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About The Company

CEO

Shin-Heng Park

Market Cap

206.54 Billion KRW

Sector

Financial Services

Website

https://www.heungkukfire.co.kr

Description

Heungkuk Fire&Marine Insurance Co.

Read More

Overview

Value

99

Growth

13

Health

46

Management

50

Analyst Opinion

77

Total

57

All Scores Out Of 100

Best Features

  • Earnings growth has improved recently
  • Has a low level of debt
  • Has a history of share buybacks
  • Price-to-earnings ratio of 1.3 is lower than the market average (19.6x)
  • Has a margin-of-safety above fair value
  • Liked by analysts
  • Has strong dividend growth
  • Low preportion of income is paid as dividend

Risk Factors

  • Poor earnings and cashflow growth
  • Very undervalued

Market Peers

000540.KS

Key Figures

PE Ratio (TTM)

1.31

Margin Of Safety (DCF)

107380.31%

Revenue Growth (5 Year Average)

0.13%

Ratings Consensus

Buy

Share Buybacks

100.00%

Dividend Yeild (TTM)

2.56%

Valuation

Value Score

99

  • Price-to-earnings ratio of 1.3 is lower than the market average (19.6x)
  • Free-cashflow-yeild of 161.42% is better than the market average (4.7%)
  • Margin-of-safety of 107380.31% is better than the market average (17.95%)
  • Estimated intrinsic-value of 3.48 Million KRW is higher than current price ( 3.21 Thousand KRW)

Desired Margin Of Safety

0%

Tip: Set your desired Margin Of Safety

Free Cash Flow Type

Annual Cashflow Growth

0%

Discount Rate

0%

Buy Target: < 696446.9 KRW

Current Price: 3235 KRW

How Does This Work?

Show Advanced Options

This calculator helps investors estimate the Intrinsic Value of a company based on the current value of future cash flows. To use the tool, simply input a desired Margin Of Safety, which is an additional discount applied to the present value of the expected future cash flows. The tool calculates the present value using a discount rate that reflects the risk and time value of money, and provides an estimated target price for the company based on the selected margin of safety. The calculator defaults to using 5 Year Free Cash Flow Growth % and a discount rate based on the US 10-year treasury bond coupon rate. Use our performance analyser to get a feel the impact this has on longterm investment returns and discover a margin of safety you are comfortable with. This can be a useful tool for investors looking to make informed decisions about whether to buy or sell shares of a particular company.

Price/Earnings

1.31x

Free Cashflow Yeild

161.42%

PE/Earnings Growth

N/A

Price/Book

0.02x

Growth

Growth Score

13

  • Earnings growth has improved this year
  • 5 Year Average Revenue growth of 0.13% is lower than the market average (10.97%)
  • Revenue growth has slowed this year
  • 5 Year Average Earnings growth of -19.29% is lower than the market average (14.48%)
  • 5 Year Average Free Cashflow growth of 11.41% is lower than the market average (12.35%)
  • Free Cashflow growth has slowed this year

Revenue Growth

0.13%

Earnings Growth

-19.29%

Cashflow Growth

11.41%

Health

Health Score

46

  • Has a low level of debt
  • Assets cover liabilities
  • Low financial Leverage
  • Normal operation does not require debt to be sustainable
  • Debt repayments significantly impact cashflow

Altman Z Score

N/A

Piostroski Score

N/A

Debt/Equity

0.44x

Current Assets/Liabilities

393.11x

Free Cashflow/Total Debt

N/Ax

Debt/Capital

0.11x

Dividend

Secure Dividend Score

69

  • Dividend yeild of 2.56% is more than the market average (1.85%)
  • Dividend is likely safe
  • Long term dividend payout ratio of 34.70% is considered good
  • Payout ratio (TTM) of 2.72% is lower than the average (40%)
  • Dividends have shown growth over the last 5 years
  • Spending a lower percentage of their income on dividends than last 5 years

Dividend Yeild

2.56%

Dividend Growth

26.14%

Payout Ratio (Earnings)

2.72%

Payout Ratio (Cashflow)

N/A

Management

Management Score

50

  • Has repurchased shares when value is good
  • Has a history of returning value to shareholders through stock buybacks
  • Return-on-capital-employed of 0.41% is lower than the market average (10%)
  • Has returned higher dividends when earnings have fallen
  • Return-on-equity of N/A is lower than the market average (15%)

Average Buybacks/Dilution

100.00%

Recent Buybacks/Dilution

N/A

5 Year Price Volitility

29.60%

Return On Assets

N/A

Return On Capital Employed

0.41%

Return On Equity

N/A

Return On Free Cashflow

N/A

Return On Investments

N/A

Analysts

Analyst Opinion

77

  • Ratings consensus is Buy

SEC Filings

Find yearly (10-K), quaterly (10-Q) and disclosure (8-K) report here, on the Securities and Exchange Commission's EDGAR database. If reading through reports isn't your cup of tea, don't worry. We've made it easy for you by summarizing all the important bits.

Other Information

Company Name

Heungkuk Fire&Marine Insurance Co., Ltd.

Currency

KRW

Beta

0.819621

Vol Avg

302167

Ceo

Shin-Heng Park

Cik

Cusip

Exchange

KSE

Full Time Employees

Industry

Insurance—Property & Casualty

Sector

Financial Services

Ipo Date

2000-01-04

Address

68 Saemunan-ro

City

Seoul

State

Country

KR

Zip

03184

Phone

82 2 6260 7995

All financial data provided by FMP

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