American International Group, Inc.

AIG: NYSE
51Total

Lowest reading is at 32 out of 100. All scores are out of 100.

About The Company

Market Cap

38.78 Billion USD

Sector

Financial Services

Website

https://www.aig.com

Last Update

26/09/2026, 10:15:03

Description

American International Group, Inc.

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Strongest readings

  • ✔Financial health is strong (health score 96 out of 100)
  • ✔Debt is low at 0.00 times equity
  • ✔Share count has been falling at 2.33% per year
  • ✔Price-to-earnings of 13.6 is below the market average of 19.6

Weakest readings

  • ✘Earnings and cashflow growth is weak (growth score 36 out of 100)

Key Figures

StatusMetricValueReadingMarket avg
✔
Price / earnings (TTM)
13.61x
19.60x
✘
Margin of safety (DCF)
4.75%
17.95%
✘
Revenue growth (5y average)
2.91%
10.97%
✔
Dividend yield (TTM)
2.56%
1.85%
✔
Share count, per year
-2.33%
0.00%
✘Return on capital employed0.00%
10.00%

The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

Valuation

32 / 100

Priced above the market on most measures.

StatusMetricValueReadingMarket avg
✔
Price / earnings
13.61x
19.60x
Free cashflow yieldN/A4.70%
✔Price / earnings growth0.52x
1.50x
Price / book0.95x
—
✘
Margin of safety
4.75%
17.95%

The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

  • ✔Estimated intrinsic value of 77.69 USD is above the current price of 74.17 USD

Desired Margin Of Safety

0%

▼

Tip: Set your desired Margin Of Safety

Free Cash Flow Type

Annual Cashflow Growth

0%

Discount Rate

0%

Estimated Fair Value: 98.1 USD ✔

Current Price: 74.2 USD

How Does This Work?

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This calculator helps investors estimate the Intrinsic Value of a company based on the current value of future cash flows. To use the tool, simply input a desired Margin Of Safety, which is an additional discount applied to the present value of the expected future cash flows. The tool calculates the present value using a discount rate that reflects the risk and time value of money, and provides an estimated fair value for the company based on the selected margin of safety. The calculator defaults to using 5 Year Free Cash Flow Growth % and a discount rate based on the US 10-year treasury bond coupon rate. Use our performance analyser to get a feel for the impact this has on longterm investment returns and find a margin of safety you are comfortable with.

Growth

36 / 100

Growing more slowly than the market on most measures.

StatusMetricValueReadingMarket avg
✘
Revenue growth
2.91%
10.97%
✘Earnings growth9.17%
14.48%
Cashflow growthN/A12.35%

The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

  • ✘Revenue growth has slowed this year (-4.19% against a five year average of 2.91%)

Health

96 / 100

Balance sheet covers its obligations.

Measured on Leverage and capital, Funding and liquidity, Earnings quality.

StatusMetricValueReadingThreshold
Altman-Z scoreN/A3.00
✔Piotroski score8.00
5.00
✔Debt / equity0.00x
0.80x
Current ratioN/A1.00x
Interest coverageN/A2.50x
Free cashflow / debtN/A0.15x
✔Debt / capital0.00x
1.00x

The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

    Dividend

    63 / 100

    Covered, with limited headroom.

    StatusMetricValueReadingMarket avg
    ✔
    Dividend yield
    2.56%
    1.85%
    ✔Dividend growth9.13%
    0.00%
    ✔Payout ratio (earnings)33.46%
    40.00%
    Payout ratio (cashflow)N/A65.00%
    ✘Worst year, last 5 years-3.15%
    -2.00%

    The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

    • ✔Dividend growth has been accelerating recently

    Management

    41 / 100

    Returns on capital are below the market.

    StatusMetricValueReadingMarket avg
    ✘Return on equity2.33%
    15.00%
    ✘Return on capital employed0.00%
    10.00%
    Return on assets0.58%
    —
    Free cashflow return on capitalN/A—
    Return on capital, 5y changeN/A0.00%
    ✔
    Share count, per year
    -2.33%
    0.00%
    ✔Share count, recent-1.26%
    0.00%
    ✔Realized buyback return2.94%
    0.00%
    ✔Goodwill erosion / equity0.28%
    2.00%
    Price volatility, 5 year25.96%
    —

    The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

    • ✘Shares were repurchased while the value score was only 32 out of 100

    Analysts

    not enough data
    StatusMetricValueReadingNeutral
    Analyst opinion scoreN/A50

    The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

    Financial History

    Annual figures across the full reporting history we hold.

    Market Peers

    AIG

    SEC Filings

    Find yearly (10-K), quaterly (10-Q) and disclosure (8-K) report here, on the Securities and Exchange Commission's EDGAR database. If reading through reports isn't your cup of tea, don't worry. We've made it easy for you by summarizing all the important bits.

    See 35+ Years Annual Reports

    Other Information

    Company Name

    American International Group, Inc.

    Currency

    USD

    Beta

    0.511

    Vol Avg

    3602903

    Ceo

    Cik

    0000005272

    Cusip

    Exchange

    NYSE

    Full Time Employees

    22100

    Industry

    Insurance - Diversified

    Sector

    Financial Services

    Ipo Date

    Address

    1271 Avenue of the Americas

    City

    New York

    State

    NY

    Country

    United States

    Zip

    10020

    Phone

    212 770 7000

    Analysis Last Updated

    26/09/2026, 10:15:03

    Financial data compiled from SEC EDGAR filings and Yahoo Finance.

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