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About The Company
Description
Temenos AG develops, markets, and sells integrated banking software systems to banking and other financial institutions worldwide.
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Overview
Value
40
Growth
45
Health
53
Management
56
Analyst Opinion
89
Total
57
All Scores Out Of 100
Best Features
- Low risk of bankruptcy
- Liked by analysts
- Has strong dividend growth
- Low preportion of income is paid as dividend
Risk Factors
- Earnings have declined recently
- There is a history of diluting shareholders
- Has a high level of debt
- Does not hold enough liquid assets to cover short term liabilities
- No margin of safety at their current market price
- Price-to-earnings ratio of 27.7 is higher than the market average (19.6x)
Latest News
Temenos AG (TMNSF) Q3 2022 Earnings Call Transcript
Seeking Alpha | 00:04 Fri 21 Oct 2022
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Temenos AG (TMNSF) CEO Max Chuard on Q2 2022 Results - Earnings Call Transcript
Seeking Alpha | 00:37 Fri 22 Jul 2022
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Temenos AG, Inc. (TMNSF) CEO Max Chuard on Q1 2022 Results - Earnings Call Transcript
Seeking Alpha | 22:58 Tue 26 Apr 2022
Read More →
Nuvei: A Hot Growth Stock With 50% Expected EBITDA Margin
Seeking Alpha | 20:57 Wed 2 Mar 2022
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Market Peers
TMSNY
Key Figures
PE Ratio (TTM)
27.75
Margin Of Safety (DCF)
-0.13%
Revenue Growth (5 Year Average)
12.05%
Ratings Consensus
Strong Buy
Share Buybacks
-1.25%
Dividend Yeild (TTM)
N/A
Valuation
Value Score
40
Desired Margin Of Safety
0%
▼
Tip: Set your desired Margin Of Safety
Free Cash Flow Type
Annual Cashflow Growth
0%
Discount Rate
0%
Buy Target: < 46.4 USD ✘
Current Price: 70.8 USD
How Does This Work?
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This calculator helps investors estimate the Intrinsic Value of a company based on the current value of future cash flows. To use the tool, simply input a desired Margin Of Safety, which is an additional discount applied to the present value of the expected future cash flows. The tool calculates the present value using a discount rate that reflects the risk and time value of money, and provides an estimated target price for the company based on the selected margin of safety. The calculator defaults to using 5 Year Free Cash Flow Growth % and a discount rate based on the US 10-year treasury bond coupon rate. Use our performance analyser to get a feel the impact this has on longterm investment returns and discover a margin of safety you are comfortable with. This can be a useful tool for investors looking to make informed decisions about whether to buy or sell shares of a particular company.
Price/Earnings
27.75x
Free Cashflow Yeild
6.79%
PE/Earnings Growth
N/A
Price/Book
9.63x
Growth
Growth Score
45
- ✔ 5 Year Average Revenue growth of 12.05% is higher than the market average (10.97%)
- ✔ 5 Year Average Cashflow growth of 13.36% is higher than the market average (12.35%)
- ✘ Revenue growth has slowed this year
- ✘ 5 Year Average Earnings growth of 2.47% is lower than the market average (14.48%)
- ✘ Earnings growth has slowed this year
- ✘ Free Cashflow growth has slowed this year
Revenue Growth
12.05%
Earnings Growth
2.47%
Cashflow Growth
13.36%
Health
Health Score
53
Altman Z Score
3.07
Piostroski Score
7.00
Debt/Equity
2.02x
Current Assets/Liabilities
0.55x
Free Cashflow/Total Debt
0.37x
Debt/Capital
2.01x
Dividend
Secure Dividend Score
51
- ✔ Dividend is likely safe
- ✔ Long term dividend payout ratio of 33.43% is considered good
- ✔ Payout ratio (TTM) of N/A is lower than the average (40%)
- ✔ Dividends have shown growth over the last 5 years
- ✔ Spending a lower percentage of their income on dividends than last 5 years
- ✘ Dividend yeild of N/A is less than the market average (1.85%)
- ✘ Dividend growth has been slowing recently
Dividend Yeild
N/A
Dividend Growth
14.55%
Payout Ratio (Earnings)
N/A
Payout Ratio (Cashflow)
N/A
Management
Management Score
56
- ✔ Has issued new shares to finance growth when share price is high
- ✔ Has returned higher dividends when earnings have risen
- ✔ Return-on-equity of 36.42% is higher than the market average (15%)
- ✔ Return-on-capital-employed of 17.28% is higher than the market average (10%)
- ✘ Has a history of diluting shareholders to finance activity
Average Buybacks/Dilution
-1.25%
Recent Buybacks/Dilution
-0.32%
5 Year Price Volitility
11.68%
Return On Assets
7.74%
Return On Capital Employed
17.28%
Return On Equity
36.42%
Return On Free Cashflow
58.25%
Return On Investments
786.09%
Analysts
Analyst Opinion
89
- ✔ Ratings consensus is Strong Buy
SEC Filings
Find yearly (10-K), quaterly (10-Q) and disclosure (8-K) report here, on the Securities and Exchange Commission's EDGAR database. If reading through reports isn't your cup of tea, don't worry. We've made it easy for you by summarizing all the important bits.
Other Information
Company Name
Temenos AG
Currency
USD
Beta
0.846274
Vol Avg
14090
Ceo
Mr. Andreas Andreades
Cik
Cusip
87974R208
Exchange
Other OTC
Full Time Employees
8153
Industry
Software—Application
Sector
Technology
Ipo Date
2013-04-23
Address
2 Rue de L’Ecole-de-Chimie
City
Geneva
State
Country
CH
Zip
1205
Phone
41 22 708 1150
All financial data provided by FMP