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About The Company
Description
Southside Bancshares, Inc.
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Overview
Value
82
Growth
58
Health
63
Management
49
Analyst Opinion
89
Total
60
All Scores Out Of 100
Best Features
- Has a low level of debt
- Has a history of share buybacks
- Has strong financial health
- Price-to-earnings ratio of 12.0 is lower than the market average (19.6x)
- Has a margin-of-safety above fair value
- Liked by analysts
Risk Factors
- Earnings have declined recently
- Does not hold enough liquid assets to cover short term liabilities
- Disliked by Twitter users
- Very undervalued
- Very safe dividend
Latest News
Southside Bancshares, Inc. (SBSI) Q4 2022 Earnings Call Transcript
Seeking Alpha | 21:28 Fri 27 Jan 2023
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Southside Bancshares (SBSI) Q4 Earnings and Revenues Top Estimates
Zacks Investment Research | 13:17 Fri 27 Jan 2023
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Southside Bancshares, Inc. (SBSI) Q3 2022 Earnings Call Transcript
Seeking Alpha | 22:31 Tue 25 Oct 2022
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Southside Bancshares (SBSI) Q3 Earnings Lag Estimates
Zacks Investment Research | 14:17 Tue 25 Oct 2022
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Market Peers
SBSI
Key Figures
PE Ratio (TTM)
12.04
Margin Of Safety (DCF)
197.81%
Revenue Growth (5 Year Average)
6.22%
Ratings Consensus
Strong Buy
Share Buybacks
1.70%
Dividend Yeild (TTM)
3.57%
Valuation
Value Score
82
- ✔ Price-to-earnings ratio of 12.0 is lower than the market average (19.6x)
- ✔ Free-cashflow-yeild of 17.74% is better than the market average (4.7%)
- ✔ Margin-of-safety of 197.81% is better than the market average (17.95%)
- ✔ Estimated intrinsic-value of 117.96 USD is higher than current price ( 39.97 USD)
Desired Margin Of Safety
0%
▼
Tip: Set your desired Margin Of Safety
Free Cash Flow Type
Annual Cashflow Growth
0%
Discount Rate
0%
Buy Target: < 72.9 USD ✔
Current Price: 39.6 USD
How Does This Work?
Show Advanced Options
This calculator helps investors estimate the Intrinsic Value of a company based on the current value of future cash flows. To use the tool, simply input a desired Margin Of Safety, which is an additional discount applied to the present value of the expected future cash flows. The tool calculates the present value using a discount rate that reflects the risk and time value of money, and provides an estimated target price for the company based on the selected margin of safety. The calculator defaults to using 5 Year Free Cash Flow Growth % and a discount rate based on the US 10-year treasury bond coupon rate. Use our performance analyser to get a feel the impact this has on longterm investment returns and discover a margin of safety you are comfortable with. This can be a useful tool for investors looking to make informed decisions about whether to buy or sell shares of a particular company.
Price/Earnings
12.04x
Free Cashflow Yeild
17.74%
PE/Earnings Growth
0.29
Price/Book
1.80x
Growth
Growth Score
58
- ✔ 5 Year Average Earnings growth of 16.09% is higher than the market average (14.48%)
- ✔ 5 Year Average Cashflow growth of 20.51% is higher than the market average (12.35%)
- ✔ Free Cashflow growth has improved this year
- ✘ 5 Year Average Revenue growth of 6.22% is lower than the market average (10.97%)
- ✘ Revenue growth has slowed this year
- ✘ Earnings growth has slowed this year
Revenue Growth
6.22%
Earnings Growth
16.09%
Cashflow Growth
20.51%
Health
Health Score
63
Altman Z Score
N/A
Piostroski Score
N/A
Debt/Equity
0.59x
Current Assets/Liabilities
N/Ax
Free Cashflow/Total Debt
0.27x
Debt/Capital
0.13x
Dividend
Secure Dividend Score
72
- ✔ Dividend yeild of 3.57% is more than the market average (1.85%)
- ✔ Very safe
- ✔ Long term dividend payout ratio of 51.39% is considered good
- ✔ Dividends have shown growth over the last 5 years
- ✔ Dividend growth has been accelerating recently
- ✔ Spending a lower percentage of their income on dividends than last 5 years
- ✘ Payout ratio (TTM) of 42.85% is higher than the average (40%)
Dividend Yeild
3.57%
Dividend Growth
3.16%
Payout Ratio (Earnings)
42.85%
Payout Ratio (Cashflow)
20.14%
Management
Management Score
49
- ✔ Has repurchased shares when value is good
- ✔ Has a history of returning value to shareholders through stock buybacks
- ✔ Has returned higher dividends when earnings have risen
- ✘ Return-on-capital-employed of 2.48% is lower than the market average (10%)
- ✘ Return-on-equity of 12.35% is lower than the market average (15%)
Average Buybacks/Dilution
1.70%
Recent Buybacks/Dilution
-3.30%
5 Year Price Volitility
12.09%
Return On Assets
1.55%
Return On Capital Employed
2.48%
Return On Equity
12.35%
Return On Free Cashflow
142.48%
Return On Investments
2.00%
Analysts
Analyst Opinion
89
- ✔ Ratings consensus is Strong Buy
SEC Filings
Find yearly (10-K), quaterly (10-Q) and disclosure (8-K) report here, on the Securities and Exchange Commission's EDGAR database. If reading through reports isn't your cup of tea, don't worry. We've made it easy for you by summarizing all the important bits.
Other Information
Company Name
Southside Bancshares, Inc.
Currency
USD
Beta
0.539588
Vol Avg
115790
Ceo
Mr. Lee Gibson
Cik
0000705432
Cusip
84470P109
Exchange
NASDAQ Global Select
Full Time Employees
809
Industry
Banks—Regional
Sector
Financial Services
Ipo Date
1996-05-30
Address
1201 S Beckham Ave
City
Tyler
State
TEXAS
Country
US
Zip
75701
Phone
19035317111
All financial data provided by FMP
Social Sentiment
Social Sentiment Score
16
Twitter Sentiment
N/A
Stocktwits Sentiment
32.00