reading is at 35 out of 100. All scores are out of 100.
In Short
About The Company
CEO
Mr. Clinton E. Stein CPA
Market Cap
8.04 Billion USD
Sector
Financial Services
Website
https://www.columbiabankingsystem.comLast Update
15/10/2026, 01:05:39
Description
Columbia Banking System, Inc.
Read More
Strongest readings
- ✔Dividend growth averages 11.39% per year
- ✔Dividend cover is strong (dividend score 77 out of 100)
- ✔Debt is low at 0.46 times equity
- ✔Financial health is strong (health score 69 out of 100)
- ✔Price-to-earnings of 11.2 is below the market average of 19.6
Weakest readings
- ✘Share count has been rising at 27.43% per year
- ✘Earnings and cashflow growth is weak (growth score 35 out of 100)
- ✘The current price sits above estimated fair value (margin of safety -4.72%)
Key Figures
| Status | Metric | Value | Reading | Market avg |
|---|---|---|---|---|
| ✔ | Price / earnings (TTM) | 11.17x | 19.60x | |
| ✘ | Margin of safety (DCF) | -4.72% | 17.95% | |
| ✔ | Revenue growth (5y average) | 11.19% | 10.97% | |
| ✔ | Dividend yield (TTM) | 5.01% | 1.85% | |
| ✘ | Share count, per year | 27.43% | 0.00% | |
| Return on capital employed | N/A | 10.00% |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
Valuation
85 / 100Priced at or below the market on most measures.
| Status | Metric | Value | Reading | Market avg |
|---|---|---|---|---|
| ✔ | Price / earnings | 11.17x | 19.60x | |
| ✔ | Free cashflow yield | 15.95% | 4.70% | |
| Price / earnings growth | N/A | 1.50x | ||
| Price / book | 1.05x | — | ||
| ✘ | Margin of safety | -4.72% | 17.95% |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
- ✘Estimated intrinsic value of 26.70 USD is below the current price of 28.44 USD
Desired Margin Of Safety
0%
▼
Tip: Set your desired Margin Of Safety
Free Cash Flow Type
Annual Cashflow Growth
0%
Discount Rate
0%
Estimated Fair Value: 40.7 USD ✔
Current Price: 28 USD
How Does This Work?
Show Advanced Options
This calculator helps investors estimate the Intrinsic Value of a company based on the current value of future cash flows. To use the tool, simply input a desired Margin Of Safety, which is an additional discount applied to the present value of the expected future cash flows. The tool calculates the present value using a discount rate that reflects the risk and time value of money, and provides an estimated fair value for the company based on the selected margin of safety. The calculator defaults to using 5 Year Free Cash Flow Growth % and a discount rate based on the US 10-year treasury bond coupon rate. Use our performance analyser to get a feel for the impact this has on longterm investment returns and find a margin of safety you are comfortable with.
Growth
35 / 100Growing more slowly than the market on most measures.
| Status | Metric | Value | Reading | Market avg |
|---|---|---|---|---|
| ✔ | Revenue growth | 11.19% | 10.97% | |
| ✘ | Earnings growth | -9.77% | 14.48% | |
| ✔ | Cashflow growth | 13.32% | 12.35% |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
- ✔Free cashflow growth has improved this year
Health
69 / 100Balance sheet covers its obligations.
Measured on Leverage and capital, Funding and liquidity, Earnings quality, Asset quality.
| Status | Metric | Value | Reading | Threshold |
|---|---|---|---|---|
| ✔ | Debt / equity | 0.46x | 0.80x | |
| ✔ | Debt / total capital | 0.32x | 1.00x | |
| Equity / assets | 11.73% | — | ||
| Loans / deposits | 0.88x | — | ||
| Net interest margin | 3.00% | — | ||
| Loan-loss cover | 0.98% | — |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
Dividend
77 / 100Covered by both earnings and cashflow.
| Status | Metric | Value | Reading | Market avg |
|---|---|---|---|---|
| ✔ | Dividend yield | 5.01% | 1.85% | |
| ✔ | Dividend growth | 11.67% | 0.00% | |
| ✘ | Payout ratio (earnings) | 55.84% | 40.00% | |
| ✔ | Payout ratio (cashflow) | 31.41% | 65.00% | |
| ✘ | Worst year, last 5 years | -2.20% | -2.00% |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
- ✔Dividend growth has been accelerating recently
Management
40 / 100Returns on capital are below the market.
| Status | Metric | Value | Reading | Market avg |
|---|---|---|---|---|
| ✘ | Return on equity | 7.02% | 15.00% | |
| Return on capital employed | N/A | 10.00% | ||
| Return on assets | 0.82% | — | ||
| Free cashflow return on capital | 1.06% | — | ||
| Return on capital, 5y change | N/A | 0.00% | ||
| ✘ | Share count, per year | 27.43% | 0.00% | |
| ✘ | Share count, recent | 18.82% | 0.00% | |
| Realized buyback return | N/A | 0.00% | ||
| ✘ | Goodwill erosion / equity | 10.50% | 2.00% | |
| Price volatility, 5 year | 38.15% | — |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
- ✘New shares were issued while the value score was 85 out of 100
- ✘Dividends were raised while earnings fell (dividend 11.39% per year, earnings -9.77% per year)
Analysts
not enough data| Status | Metric | Value | Reading | Neutral |
|---|---|---|---|---|
| Analyst opinion score | N/A | 50 |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
Financial History
Annual figures across the full reporting history we hold.
Market Peers
COLB
SEC Filings
Find yearly (10-K), quaterly (10-Q) and disclosure (8-K) report here, on the Securities and Exchange Commission's EDGAR database. If reading through reports isn't your cup of tea, don't worry. We've made it easy for you by summarizing all the important bits.
See 35+ Years Annual ReportsOther Information
Company Name
Columbia Banking System, Inc.
Currency
USD
Beta
0.65
Vol Avg
2881434
Ceo
Mr. Clinton E. Stein CPA
Cik
0000887343
Cusip
Exchange
NasdaqGS
Full Time Employees
6005
Industry
Banks - Regional
Sector
Financial Services
Ipo Date
Address
1301 A Street
City
Tacoma
State
WA
Country
United States
Zip
98402-4200
Phone
253 305 1900
Analysis Last Updated
15/10/2026, 01:05:39
Financial data compiled from SEC EDGAR filings and Yahoo Finance.