Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. It advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. The company is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. It serves independent and franchised automobile dealers. The company was founded in 1972 and is headquartered in Southfield, Michigan.

Currency in USD	2025
Operating Income	619.90 Million
Income Before Tax	565.40 Million
Income Tax Expense	141.50 Million
Net Income	423.90 Million
Eps	37.02
Epsdiluted	36.38
Weighted Average Shs Out	11.45 Million
Weighted Average Shs Out Dil	11.65 Million
Research And Development Expenses	N/A
Selling General And Administrative Expenses	N/A
Depreciation And Amortization	26.60 Million
Interest Expense	462.90 Million
Interest Income	27.50 Million
Net Interest Income	27.50 Million
Premiums Earned	95.60 Million
Policyholder Benefits	71.70 Million
Gross Profit	1.42 Billion
Ebitda	646.50 Million
Source	edgar
Ebit	619.90 Million

Credit Acceptance Corporation Annual Reports (10-K)