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About The Company

CEO

Mr. Sandeep Bakhshi B.E.

Market Cap

90.18 Billion USD

Sector

Financial Services

Website

https://www.icicibank.com

Last Update

2/22/2024, 12:00:00 PM

Description

ICICI Bank Limited provides various banking products and financial services in India and internationally.

Read More

Overview

Value

52

Growth

33

Health

51

Management

17

Analyst Opinion

86

Total

48

All Scores Out Of 100

Best Features

  • Earnings growth has improved recently
  • Has a low level of debt
  • Price-to-earnings ratio of 18.0 is lower than the market average (19.6x)
  • Has a margin-of-safety above fair value
  • Liked by analysts
  • Has high dividend yeild
  • Low preportion of income is paid as dividend

Risk Factors

  • There is a history of diluting shareholders
  • Altman-Z score suggests a risk of bankruptcy
  • Does not hold enough liquid assets to cover short term liabilities
  • Disliked by Twitter users
  • Poor earnings and cashflow growth
  • Dividend could be at risk

Market Peers

IBN

Key Figures

PE Ratio (TTM)

18.00

Margin Of Safety (DCF)

161.93%

Revenue Growth (5 Year Average)

5.50%

Ratings Consensus

Strong Buy

Share Buybacks

-0.47%

Dividend Yeild (TTM)

0.00%

Valuation

Value Score

52

  • Price-to-earnings ratio of 18.0 is lower than the market average (19.6x)
  • Margin-of-safety of 161.93% is better than the market average (17.95%)
  • Estimated intrinsic-value of 69.07 USD is higher than current price ( 25.68 USD)
  • Free-cashflow-yeild of 0.07% is worse than the market average (4.7%)

Desired Margin Of Safety

0%

Tip: Set your desired Margin Of Safety

Free Cash Flow Type

Annual Cashflow Growth

0%

Discount Rate

0%

Buy Target: < 5721.7 USD

Current Price: 26.4 USD

How Does This Work?

Show Advanced Options

This calculator helps investors estimate the Intrinsic Value of a company based on the current value of future cash flows. To use the tool, simply input a desired Margin Of Safety, which is an additional discount applied to the present value of the expected future cash flows. The tool calculates the present value using a discount rate that reflects the risk and time value of money, and provides an estimated target price for the company based on the selected margin of safety. The calculator defaults to using 5 Year Free Cash Flow Growth % and a discount rate based on the US 10-year treasury bond coupon rate. Use our performance analyser to get a feel the impact this has on longterm investment returns and discover a margin of safety you are comfortable with. This can be a useful tool for investors looking to make informed decisions about whether to buy or sell shares of a particular company.

Price/Earnings

18.00x

Free Cashflow Yeild

0.07%

PE/Earnings Growth

14.06

Price/Book

0.00x

Growth

Growth Score

33

  • Revenue growth has improved this yeara
  • Earnings growth has improved this year
  • 5 Year Average Revenue growth of 5.50% is lower than the market average (10.97%)
  • 5 Year Average Earnings growth of 9.42% is lower than the market average (14.48%)
  • 5 Year Average Free Cashflow growth of 0.00% is lower than the market average (12.35%)
  • Free Cashflow growth has slowed this year

Revenue Growth

5.50%

Earnings Growth

9.42%

Cashflow Growth

0.00%

Health

Health Score

51

  • Altman-Z score suggests a risk of bankruptcy
  • High financial leverage and base interest rate exposure
  • Requires debt for normal operation to be sustainable
  • Debt repayments significantly impact cashflow

Altman Z Score

0.27

Piostroski Score

4.00

Debt/Equity

0.80x

Current Assets/Liabilities

N/Ax

Free Cashflow/Total Debt

0.00x

Debt/Capital

1.65x

Dividend

Secure Dividend Score

0

  • Payout ratio (TTM) of 0.00% is lower than the average (40%)
  • Dividends have shown growth over the last 5 years
  • Spending a lower percentage of their income on dividends than last 5 years
  • Dividend yeild of 0.00% is less than the market average (1.85%)
  • Very unsafe
  • Long term dividend payout ratio of 816.39% is high and may limit growth

Dividend Yeild

0.00%

Dividend Growth

0.00%

Payout Ratio (Earnings)

0.00%

Payout Ratio (Cashflow)

0.00%

Management

Management Score

17

  • Return-on-capital-employed of 0.68% is lower than the market average (10%)
  • Has issued new shares whilst share price is low
  • Has a history of diluting shareholders to finance activity
  • Return-on-equity of 4.41% is lower than the market average (15%)

Average Buybacks/Dilution

-0.47%

Recent Buybacks/Dilution

-1.76%

5 Year Price Volitility

29.12%

Return On Assets

0.50%

Return On Capital Employed

0.68%

Return On Equity

4.41%

Return On Free Cashflow

N/A

Return On Investments

1.47%

Social Sentiment

Social Sentiment Score

0

Twitter Sentiment

N/A

Stocktwits Sentiment

N/A

Analysts

Analyst Opinion

86

  • Ratings consensus is Strong Buy

SEC Filings

Find yearly (10-K), quaterly (10-Q) and disclosure (8-K) report here, on the Securities and Exchange Commission's EDGAR database. If reading through reports isn't your cup of tea, don't worry. We've made it easy for you by summarizing all the important bits.

Other Information

Company Name

ICICI Bank Limited

Currency

USD

Beta

0.674355

Vol Avg

3824540

Ceo

Mr. Sandeep Bakhshi B.E.

Cik

0001103838

Cusip

45104G104

Exchange

New York Stock Exchange

Full Time Employees

130542

Industry

Banks—Regional

Sector

Financial Services

Ipo Date

2000-03-28

Address

ICICI Bank Towers

City

Mumbai

State

Country

IN

Zip

400051

Phone

91 22 2653 1414

Analysis Last Updated

2/22/2024, 12:00:00 PM

All financial data provided by FMP

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