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Lion Finance Group PLC
BGEO.L: LSELowest reading is at 2 out of 100. All scores are out of 100.
About The Company
CEO
Mr. Archil Gachechiladze CFA
Market Cap
6.28 Billion GBp
Sector
Financial Services
Website
https://lionfinancegroup.ukLast Update
26/09/2026, 10:22:15
Description
Lion Finance Group PLC, through its subsidiaries, provides banking and financial services with focus on the Georgian and Armenian markets.
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Strongest readings
- ✔Dividend growth averages 26.72% per year
- ✔Share count has been falling at 2.54% per year
- ✔Financial health is strong (health score 67 out of 100)
Weakest readings
- ✘Revenue is growing at 25.59% per year while free cashflow is falling
- ✘Priced well above the cashflow it produces (value score 2 out of 100)
- ✘The current price sits above estimated fair value (margin of safety -99.56%)
- ✘Earnings and cashflow growth is weak (growth score 37 out of 100)
Key Figures
| Status | Metric | Value | Reading | Market avg |
|---|---|---|---|---|
Price / earnings (TTM) | N/A | 19.60x | ||
| ✘ | Margin of safety (DCF) | -99.56% | 17.95% | |
| ✔ | Revenue growth (5y average) | 25.59% | 10.97% | |
| ✘ | Dividend yield (TTM) | 0.03% | 1.85% | |
| ✔ | Share count, per year | -2.54% | 0.00% | |
| Return on capital employed | N/A | 10.00% |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
Valuation
2 / 100Priced above the market on most measures.
| Status | Metric | Value | Reading | Market avg |
|---|---|---|---|---|
Price / earnings | N/A | 19.60x | ||
| ✘ | Free cashflow yield | 0.06% | 4.70% | |
| Price / earnings growth | N/A | 1.50x | ||
| Price / book | 66.81x | — | ||
| ✘ | Margin of safety | -99.56% | 17.95% |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
- ✘Estimated intrinsic value of 63.51 GBp is below the current price of 14.58 Thousand GBp
Desired Margin Of Safety
0%
▼
Tip: Set your desired Margin Of Safety
Free Cash Flow Type
Annual Cashflow Growth
0%
Discount Rate
0%
Estimated Fair Value: 1783.3 GBp ✘
Current Price: 14580 GBp
How Does This Work?
Show Advanced Options
This calculator helps investors estimate the Intrinsic Value of a company based on the current value of future cash flows. To use the tool, simply input a desired Margin Of Safety, which is an additional discount applied to the present value of the expected future cash flows. The tool calculates the present value using a discount rate that reflects the risk and time value of money, and provides an estimated fair value for the company based on the selected margin of safety. The calculator defaults to using 5 Year Free Cash Flow Growth % and a discount rate based on the US 10-year treasury bond coupon rate. Use our performance analyser to get a feel for the impact this has on longterm investment returns and find a margin of safety you are comfortable with.
Growth
37 / 100Growing more slowly than the market on most measures.
| Status | Metric | Value | Reading | Market avg |
|---|---|---|---|---|
| ✔ | Revenue growth | 25.59% | 10.97% | |
| ✘ | Earnings growth | 0.99% | 14.48% | |
| ✘ | Cashflow growth | -34.71% | 12.35% |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
- ✘Revenue is growing at 25.59% per year while free cashflow is falling at 34.71% per year
Health
67 / 100Balance sheet covers its obligations.
Measured on Leverage and capital, Funding and liquidity, Earnings quality.
| Status | Metric | Value | Reading | Threshold |
|---|---|---|---|---|
| Altman-Z score | N/A | 3.00 | ||
| ✔ | Piotroski score | 6.00 | 5.00 | |
| Debt / equity | N/A | 0.80x | ||
| Current ratio | N/A | 1.00x | ||
| Interest coverage | N/A | 2.50x | ||
| Free cashflow / debt | N/A | 0.15x | ||
| Debt / capital | N/A | 1.00x |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
Dividend
46 / 100Cover is thin on at least one measure.
| Status | Metric | Value | Reading | Market avg |
|---|---|---|---|---|
| ✘ | Dividend yield | 0.03% | 1.85% | |
| ✔ | Dividend growth | 26.72% | 0.00% | |
| ✔ | Payout ratio (earnings) | 29.95% | 40.00% | |
| Payout ratio (cashflow) | N/A | 65.00% | ||
| ✘ | Worst year, last 5 years | -4.21% | -2.00% |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
Management
57 / 100Returns on capital are at or above the market.
| Status | Metric | Value | Reading | Market avg |
|---|---|---|---|---|
| Return on equity | N/A | 15.00% | ||
| Return on capital employed | N/A | 10.00% | ||
| Return on assets | 3.55% | — | ||
| Free cashflow return on capital | N/A | — | ||
| Return on capital, 5y change | N/A | 0.00% | ||
| ✔ | Share count, per year | -2.54% | 0.00% | |
| ✘ | Share count, recent | 0.10% | 0.00% | |
| Realized buyback return | N/A | 0.00% | ||
| ✔ | Goodwill erosion / equity | 0.00% | 2.00% | |
| Price volatility, 5 year | 36.74% | — |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
- ✘Shares were repurchased while the value score was only 2 out of 100
Analysts
not enough data| Status | Metric | Value | Reading | Neutral |
|---|---|---|---|---|
| Analyst opinion score | N/A | 50 |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
Financial History
Annual figures across the full reporting history we hold.
Market Peers
BGEO.L
SEC Filings
Find yearly (10-K), quaterly (10-Q) and disclosure (8-K) report here, on the Securities and Exchange Commission's EDGAR database. If reading through reports isn't your cup of tea, don't worry. We've made it easy for you by summarizing all the important bits.
See 35+ Years Annual ReportsOther Information
Company Name
Lion Finance Group PLC
Currency
GBp
Beta
0.767
Vol Avg
73835
Ceo
Mr. Archil Gachechiladze CFA
Cik
Cusip
Exchange
LSE
Full Time Employees
13343
Industry
Banks - Regional
Sector
Financial Services
Ipo Date
Address
29 Farm Street
City
London
State
Country
United Kingdom
Zip
W1J 5RL
Phone
44 20 3178 4034
Analysis Last Updated
26/09/2026, 10:22:15
Financial data compiled from SEC EDGAR filings and Yahoo Finance.