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Assurant, Inc.
AIZ: NYSELowest reading is at 52 out of 100. All scores are out of 100.
In Short
About The Company
CEO
Mr. Keith Warner Demmings
Market Cap
13.97 Billion USD
Sector
Financial Services
Website
https://www.assurant.comLast Update
14/10/2026, 13:14:27
Description
Assurant, Inc. provides protection services to connected devices, homes, and automobiles in North America, Latin America, Europe, and the Asia Pacific.
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Strongest readings
- ✔Financial health is strong (health score 82 out of 100)
- ✔Share count has been falling at 3.44% per year
- ✔Dividend cover is strong (dividend score 76 out of 100)
- ✔Debt is low at 0.38 times equity
- ✔Price-to-earnings of 12.8 is below the market average of 19.6
Weakest readings
No reading falls materially below its benchmark.
Key Figures
| Status | Metric | Value | Reading | Market avg |
|---|---|---|---|---|
| ✔ | Price / earnings (TTM) | 12.82x | 19.60x | |
| ✘ | Margin of safety (DCF) | 0.92% | 17.95% | |
| ✘ | Revenue growth (5y average) | 6.70% | 10.97% | |
| ✘ | Dividend yield (TTM) | 1.32% | 1.85% | |
| ✔ | Share count, per year | -3.44% | 0.00% | |
| ✘ | Return on capital employed | 3.30% | 10.00% |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
Valuation
52 / 100Priced at or below the market on most measures.
| Status | Metric | Value | Reading | Market avg |
|---|---|---|---|---|
| ✔ | Price / earnings | 12.82x | 19.60x | |
| ✔ | Free cashflow yield | 12.39% | 4.70% | |
| ✔ | Price / earnings growth | 0.72x | 1.50x | |
| Price / book | 2.19x | — | ||
| ✘ | Margin of safety | 0.92% | 17.95% |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
- ✘Estimated intrinsic value of 273.49 USD is below the current price of 283.31 USD
Desired Margin Of Safety
0%
▼
Tip: Set your desired Margin Of Safety
Free Cash Flow Type
Annual Cashflow Growth
0%
Discount Rate
0%
Estimated Fair Value: 394.8 USD ✔
Current Price: 271 USD
How Does This Work?
Show Advanced Options
This calculator helps investors estimate the Intrinsic Value of a company based on the current value of future cash flows. To use the tool, simply input a desired Margin Of Safety, which is an additional discount applied to the present value of the expected future cash flows. The tool calculates the present value using a discount rate that reflects the risk and time value of money, and provides an estimated fair value for the company based on the selected margin of safety. The calculator defaults to using 5 Year Free Cash Flow Growth % and a discount rate based on the US 10-year treasury bond coupon rate. Use our performance analyser to get a feel for the impact this has on longterm investment returns and find a margin of safety you are comfortable with.
Growth
61 / 100Growing faster than the market on most measures.
| Status | Metric | Value | Reading | Market avg |
|---|---|---|---|---|
| ✘ | Revenue growth | 6.70% | 10.97% | |
| ✔ | Earnings growth | 21.05% | 14.48% | |
| ✔ | Cashflow growth | 18.79% | 12.35% |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
- ✔Revenue growth has improved this year (9.36% against a five year average of 6.70%)
- ✔Earnings growth has improved this year (51.88% against a five year average of 21.05%)
- ✔Free cashflow growth has improved this year
Health
82 / 100Balance sheet covers its obligations.
Measured on Leverage and capital, Earnings quality.
| Status | Metric | Value | Reading | Threshold |
|---|---|---|---|---|
| ✔ | Debt / equity | 0.38x | 0.80x | |
| ✔ | Debt / total capital | 0.27x | 1.00x | |
| Equity / assets | 16.18% | — | ||
| ✔ | Interest coverage | 10.91x | 2.50x | |
| Underwriting loss ratio | 27.93% | — |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
Dividend
76 / 100Covered by both earnings and cashflow.
| Status | Metric | Value | Reading | Market avg |
|---|---|---|---|---|
| ✘ | Dividend yield | 1.32% | 1.85% | |
| ✔ | Dividend growth | 8.02% | 0.00% | |
| ✔ | Payout ratio (earnings) | 16.61% | 40.00% | |
| ✔ | Payout ratio (cashflow) | 10.67% | 65.00% | |
| ✔ | Worst year, last 5 years | 3.62% | -2.00% |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
- ✔Dividend growth has been accelerating recently
Management
65 / 100Returns on capital are at or above the market.
| Status | Metric | Value | Reading | Market avg |
|---|---|---|---|---|
| ✘ | Return on equity | 14.86% | 15.00% | |
| ✘ | Return on capital employed | 3.30% | 10.00% | |
| Return on assets | 2.40% | — | ||
| Free cashflow return on capital | 4.40% | — | ||
| ✔ | Return on capital, 5y change | 1.07% | 0.00% | |
| ✔ | Share count, per year | -3.44% | 0.00% | |
| ✔ | Share count, recent | -2.27% | 0.00% | |
| ✔ | Realized buyback return | 4.00% | 0.00% | |
| ✔ | Goodwill erosion / equity | 0.30% | 2.00% | |
| Price volatility, 5 year | 25.27% | — |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
- ✔Shares were repurchased while the value score was 52 out of 100
Analysts
not enough data| Status | Metric | Value | Reading | Neutral |
|---|---|---|---|---|
| Analyst opinion score | N/A | 50 |
The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.
Financial History
Annual figures across the full reporting history we hold.
Market Peers
AIZ
SEC Filings
Find yearly (10-K), quaterly (10-Q) and disclosure (8-K) report here, on the Securities and Exchange Commission's EDGAR database. If reading through reports isn't your cup of tea, don't worry. We've made it easy for you by summarizing all the important bits.
See 35+ Years Annual ReportsOther Information
Company Name
Assurant, Inc.
Currency
USD
Beta
0.542
Vol Avg
369495
Ceo
Mr. Keith Warner Demmings
Cik
0001267238
Cusip
Exchange
NYSE
Full Time Employees
14800
Industry
Insurance - Property & Casualty
Sector
Financial Services
Ipo Date
Address
260 Interstate North Circle SE
City
Atlanta
State
GA
Country
United States
Zip
30339-2210
Phone
770 763 1000
Analysis Last Updated
14/10/2026, 13:14:27
Financial data compiled from SEC EDGAR filings and Yahoo Finance.