Central Bancompany, Inc.

CBC: NasdaqGS
44Total

Lowest reading is at 19 out of 100. All scores are out of 100.

About The Company

CEO

Mr. John T. Ross

Market Cap

7.68 Billion USD

Sector

Financial Services

Website

https://www.centralbank.net

Last Update

27/09/2026, 18:04:55

Description

Central Bancompany, Inc.

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Strongest readings

  • ✔Debt is low at 0.00 times equity
  • ✔Financial health is strong (health score 63 out of 100)
  • ✔Price-to-earnings of 18.0 is below the market average of 19.6

Weakest readings

  • ✘Revenue is growing at 2.28% per year while free cashflow is falling
  • ✘Earnings and cashflow growth is weak (growth score 19 out of 100)
  • ✘A high share of income is paid out as dividend (62.80%)
  • ✘Share count has been rising at 2.85% per year
  • ✘The current price sits above estimated fair value (margin of safety -49.65%)

Key Figures

StatusMetricValueReadingMarket avg
✔
Price / earnings (TTM)
18.01x
19.60x
✘
Margin of safety (DCF)
-49.65%
17.95%
✘
Revenue growth (5y average)
2.28%
10.97%
✔
Dividend yield (TTM)
3.36%
1.85%
✘
Share count, per year
2.85%
0.00%
Return on capital employedN/A10.00%

The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

Valuation

55 / 100

Priced at or below the market on most measures.

StatusMetricValueReadingMarket avg
✔
Price / earnings
18.01x
19.60x
✘Free cashflow yield4.55%
4.70%
✘Price / earnings growth4.14x
1.50x
Price / book1.99x
—
✘
Margin of safety
-49.65%
17.95%

The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

  • ✘Estimated intrinsic value of 16.14 USD is below the current price of 32.06 USD

Desired Margin Of Safety

0%

▼

Tip: Set your desired Margin Of Safety

Free Cash Flow Type

Annual Cashflow Growth

0%

Discount Rate

0%

Estimated Fair Value: 27.8 USD ✘

Current Price: 32.1 USD

How Does This Work?

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This calculator helps investors estimate the Intrinsic Value of a company based on the current value of future cash flows. To use the tool, simply input a desired Margin Of Safety, which is an additional discount applied to the present value of the expected future cash flows. The tool calculates the present value using a discount rate that reflects the risk and time value of money, and provides an estimated fair value for the company based on the selected margin of safety. The calculator defaults to using 5 Year Free Cash Flow Growth % and a discount rate based on the US 10-year treasury bond coupon rate. Use our performance analyser to get a feel for the impact this has on longterm investment returns and find a margin of safety you are comfortable with.

Growth

19 / 100

Growing more slowly than the market on most measures.

StatusMetricValueReadingMarket avg
✘
Revenue growth
2.28%
10.97%
✘Earnings growth4.35%
14.48%
✘Cashflow growth-52.30%
12.35%

The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

  • ✘Revenue is growing at 2.28% per year while free cashflow is falling at 52.30% per year

Health

63 / 100

Balance sheet covers its obligations.

Measured on Leverage and capital, Funding and liquidity, Earnings quality, Asset quality.

StatusMetricValueReadingThreshold
✔Debt / equity0.00x
0.80x
Debt / total capitalN/A1.00x
Equity / assets19.05%
—
Loans / deposits0.76x
—
Net interest margin1.05%
—
Loan-loss cover1.29%
—

The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

    Dividend

    51 / 100

    Covered, with limited headroom.

    StatusMetricValueReadingMarket avg
    ✔
    Dividend yield
    3.36%
    1.85%
    ✘Dividend growth-1.38%
    0.00%
    ✘Payout ratio (earnings)62.80%
    40.00%
    ✘Payout ratio (cashflow)73.95%
    65.00%
    ✘Worst year, last 5 years-85.85%
    -2.00%

    The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

    • ✘The dividend was cut within the last five years (worst year -85.85% per share)

    Management

    38 / 100

    Returns on capital are below the market.

    StatusMetricValueReadingMarket avg
    ✘Return on equity2.94%
    15.00%
    Return on capital employedN/A10.00%
    Return on assets0.56%
    —
    Free cashflow return on capital0.47%
    —
    Return on capital, 5y changeN/A0.00%
    ✘
    Share count, per year
    2.85%
    0.00%
    ✘Share count, recent0.10%
    0.00%
    ✘Realized buyback return-13.01%
    0.00%
    ✔Goodwill erosion / equity0.00%
    2.00%
    Price volatility, 5 year22.68%
    —

    The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

    • ✘New shares were issued while the value score was 55 out of 100

    Analysts

    not enough data
    StatusMetricValueReadingNeutral
    Analyst opinion scoreN/A50

    The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

    Financial History

    Annual figures across the full reporting history we hold.

    Market Peers

    CBC

    SEC Filings

    Find yearly (10-K), quaterly (10-Q) and disclosure (8-K) report here, on the Securities and Exchange Commission's EDGAR database. If reading through reports isn't your cup of tea, don't worry. We've made it easy for you by summarizing all the important bits.

    See 35+ Years Annual Reports

    Other Information

    Company Name

    Central Bancompany, Inc.

    Currency

    USD

    Beta

    0.072

    Vol Avg

    1009353

    Ceo

    Mr. John T. Ross

    Cik

    0002065601

    Cusip

    Exchange

    NasdaqGS

    Full Time Employees

    2971

    Industry

    Banks - Regional

    Sector

    Financial Services

    Ipo Date

    Address

    238 Madison Street

    City

    Jefferson City

    State

    MO

    Country

    United States

    Zip

    65101

    Phone

    573 634 1111

    Analysis Last Updated

    27/09/2026, 18:04:55

    Financial data compiled from SEC EDGAR filings and Yahoo Finance.

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