Add To Watchlist
Share URL
About The Company
CEO
Mr. Jeffrey J. Brown
Market Cap
11.90 Billion USD
Sector
Financial Services
Website
https://www.ally.comLast Update
2/22/2024, 12:00:00 PM
Description
Ally Financial Inc., a digital financial-services company, provides various digital financial products and services to consumer, commercial, and corporate customers primarily in the United States and Canada.
Read More
Overview
Value
67
Growth
26
Health
54
Management
18
Analyst Opinion
69
Total
47
All Scores Out Of 100
Best Features
- Has a history of share buybacks
- Price-to-earnings ratio of 12.6 is lower than the market average (19.6x)
- Has a margin-of-safety above fair value
Risk Factors
- Earnings have declined recently
- Altman-Z score suggests a risk of bankruptcy
- Disliked by Twitter users
- Poor earnings and cashflow growth
Market Peers
ALLY
Key Figures
PE Ratio (TTM)
12.57
Margin Of Safety (DCF)
95.17%
Revenue Growth (5 Year Average)
1.93%
Ratings Consensus
Buy
Share Buybacks
1.58%
Dividend Yeild (TTM)
4.18%
Valuation
Value Score
67
Desired Margin Of Safety
0%
▼
Tip: Set your desired Margin Of Safety
Free Cash Flow Type
Annual Cashflow Growth
0%
Discount Rate
0%
Buy Target: < 80.2 USD ✔
Current Price: 37.6 USD
How Does This Work?
Show Advanced Options
This calculator helps investors estimate the Intrinsic Value of a company based on the current value of future cash flows. To use the tool, simply input a desired Margin Of Safety, which is an additional discount applied to the present value of the expected future cash flows. The tool calculates the present value using a discount rate that reflects the risk and time value of money, and provides an estimated target price for the company based on the selected margin of safety. The calculator defaults to using 5 Year Free Cash Flow Growth % and a discount rate based on the US 10-year treasury bond coupon rate. Use our performance analyser to get a feel the impact this has on longterm investment returns and discover a margin of safety you are comfortable with. This can be a useful tool for investors looking to make informed decisions about whether to buy or sell shares of a particular company.
Price/Earnings
12.57x
Free Cashflow Yeild
16.66%
PE/Earnings Growth
N/A
Price/Book
0.83x
Growth
Growth Score
26
- ✘ 5 Year Average Revenue growth of 1.93% is lower than the market average (10.97%)
- ✘ Revenue growth has slowed this year
- ✘ 5 Year Average Earnings growth of 4.86% is lower than the market average (14.48%)
- ✘ Earnings growth has slowed this year
- ✘ 5 Year Average Free Cashflow growth of 0.49% is lower than the market average (12.35%)
- ✘ Free Cashflow growth has slowed this year
Revenue Growth
1.93%
Earnings Growth
4.86%
Cashflow Growth
0.49%
Health
Health Score
54
Altman Z Score
0.23
Piostroski Score
5.00
Debt/Equity
1.47x
Current Assets/Liabilities
7.09x
Free Cashflow/Total Debt
0.00x
Debt/Capital
0.73x
Dividend
Secure Dividend Score
52
- ✔ Dividend yeild of 4.18% is more than the market average (1.85%)
- ✔ Dividend is likely safe
- ✔ Long term dividend payout ratio of 26.16% is considered good
- ✔ Dividends have shown growth over the last 5 years
- ✘ Payout ratio (TTM) of 46.86% is higher than the average (40%)
- ✘ Spending a higher percentage of their income on dividends than last 5 years
Dividend Yeild
4.18%
Dividend Growth
0.85%
Payout Ratio (Earnings)
46.86%
Payout Ratio (Cashflow)
25.11%
Management
Management Score
18
- ✔ Has repurchased shares when value is good
- ✔ Has a history of returning value to shareholders through stock buybacks
- ✔ Has returned higher dividends when earnings have risen
- ✘ Return-on-capital-employed of 0.35% is lower than the market average (10%)
- ✘ Return-on-equity of 0.35% is lower than the market average (15%)
Average Buybacks/Dilution
1.58%
Recent Buybacks/Dilution
-0.90%
5 Year Price Volitility
30.54%
Return On Assets
0.02%
Return On Capital Employed
0.35%
Return On Equity
0.35%
Return On Free Cashflow
N/A
Return On Investments
0.10%
Analysts
Analyst Opinion
69
- ✔ Ratings consensus is Buy
SEC Filings
Find yearly (10-K), quaterly (10-Q) and disclosure (8-K) report here, on the Securities and Exchange Commission's EDGAR database. If reading through reports isn't your cup of tea, don't worry. We've made it easy for you by summarizing all the important bits.
Other Information
Company Name
Ally Financial Inc.
Currency
USD
Beta
1.304644
Vol Avg
4300426
Ceo
Mr. Jeffrey J. Brown
Cik
0000040729
Cusip
02005N100
Exchange
New York Stock Exchange
Full Time Employees
11600
Industry
Credit Services
Sector
Financial Services
Ipo Date
2014-01-28
Address
Ally Detroit Center
City
Detroit
State
MI
Country
US
Zip
48226
Phone
866 710 4623
Analysis Last Updated
2/22/2024, 12:00:00 PM
All financial data provided by FMP
Social Sentiment
Social Sentiment Score
0
Twitter Sentiment
N/A
Stocktwits Sentiment
N/A