Cummins Inc.

CMI: NYSE
61Total

Lowest reading is at 31 out of 100. All scores are out of 100.

About The Company

CEO

Ms. Jennifer W. Rumsey

Market Cap

72.28 Billion USD

Sector

Industrials

Website

https://www.cummins.com

Last Update

27/09/2026, 17:04:08

Description

Cummins Inc. offers various power solutions worldwide.

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Strongest readings

  • ✔Dividend growth averages 6.70% per year
  • ✔Return on capital employed of 16.51% is above the market average of 10.00%
  • ✔Dividend cover is strong (dividend score 73 out of 100)
  • ✔Financial health is strong (health score 71 out of 100)
  • ✔Debt is low at 0.56 times equity

Weakest readings

  • ✘Revenue is growing at 16.87% per year while free cashflow is falling
  • ✘The current price sits above estimated fair value (margin of safety -80.76%)
  • ✘Earnings and cashflow growth is weak (growth score 31 out of 100)
  • ✘Earnings have fallen this year (-7.90%)
  • ✘Price-to-earnings of 26.4 is above the market average of 19.6

Key Figures

StatusMetricValueReadingMarket avg
✘
Price / earnings (TTM)
26.43x
19.60x
✘
Margin of safety (DCF)
-80.76%
17.95%
✔
Revenue growth (5y average)
16.87%
10.97%
✘
Dividend yield (TTM)
1.53%
1.85%
✔
Share count, per year
-1.43%
0.00%
✔Return on capital employed16.51%
10.00%

The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

Valuation

53 / 100

Priced at or below the market on most measures.

StatusMetricValueReadingMarket avg
✘
Price / earnings
26.43x
19.60x
✘Free cashflow yield4.66%
4.70%
Price / earnings growthN/A1.50x
Price / book5.20x
—
✘
Margin of safety
-80.76%
17.95%

The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

  • ✘Estimated intrinsic value of 101.01 USD is below the current price of 525.06 USD

Desired Margin Of Safety

0%

▼

Tip: Set your desired Margin Of Safety

Free Cash Flow Type

Annual Cashflow Growth

0%

Discount Rate

0%

Estimated Fair Value: 352.9 USD ✘

Current Price: 525.1 USD

How Does This Work?

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This calculator helps investors estimate the Intrinsic Value of a company based on the current value of future cash flows. To use the tool, simply input a desired Margin Of Safety, which is an additional discount applied to the present value of the expected future cash flows. The tool calculates the present value using a discount rate that reflects the risk and time value of money, and provides an estimated fair value for the company based on the selected margin of safety. The calculator defaults to using 5 Year Free Cash Flow Growth % and a discount rate based on the US 10-year treasury bond coupon rate. Use our performance analyser to get a feel for the impact this has on longterm investment returns and find a margin of safety you are comfortable with.

Growth

31 / 100

Growing more slowly than the market on most measures.

StatusMetricValueReadingMarket avg
✔
Revenue growth
16.87%
10.97%
✘Earnings growth3.12%
14.48%
✘Cashflow growth-30.63%
12.35%

The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

  • ✘Revenue growth has slowed this year (2.93% against a five year average of 16.87%)
  • ✘Earnings growth has slowed this year (-7.90% against a five year average of 3.12%)
  • ✔Free cashflow growth has improved this year
  • ✘Revenue is growing at 16.87% per year while free cashflow is falling at 30.63% per year

Health

71 / 100

Balance sheet covers its obligations.

Measured on Leverage and capital, Funding and liquidity, Earnings quality.

StatusMetricValueReadingThreshold
✔Altman-Z score4.68
3.00
✔Piotroski score6.00
5.00
✔Debt / equity0.56x
0.80x
✔Current ratio1.76x
1.00x
✔Interest coverage12.23x
2.50x
✔Free cashflow / debt0.35x
0.15x
✔Debt / capital0.36x
1.00x

The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

    Dividend

    73 / 100

    Covered by both earnings and cashflow.

    StatusMetricValueReadingMarket avg
    ✘
    Dividend yield
    1.53%
    1.85%
    ✔Dividend growth8.88%
    0.00%
    ✔Payout ratio (earnings)39.09%
    40.00%
    ✔Payout ratio (cashflow)32.82%
    65.00%
    ✔Worst year, last 5 years6.03%
    -2.00%

    The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

    • ✔Dividend growth has been accelerating recently

    Management

    87 / 100

    Returns on capital are at or above the market.

    StatusMetricValueReadingMarket avg
    ✔Return on equity23.95%
    15.00%
    ✔Return on capital employed16.51%
    10.00%
    Return on assets8.70%
    —
    Free cashflow return on capital9.79%
    —
    ✔Return on capital, 5y change2.39%
    0.00%
    ✔
    Share count, per year
    -1.43%
    0.00%
    ✔Share count, recent-0.17%
    0.00%
    ✔Realized buyback return123.75%
    0.00%
    ✘Goodwill erosion / equity2.28%
    2.00%
    Price volatility, 5 year26.40%
    —

    The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

    • ✔Shares were repurchased while the value score was 53 out of 100

    Analysts

    not enough data
    StatusMetricValueReadingNeutral
    Analyst opinion scoreN/A50

    The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

    Financial History

    Annual figures across the full reporting history we hold.

    Market Peers

    CMI

    SEC Filings

    Find yearly (10-K), quaterly (10-Q) and disclosure (8-K) report here, on the Securities and Exchange Commission's EDGAR database. If reading through reports isn't your cup of tea, don't worry. We've made it easy for you by summarizing all the important bits.

    See 35+ Years Annual Reports

    Other Information

    Company Name

    Cummins Inc.

    Currency

    USD

    Beta

    1.226

    Vol Avg

    998961

    Ceo

    Ms. Jennifer W. Rumsey

    Cik

    0000026172

    Cusip

    Exchange

    NYSE

    Full Time Employees

    67400

    Industry

    Specialty Industrial Machinery

    Sector

    Industrials

    Ipo Date

    Address

    500 Jackson Street

    City

    Columbus

    State

    IN

    Country

    United States

    Zip

    47202-3005

    Phone

    812 377 5000

    Analysis Last Updated

    27/09/2026, 17:04:08

    Financial data compiled from SEC EDGAR filings and Yahoo Finance.

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