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About The Company

CEO

Mr. Roman Blanco Reinosa

Market Cap

8.59 Billion USD

Sector

Financial Services

Website

https://banco.santander.cl

Last Update

2/22/2024, 12:00:00 PM

Description

Banco Santander-Chile, together with its subsidiaries, provides commercial and retail banking products and services in Chile.

Read More

Overview

Value

80

Growth

31

Health

49

Management

41

Analyst Opinion

77

Total

56

All Scores Out Of 100

Best Features

  • Has a history of share buybacks
  • Has a margin-of-safety above fair value
  • Liked by analysts

Risk Factors

  • Earnings have declined recently
  • Has a high level of debt
  • Altman-Z score suggests a risk of bankruptcy
  • Disliked by Twitter users
  • Poor earnings and cashflow growth
  • Price-to-earnings ratio of 27.7 is higher than the market average (19.6x)
  • Very undervalued
  • High preportion of income is paid as dividend
  • Dividend could be at risk

Market Peers

BSAC

Key Figures

PE Ratio (TTM)

27.70

Margin Of Safety (DCF)

11995.53%

Revenue Growth (5 Year Average)

0.68%

Ratings Consensus

Buy

Share Buybacks

100.00%

Dividend Yeild (TTM)

5.48%

Valuation

Value Score

80

  • Free-cashflow-yeild of 13.49% is better than the market average (4.7%)
  • Margin-of-safety of 11995.53% is better than the market average (17.95%)
  • Estimated intrinsic-value of 2.32 Thousand USD is higher than current price ( 18.24 USD)
  • Price-to-earnings ratio of 27.7 is higher than the market average (19.6x)

Desired Margin Of Safety

0%

Tip: Set your desired Margin Of Safety

Free Cash Flow Type

Annual Cashflow Growth

0%

Discount Rate

0%

Buy Target: < 29383622857107.2 USD

Current Price: 19.2 USD

How Does This Work?

Show Advanced Options

This calculator helps investors estimate the Intrinsic Value of a company based on the current value of future cash flows. To use the tool, simply input a desired Margin Of Safety, which is an additional discount applied to the present value of the expected future cash flows. The tool calculates the present value using a discount rate that reflects the risk and time value of money, and provides an estimated target price for the company based on the selected margin of safety. The calculator defaults to using 5 Year Free Cash Flow Growth % and a discount rate based on the US 10-year treasury bond coupon rate. Use our performance analyser to get a feel the impact this has on longterm investment returns and discover a margin of safety you are comfortable with. This can be a useful tool for investors looking to make informed decisions about whether to buy or sell shares of a particular company.

Price/Earnings

27.70x

Free Cashflow Yeild

13.49%

PE/Earnings Growth

N/A

Price/Book

0.00x

Growth

Growth Score

31

  • 5 Year Average Cashflow growth of 17.51% is higher than the market average (12.35%)
  • 5 Year Average Revenue growth of 0.68% is lower than the market average (10.97%)
  • Revenue growth has slowed this year
  • 5 Year Average Earnings growth of -5.56% is lower than the market average (14.48%)
  • Earnings growth has slowed this year
  • Free Cashflow growth has slowed this year

Revenue Growth

0.68%

Earnings Growth

-5.56%

Cashflow Growth

17.51%

Health

Health Score

49

  • Assets cover liabilities
  • Altman-Z score suggests a risk of bankruptcy
  • Has a high level of debt
  • Requires debt for normal operation to be sustainable
  • Debt repayments significantly impact cashflow

Altman Z Score

0.28

Piostroski Score

5.00

Debt/Equity

2.34x

Current Assets/Liabilities

36.06x

Free Cashflow/Total Debt

0.08x

Debt/Capital

1.14x

Dividend

Secure Dividend Score

0

  • Dividend yeild of 5.48% is more than the market average (1.85%)
  • Dividends have shown growth over the last 5 years
  • Very unsafe
  • Long term dividend payout ratio of 73.68% is high and may limit growth
  • Payout ratio (TTM) of 83.74% is higher than the average (40%)
  • Spending a higher percentage of their income on dividends than last 5 years

Dividend Yeild

5.48%

Dividend Growth

0.00%

Payout Ratio (Earnings)

83.74%

Payout Ratio (Cashflow)

N/A

Management

Management Score

41

  • Has repurchased shares when value is good
  • Has a history of returning value to shareholders through stock buybacks
  • Return-on-capital-employed of 0.55% is lower than the market average (10%)
  • Return-on-equity of 0.00% is lower than the market average (15%)

Average Buybacks/Dilution

100.00%

Recent Buybacks/Dilution

N/A

5 Year Price Volitility

23.74%

Return On Assets

0.00%

Return On Capital Employed

0.55%

Return On Equity

0.00%

Return On Free Cashflow

N/A

Return On Investments

0.00%

Social Sentiment

Social Sentiment Score

0

Twitter Sentiment

N/A

Stocktwits Sentiment

N/A

Analysts

Analyst Opinion

77

  • Ratings consensus is Buy

SEC Filings

Find yearly (10-K), quaterly (10-Q) and disclosure (8-K) report here, on the Securities and Exchange Commission's EDGAR database. If reading through reports isn't your cup of tea, don't worry. We've made it easy for you by summarizing all the important bits.

Other Information

Company Name

Banco Santander-Chile

Currency

USD

Beta

0.347014

Vol Avg

384414

Ceo

Mr. Roman Blanco Reinosa

Cik

0001027552

Cusip

05965X109

Exchange

New York Stock Exchange

Full Time Employees

9477

Industry

Banks—Regional

Sector

Financial Services

Ipo Date

1994-10-31

Address

Bandera 140

City

Santiago de Chile

State

Country

CL

Zip

Phone

56 2 320 2000

Analysis Last Updated

2/22/2024, 12:00:00 PM

All financial data provided by FMP

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