Add To Watchlist
Share URL
About The Company
CEO
Mr. Michael J. Roffler
Market Cap
653.63 Million USD
Sector
Financial Services
Website
https://www.firstrepublic.comLast Update
2/22/2024, 12:00:00 PM
Description
First Republic Bank, together with its subsidiaries, provides private banking, private business banking, and private wealth management services to clients in metropolitan areas in the United States.
Read More
Overview
Value
86
Growth
43
Health
51
Management
6
Analyst Opinion
74
Total
52
All Scores Out Of 100
Best Features
- Has a low level of debt
- Price-to-earnings ratio of 1.0 is lower than the market average (19.6x)
- Has a margin-of-safety above fair value
- Liked by analysts
- Has strong dividend growth
- Has high dividend yeild
- Low preportion of income is paid as dividend
Risk Factors
- Earnings have declined recently
- There is a history of diluting shareholders
- Altman-Z score suggests a risk of bankruptcy
- Does not hold enough liquid assets to cover short term liabilities
- Disliked by Twitter users
- Very undervalued
- Accounting anomalies: Growing revenues without a corresponding growth in cash flows.
Market Peers
FRC
Key Figures
PE Ratio (TTM)
0.98
Margin Of Safety (DCF)
799.69%
Revenue Growth (5 Year Average)
15.48%
Ratings Consensus
Buy
Share Buybacks
-2.80%
Dividend Yeild (TTM)
13.92%
Valuation
Value Score
86
Desired Margin Of Safety
0%
▼
Tip: Set your desired Margin Of Safety
Free Cash Flow Type
Annual Cashflow Growth
0%
Discount Rate
0%
Buy Target: < 41.6 USD ✔
Current Price: 3.5 USD
How Does This Work?
Show Advanced Options
This calculator helps investors estimate the Intrinsic Value of a company based on the current value of future cash flows. To use the tool, simply input a desired Margin Of Safety, which is an additional discount applied to the present value of the expected future cash flows. The tool calculates the present value using a discount rate that reflects the risk and time value of money, and provides an estimated target price for the company based on the selected margin of safety. The calculator defaults to using 5 Year Free Cash Flow Growth % and a discount rate based on the US 10-year treasury bond coupon rate. Use our performance analyser to get a feel the impact this has on longterm investment returns and discover a margin of safety you are comfortable with. This can be a useful tool for investors looking to make informed decisions about whether to buy or sell shares of a particular company.
Price/Earnings
0.98x
Free Cashflow Yeild
4.44%
PE/Earnings Growth
0.14
Price/Book
Infinityx
Growth
Growth Score
43
- ✔ 5 Year Average Revenue growth of 15.48% is higher than the market average (10.97%)
- ✘ Revenue growth has slowed this year
- ✘ 5 Year Average Earnings growth of 10.79% is lower than the market average (14.48%)
- ✘ Earnings growth has slowed this year
- ✘ 5 Year Average Free Cashflow growth of -0.56% is lower than the market average (12.35%)
- ✘ Free Cashflow growth has slowed this year
Revenue Growth
15.48%
Earnings Growth
10.79%
Cashflow Growth
-0.56%
Health
Health Score
51
Altman Z Score
0.00
Piostroski Score
5.00
Debt/Equity
0.88x
Current Assets/Liabilities
0.80x
Free Cashflow/Total Debt
0.00x
Debt/Capital
2.87x
Dividend
Secure Dividend Score
62
- ✔ Dividend yeild of 13.92% is more than the market average (1.85%)
- ✔ Dividend is likely safe
- ✔ Long term dividend payout ratio of 19.68% is considered good
- ✔ Payout ratio (TTM) of 13.89% is lower than the average (40%)
- ✔ Dividends have shown growth over the last 5 years
- ✔ Dividend growth has been accelerating recently
- ✔ Spending a lower percentage of their income on dividends than last 5 years
Dividend Yeild
13.92%
Dividend Growth
19.40%
Payout Ratio (Earnings)
13.89%
Payout Ratio (Cashflow)
N/A
Management
Management Score
6
- ✔ Has returned higher dividends when earnings have risen
- ✘ Return-on-capital-employed of 1.61% is lower than the market average (10%)
- ✘ Has issued new shares whilst share price is low
- ✘ Has a history of diluting shareholders to finance activity
- ✘ Return-on-equity of 8.88% is lower than the market average (15%)
Average Buybacks/Dilution
-2.80%
Recent Buybacks/Dilution
2.88%
5 Year Price Volitility
29.55%
Return On Assets
0.73%
Return On Capital Employed
1.61%
Return On Equity
8.88%
Return On Free Cashflow
N/A
Return On Investments
4.63%
Analysts
Analyst Opinion
74
- ✔ Ratings consensus is Buy
SEC Filings
Find yearly (10-K), quaterly (10-Q) and disclosure (8-K) report here, on the Securities and Exchange Commission's EDGAR database. If reading through reports isn't your cup of tea, don't worry. We've made it easy for you by summarizing all the important bits.
Other Information
Company Name
First Republic Bank
Currency
USD
Beta
1.010726
Vol Avg
64633037
Ceo
Mr. Michael J. Roffler
Cik
0001132979
Cusip
33616C100
Exchange
New York Stock Exchange
Full Time Employees
7213
Industry
Banks—Regional
Sector
Financial Services
Ipo Date
2010-12-09
Address
111 Pine Street
City
San Francisco
State
CA
Country
US
Zip
94111
Phone
415 392 1400
Analysis Last Updated
2/22/2024, 12:00:00 PM
All financial data provided by FMP
Social Sentiment
Social Sentiment Score
0
Twitter Sentiment
N/A
Stocktwits Sentiment
N/A