Stocks & ETFs

Latest News

Blogs & Articles

Stratagy Backtesting

Portfolio Analyser

Price Analyser

Compare Stocks

Stock & ETF Screener

Pricing

About The Company

CEO

Market Cap

3.91 Billion SAR

Sector

Financial Services

Website

https://www.alrajhitakaful.com

Description

Al Rajhi Company for Cooperative Insurance provides various insurance products and services to individuals, SMEs, and corporates in the Kingdom of Saudi Arabia.

Read More

Overview

Value

25

Growth

20

Health

51

Management

32

Analyst Opinion

89

Total

43

All Scores Out Of 100

Best Features

  • Has a low level of debt
  • Liked by analysts
  • Low preportion of income is paid as dividend

Risk Factors

  • Earnings have declined recently
  • No margin of safety at their current market price
  • Poor earnings and cashflow growth
  • Price-to-earnings ratio of 92.4 is higher than the market average (19.6x)
  • Cashflow is growing faster than revenue

Market Peers

8230.SR

Key Figures

PE Ratio (TTM)

92.42

Margin Of Safety (DCF)

-20.93%

Revenue Growth (5 Year Average)

-4.81%

Ratings Consensus

Strong Buy

Share Buybacks

N/A

Dividend Yeild (TTM)

N/A

Valuation

Value Score

25

  • Free-cashflow-yeild of 4.77% is better than the market average (4.7%)
  • Estimated intrinsic-value of 78.92 SAR is lower than current price ( 97.80 SAR)
  • Price-to-earnings ratio of 92.4 is higher than the market average (19.6x)
  • Margin-of-safety of -20.93% is worse than the market average (17.95%)

Desired Margin Of Safety

0%

Tip: Set your desired Margin Of Safety

Free Cash Flow Type

Annual Cashflow Growth

0%

Discount Rate

0%

Buy Target: < 79.7 SAR

Current Price: 99.8 SAR

How Does This Work?

Show Advanced Options

This calculator helps investors estimate the Intrinsic Value of a company based on the current value of future cash flows. To use the tool, simply input a desired Margin Of Safety, which is an additional discount applied to the present value of the expected future cash flows. The tool calculates the present value using a discount rate that reflects the risk and time value of money, and provides an estimated target price for the company based on the selected margin of safety. The calculator defaults to using 5 Year Free Cash Flow Growth % and a discount rate based on the US 10-year treasury bond coupon rate. Use our performance analyser to get a feel the impact this has on longterm investment returns and discover a margin of safety you are comfortable with. This can be a useful tool for investors looking to make informed decisions about whether to buy or sell shares of a particular company.

Price/Earnings

92.42x

Free Cashflow Yeild

4.77%

PE/Earnings Growth

N/A

Price/Book

3.03x

Growth

Growth Score

20

  • Revenue growth has improved this yeara
  • Free Cashflow growth has improved this year
  • 5 Year Average Revenue growth of -4.81% is lower than the market average (10.97%)
  • 5 Year Average Earnings growth of 1.09% is lower than the market average (14.48%)
  • Earnings growth has slowed this year
  • 5 Year Average Free Cashflow growth of 4.09% is lower than the market average (12.35%)

Revenue Growth

-4.81%

Earnings Growth

1.09%

Cashflow Growth

4.09%

Health

Health Score

51

  • Has a low level of debt
  • Assets cover liabilities
  • Low financial Leverage
  • Normal operation does not require debt to be sustainable
  • Debt repayments do not significantly impact cashflow

Altman Z Score

N/A

Piostroski Score

N/A

Debt/Equity

0.04x

Current Assets/Liabilities

4.64x

Free Cashflow/Total Debt

2.66x

Debt/Capital

0.06x

Management

Management Score

32

  • Has not bought shares or issued new shares in the last 5 years
  • Return-on-equity of 7.75% is lower than the market average (15%)
  • Return-on-capital-employed of 3.71% is lower than the market average (10%)

Average Buybacks/Dilution

N/A

Recent Buybacks/Dilution

N/A

5 Year Price Volitility

19.31%

Return On Assets

2.12%

Return On Capital Employed

3.71%

Return On Equity

7.75%

Return On Free Cashflow

29.24%

Return On Investments

2.99%

Analysts

Analyst Opinion

89

  • Ratings consensus is Strong Buy

SEC Filings

Find yearly (10-K), quaterly (10-Q) and disclosure (8-K) report here, on the Securities and Exchange Commission's EDGAR database. If reading through reports isn't your cup of tea, don't worry. We've made it easy for you by summarizing all the important bits.

Other Information

Company Name

Al Rajhi Company for Cooperative Insurance

Currency

SAR

Beta

0.533538

Vol Avg

162112

Ceo

Cik

Cusip

Exchange

Saudi

Full Time Employees

Industry

Insurance—Diversified

Sector

Financial Services

Ipo Date

2010-03-04

Address

Platinum Centre

City

Riyadh

State

Country

SA

Zip

11517

Phone

966 11 4409633

All financial data provided by FMP

Noticed an error with something on our site?

We Use Cookies