AJ Bell plc

AJB.L: LSE
56Total

Lowest reading is at 20 out of 100. All scores are out of 100.

About The Company

CEO

Mr. Michael Thomas Summersgill

Market Cap

2.23 Billion GBp

Sector

Financial Services

Website

https://www.ajbell.co.uk

Last Update

27/09/2026, 18:07:10

Description

AJ Bell plc, through its subsidiaries, operates investment platforms in the United Kingdom.

Read More

Strongest readings

  • ✔Debt is low at 0.06 times equity
  • ✔Financial health is strong (health score 86 out of 100)
  • ✔Return on capital employed of 18.14% is above the market average of 10.00%
  • ✔Price-to-earnings of 18.6 is below the market average of 19.6

Weakest readings

  • ✘The current price sits above estimated fair value (margin of safety -90.51%)
  • ✘Earnings and cashflow growth is weak (growth score 20 out of 100)

Key Figures

StatusMetricValueReadingMarket avg
✔
Price / earnings (TTM)
18.59x
19.60x
✘
Margin of safety (DCF)
-90.51%
17.95%
✘
Revenue growth (5y average)
0.00%
10.97%
✔
Dividend yield (TTM)
2.57%
1.85%
✔
Share count, per year
0.00%
0.00%
✔Return on capital employed18.14%
10.00%

The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

Valuation

44 / 100

Priced above the market on most measures.

StatusMetricValueReadingMarket avg
✔
Price / earnings
18.59x
19.60x
✘Free cashflow yield4.03%
4.70%
Price / earnings growthN/A1.50x
Price / book1053.26x
—
✘
Margin of safety
-90.51%
17.95%

The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

  • ✘Estimated intrinsic value of 53.83 GBp is below the current price of 567.00 GBp

Desired Margin Of Safety

0%

▼

Tip: Set your desired Margin Of Safety

Free Cash Flow Type

Annual Cashflow Growth

0%

Discount Rate

0%

Estimated Fair Value: 2.6 GBp ✘

Current Price: 567 GBp

How Does This Work?

Show Advanced Options

This calculator helps investors estimate the Intrinsic Value of a company based on the current value of future cash flows. To use the tool, simply input a desired Margin Of Safety, which is an additional discount applied to the present value of the expected future cash flows. The tool calculates the present value using a discount rate that reflects the risk and time value of money, and provides an estimated fair value for the company based on the selected margin of safety. The calculator defaults to using 5 Year Free Cash Flow Growth % and a discount rate based on the US 10-year treasury bond coupon rate. Use our performance analyser to get a feel for the impact this has on longterm investment returns and find a margin of safety you are comfortable with.

Growth

20 / 100

Growing more slowly than the market on most measures.

StatusMetricValueReadingMarket avg
✘
Revenue growth
0.00%
10.97%
✘Earnings growth0.00%
14.48%
✘Cashflow growth0.00%
12.35%

The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

    Health

    86 / 100

    Balance sheet covers its obligations.

    Measured on Leverage and capital, Funding and liquidity, Earnings quality.

    StatusMetricValueReadingThreshold
    ✘Altman-Z score2.70
    3.00
    Piotroski scoreN/A5.00
    ✔Debt / equity0.06x
    0.80x
    ✔Current ratio3.86x
    1.00x
    ✔Interest coverage175.69x
    2.50x
    ✔Free cashflow / debt1.85x
    0.15x
    ✔Debt / capital0.05x
    1.00x

    The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

      Dividend

      67 / 100

      Covered, with limited headroom.

      StatusMetricValueReadingMarket avg
      ✔
      Dividend yield
      2.57%
      1.85%
      ✔Dividend growth0.00%
      0.00%
      ✘Payout ratio (earnings)46.55%
      40.00%
      ✔Payout ratio (cashflow)63.73%
      65.00%
      ✔Worst year, last 5 years0.00%
      -2.00%

      The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

        Management

        73 / 100

        Returns on capital are at or above the market.

        StatusMetricValueReadingMarket avg
        ✘Return on equity14.53%
        15.00%
        ✔Return on capital employed18.14%
        10.00%
        Return on assets10.49%
        —
        Free cashflow return on capital10.03%
        —
        ✘Return on capital, 5y change-0.52%
        0.00%
        ✔
        Share count, per year
        0.00%
        0.00%
        ✔Share count, recent-2.57%
        0.00%
        Realized buyback returnN/A0.00%
        ✔Goodwill erosion / equity0.00%
        2.00%
        Price volatility, 5 year29.44%
        —

        The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

          Analysts

          not enough data
          StatusMetricValueReadingNeutral
          Analyst opinion scoreN/A50

          The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

          Financial History

          Annual figures across the full reporting history we hold.

          Market Peers

          AJB.L

          SEC Filings

          Find yearly (10-K), quaterly (10-Q) and disclosure (8-K) report here, on the Securities and Exchange Commission's EDGAR database. If reading through reports isn't your cup of tea, don't worry. We've made it easy for you by summarizing all the important bits.

          See 35+ Years Annual Reports

          Other Information

          Company Name

          AJ Bell plc

          Currency

          GBp

          Beta

          0.861

          Vol Avg

          783366

          Ceo

          Mr. Michael Thomas Summersgill

          Cik

          Cusip

          Exchange

          LSE

          Full Time Employees

          1550

          Industry

          Asset Management

          Sector

          Financial Services

          Ipo Date

          Address

          4 Exchange Quay

          City

          Manchester

          State

          Country

          United Kingdom

          Zip

          M5 3EE

          Phone

          44 345 5432600

          Analysis Last Updated

          27/09/2026, 18:07:10

          Financial data compiled from SEC EDGAR filings and Yahoo Finance.

          Noticed an error with something on our site?

          Data, not advice. Do your own diligence.

          We Use Cookies