Bank of America Corporation

BAC: NYSE
60Total

Lowest reading is at 36 out of 100. All scores are out of 100.

About The Company

CEO

Mr. Brian Thomas Moynihan

Market Cap

396.49 Billion USD

Sector

Financial Services

Website

https://www.bankofamerica.com

Last Update

27/09/2026, 17:02:26

Description

Bank of America Corporation, through its subsidiaries, provides various financial products and services for individual consumers, small and middle-market businesses, institutional investors, large corporations, and governments worldwide.

Read More

Strongest readings

  • ✔Share count has been falling at 2.99% per year
  • ✔Price-to-earnings of 12.8 is below the market average of 19.6
  • ✔Financial health is strong (health score 61 out of 100)

Weakest readings

  • ✘Earnings and cashflow growth is weak (growth score 36 out of 100)

Key Figures

StatusMetricValueReadingMarket avg
✔
Price / earnings (TTM)
12.83x
19.60x
Margin of safety (DCF)
N/A17.95%
✘
Revenue growth (5y average)
6.55%
10.97%
✘
Dividend yield (TTM)
0.00%
1.85%
✔
Share count, per year
-2.99%
0.00%
Return on capital employedN/A10.00%

The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

Valuation

73 / 100

Priced at or below the market on most measures.

StatusMetricValueReadingMarket avg
✔
Price / earnings
12.83x
19.60x
Free cashflow yieldN/A4.70%
✔Price / earnings growth0.66x
1.50x
Price / book1.32x
—
Margin of safety
N/A17.95%

The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

  • ✘Estimated intrinsic value of N/A is below the current price of 56.70 USD

Desired Margin Of Safety

0%

▼

Tip: Set your desired Margin Of Safety

Free Cash Flow Type

Annual Cashflow Growth

0%

Discount Rate

0%

Estimated Fair Value: 43.1 USD ✘

Current Price: 56.7 USD

How Does This Work?

Show Advanced Options

This calculator helps investors estimate the Intrinsic Value of a company based on the current value of future cash flows. To use the tool, simply input a desired Margin Of Safety, which is an additional discount applied to the present value of the expected future cash flows. The tool calculates the present value using a discount rate that reflects the risk and time value of money, and provides an estimated fair value for the company based on the selected margin of safety. The calculator defaults to using 5 Year Free Cash Flow Growth % and a discount rate based on the US 10-year treasury bond coupon rate. Use our performance analyser to get a feel for the impact this has on longterm investment returns and find a margin of safety you are comfortable with.

Growth

36 / 100

Growing more slowly than the market on most measures.

StatusMetricValueReadingMarket avg
✘
Revenue growth
6.55%
10.97%
✘Earnings growth5.21%
14.48%
Cashflow growthN/A12.35%

The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

  • ✔Revenue growth has improved this year (8.05% against a five year average of 6.55%)
  • ✔Earnings growth has improved this year (27.40% against a five year average of 5.21%)

Health

61 / 100

Balance sheet covers its obligations.

Measured on Leverage and capital, Funding and liquidity, Earnings quality, Asset quality.

StatusMetricValueReadingThreshold
✘Debt / equity1.21x
0.80x
✔Debt / total capital0.55x
1.00x
Equity / assets8.89%
—
Loans / deposits0.59x
—
Net interest margin1.76%
—
Loan-loss cover1.11%
—

The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

    Management

    70 / 100

    Returns on capital are at or above the market.

    StatusMetricValueReadingMarket avg
    ✘Return on equity10.06%
    15.00%
    Return on capital employedN/A10.00%
    Return on assets0.89%
    —
    Free cashflow return on capitalN/A—
    Return on capital, 5y changeN/A0.00%
    ✔
    Share count, per year
    -2.99%
    0.00%
    ✔Share count, recent-7.03%
    0.00%
    ✘Realized buyback return-8.54%
    0.00%
    ✔Goodwill erosion / equity0.00%
    2.00%
    Price volatility, 5 year27.01%
    —

    The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

    • ✔Shares were repurchased while the value score was 73 out of 100

    Analysts

    not enough data
    StatusMetricValueReadingNeutral
    Analyst opinion scoreN/A50

    The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

    Financial History

    Annual figures across the full reporting history we hold.

    Market Peers

    BAC

    SEC Filings

    Find yearly (10-K), quaterly (10-Q) and disclosure (8-K) report here, on the Securities and Exchange Commission's EDGAR database. If reading through reports isn't your cup of tea, don't worry. We've made it easy for you by summarizing all the important bits.

    See 35+ Years Annual Reports

    Other Information

    Company Name

    Bank of America Corporation

    Currency

    USD

    Beta

    1.164

    Vol Avg

    33146170

    Ceo

    Mr. Brian Thomas Moynihan

    Cik

    0000070858

    Cusip

    Exchange

    NYSE

    Full Time Employees

    211000

    Industry

    Banks - Diversified

    Sector

    Financial Services

    Ipo Date

    Address

    Bank of America Corporate Center

    City

    Charlotte

    State

    NC

    Country

    United States

    Zip

    28255

    Phone

    (704) 386-5681

    Analysis Last Updated

    27/09/2026, 17:02:26

    Financial data compiled from SEC EDGAR filings and Yahoo Finance.

    Noticed an error with something on our site?

    Data, not advice. Do your own diligence.

    We Use Cookies