Apple Inc.

AAPL: NasdaqGS
54Total

Lowest reading is at 10 out of 100. All scores are out of 100.

About The Company

CEO

Mr. John Ternus

Market Cap

4.98 Trillion USD

Sector

Technology

Website

https://www.apple.com

Last Update

26/09/2026, 10:15:25

Description

Apple Inc. designs, manufactures, and markets smartphones, personal computers, tablets, wearables, and accessories worldwide.

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Strongest readings

  • ✔Return on capital employed of 68.72% is above the market average of 10.00%
  • ✔Altman-Z score of 12.73 sits above the distress range
  • ✔Financial health is strong (health score 75 out of 100)
  • ✔Share count has been falling at 2.94% per year

Weakest readings

  • ✘Priced well above the cashflow it produces (value score 10 out of 100)
  • ✘Price-to-earnings of 39.0 is above the market average of 19.6
  • ✘The current price sits above estimated fair value (margin of safety -76.44%)
  • ✘Short-term liabilities exceed short-term assets (current ratio 0.89)

Key Figures

StatusMetricValueReadingMarket avg
✘
Price / earnings (TTM)
39.04x
19.60x
✘
Margin of safety (DCF)
-76.44%
17.95%
✘
Revenue growth (5y average)
6.43%
10.97%
✘
Dividend yield (TTM)
0.31%
1.85%
✔
Share count, per year
-2.94%
0.00%
✔Return on capital employed68.72%
10.00%

The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

Valuation

10 / 100

Priced above the market on most measures.

StatusMetricValueReadingMarket avg
✘
Price / earnings
39.04x
19.60x
✘Free cashflow yield2.75%
4.70%
✘Price / earnings growth1.73x
1.50x
Price / book46.29x
—
✘
Margin of safety
-76.44%
17.95%

The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

  • ✘Estimated intrinsic value of 80.35 USD is below the current price of 341.07 USD

Desired Margin Of Safety

0%

▼

Tip: Set your desired Margin Of Safety

Free Cash Flow Type

Annual Cashflow Growth

0%

Discount Rate

0%

Estimated Fair Value: 101.5 USD ✘

Current Price: 341.1 USD

How Does This Work?

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This calculator helps investors estimate the Intrinsic Value of a company based on the current value of future cash flows. To use the tool, simply input a desired Margin Of Safety, which is an additional discount applied to the present value of the expected future cash flows. The tool calculates the present value using a discount rate that reflects the risk and time value of money, and provides an estimated fair value for the company based on the selected margin of safety. The calculator defaults to using 5 Year Free Cash Flow Growth % and a discount rate based on the US 10-year treasury bond coupon rate. Use our performance analyser to get a feel for the impact this has on longterm investment returns and find a margin of safety you are comfortable with.

Growth

41 / 100

Growing more slowly than the market on most measures.

StatusMetricValueReadingMarket avg
✘
Revenue growth
6.43%
10.97%
✘Earnings growth8.47%
14.48%
✘Cashflow growth9.26%
12.35%

The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

  • ✔Revenue growth has improved this year (14.24% against a five year average of 6.43%)
  • ✔Earnings growth has improved this year (32.58% against a five year average of 8.47%)
  • ✔Free cashflow growth has improved this year

Health

75 / 100

Balance sheet covers its obligations.

Measured on Leverage and capital, Funding and liquidity, Earnings quality.

StatusMetricValueReadingThreshold
✔Altman-Z score12.73
3.00
✔Piotroski score8.00
5.00
✘Debt / equity1.23x
0.80x
✘Current ratio0.89x
1.00x
✔Interest coverage29.06x
2.50x
✔Free cashflow / debt1.09x
0.15x
✔Debt / capital0.55x
1.00x

The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

    Dividend

    69 / 100

    Covered, with limited headroom.

    StatusMetricValueReadingMarket avg
    ✘
    Dividend yield
    0.31%
    1.85%
    ✔Dividend growth1.23%
    0.00%
    ✔Payout ratio (earnings)12.13%
    40.00%
    ✔Payout ratio (cashflow)11.44%
    65.00%
    ✔Worst year, last 5 years3.90%
    -2.00%

    The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

    • ✘Dividend growth has been slowing recently

    Management

    90 / 100

    Returns on capital are at or above the market.

    StatusMetricValueReadingMarket avg
    ✔Return on equity151.91%
    15.00%
    ✔Return on capital employed68.72%
    10.00%
    Return on assets31.18%
    —
    Free cashflow return on capital51.01%
    —
    ✔Return on capital, 5y change27.70%
    0.00%
    ✔
    Share count, per year
    -2.94%
    0.00%
    ✔Share count, recent-2.37%
    0.00%
    ✔Realized buyback return60.45%
    0.00%
    ✔Goodwill erosion / equity0.00%
    2.00%
    Price volatility, 5 year27.76%
    —

    The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

    • ✘Shares were repurchased while the value score was only 10 out of 100

    Analysts

    not enough data
    StatusMetricValueReadingNeutral
    Analyst opinion scoreN/A50

    The bar shows how good a reading is, so a longer bar is always better. The tick marks the benchmark.

    Financial History

    Annual figures across the full reporting history we hold.

    Market Peers

    AAPL

    SEC Filings

    Find yearly (10-K), quaterly (10-Q) and disclosure (8-K) report here, on the Securities and Exchange Commission's EDGAR database. If reading through reports isn't your cup of tea, don't worry. We've made it easy for you by summarizing all the important bits.

    See 35+ Years Annual Reports

    Other Information

    Company Name

    Apple Inc.

    Currency

    USD

    Beta

    1.085

    Vol Avg

    48076820

    Ceo

    Mr. John Ternus

    Cik

    0000320193

    Cusip

    Exchange

    NasdaqGS

    Full Time Employees

    150000

    Industry

    Consumer Electronics

    Sector

    Technology

    Ipo Date

    Address

    One Apple Park Way

    City

    Cupertino

    State

    CA

    Country

    United States

    Zip

    95014

    Phone

    (408) 996-1010

    Analysis Last Updated

    26/09/2026, 10:15:25

    Financial data compiled from SEC EDGAR filings and Yahoo Finance.

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