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About The Company
CEO
Mr. T. Heath Fountain
Market Cap
225.81 Million USD
Sector
Financial Services
Website
https://www.colonybank.comDescription
Colony Bankcorp, Inc. operates as the bank holding company for Colony Bank that provides various banking products and services to commercial and consumer customers.
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Overview
Value
60
Growth
38
Health
62
Management
34
Analyst Opinion
89
Total
57
All Scores Out Of 100
Best Features
- Has a low level of debt
- Has strong financial health
- Price-to-earnings ratio of 11.3 is lower than the market average (19.6x)
- Liked by analysts
- Has strong dividend growth
Risk Factors
- Earnings have declined recently
- There is a history of diluting shareholders
- Poor earnings and cashflow growth
Latest News
Colony Bankcorp (CBAN) Lags Q4 Earnings and Revenue Estimates
Zacks Investment Research | 00:33 Fri 27 Jan 2023
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Colony Bankcorp, Inc. Announces Date for Fourth Quarter 2022 Earnings Release and Conference Call
Business Wire | 21:30 Mon 9 Jan 2023
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Colony Bankcorp, Inc. (CBAN) Q3 2022 Earnings Call Transcript
Seeking Alpha | 17:57 Fri 21 Oct 2022
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Colony Bankcorp (CBAN) Lags Q3 Earnings and Revenue Estimates
Zacks Investment Research | 02:19 Fri 21 Oct 2022
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Market Peers
CBAN
Key Figures
PE Ratio (TTM)
11.33
Margin Of Safety (DCF)
48.45%
Revenue Growth (5 Year Average)
17.59%
Ratings Consensus
Strong Buy
Share Buybacks
-10.07%
Dividend Yeild (TTM)
2.82%
Valuation
Value Score
60
Desired Margin Of Safety
0%
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Tip: Set your desired Margin Of Safety
Free Cash Flow Type
Annual Cashflow Growth
0%
Discount Rate
0%
Buy Target: < 22.4 USD ✔
Current Price: 12.8 USD
How Does This Work?
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This calculator helps investors estimate the Intrinsic Value of a company based on the current value of future cash flows. To use the tool, simply input a desired Margin Of Safety, which is an additional discount applied to the present value of the expected future cash flows. The tool calculates the present value using a discount rate that reflects the risk and time value of money, and provides an estimated target price for the company based on the selected margin of safety. The calculator defaults to using 5 Year Free Cash Flow Growth % and a discount rate based on the US 10-year treasury bond coupon rate. Use our performance analyser to get a feel the impact this has on longterm investment returns and discover a margin of safety you are comfortable with. This can be a useful tool for investors looking to make informed decisions about whether to buy or sell shares of a particular company.
Price/Earnings
11.33x
Free Cashflow Yeild
11.61%
PE/Earnings Growth
0.33
Price/Book
1.00x
Growth
Growth Score
38
- ✔ 5 Year Average Revenue growth of 17.59% is higher than the market average (10.97%)
- ✔ Revenue growth has improved this yeara
- ✔ 5 Year Average Earnings growth of 14.74% is higher than the market average (14.48%)
- ✘ Earnings growth has slowed this year
- ✘ 5 Year Average Free Cashflow growth of -12.31% is lower than the market average (12.35%)
- ✘ Free Cashflow growth has slowed this year
Revenue Growth
17.59%
Earnings Growth
14.74%
Cashflow Growth
-12.31%
Health
Health Score
62
Altman Z Score
N/A
Piostroski Score
N/A
Debt/Equity
0.41x
Current Assets/Liabilities
180.15x
Free Cashflow/Total Debt
0.34x
Debt/Capital
0.09x
Dividend
Secure Dividend Score
68
- ✔ Dividend yeild of 2.82% is more than the market average (1.85%)
- ✔ Dividend is likely safe
- ✔ Long term dividend payout ratio of 24.15% is considered good
- ✔ Payout ratio (TTM) of 35.13% is lower than the average (40%)
- ✔ Dividends have shown growth over the last 5 years
- ✘ Dividend growth has been slowing recently
- ✘ Spending a higher percentage of their income on dividends than last 5 years
Dividend Yeild
2.82%
Dividend Growth
15.49%
Payout Ratio (Earnings)
35.13%
Payout Ratio (Cashflow)
24.33%
Management
Management Score
34
- ✔ Has returned higher dividends when earnings have risen
- ✘ Return-on-capital-employed of 1.66% is lower than the market average (10%)
- ✘ Has issued new shares whilst share price is low
- ✘ Has a history of diluting shareholders to finance activity
- ✘ Return-on-equity of 13.45% is lower than the market average (15%)
Average Buybacks/Dilution
-10.07%
Recent Buybacks/Dilution
56.75%
5 Year Price Volitility
14.68%
Return On Assets
1.09%
Return On Capital Employed
1.66%
Return On Equity
13.45%
Return On Free Cashflow
-125.49%
Return On Investments
1.55%
Analysts
Analyst Opinion
89
- ✔ Ratings consensus is Strong Buy
SEC Filings
Find yearly (10-K), quaterly (10-Q) and disclosure (8-K) report here, on the Securities and Exchange Commission's EDGAR database. If reading through reports isn't your cup of tea, don't worry. We've made it easy for you by summarizing all the important bits.
Other Information
Company Name
Colony Bankcorp, Inc.
Currency
USD
Beta
0.550401
Vol Avg
42663
Ceo
Mr. T. Heath Fountain
Cik
0000711669
Cusip
19623P101
Exchange
NASDAQ Global Market
Full Time Employees
486
Industry
Banks—Regional
Sector
Financial Services
Ipo Date
1958-09-16
Address
115 S Grant St
City
Fitzgerald
State
GEORGIA
Country
US
Zip
31750
Phone
12294266000
All financial data provided by FMP